Mel Luter Wealth Management

07/07/2026

New ISA rules are on the way.

From 2027, interest on cash held within stocks and shares ISAs will face a new charge, while a new first‑time buyer ISA is also being introduced.

👉 This article breaks down the changes in a clear and simple way: https://ow.ly/cUJ150Zk4i7

St. James’s Place Representatives represent only St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 03/07/2026

24/06/2026

❗Parents of teenagers, please read and share this.

This week, we are due to hit record-breaking temperatures and we know that kids will seek out open water to cool down.

Please spend just a few minutes discussing these three points with them - it could save their life:

🌊 Explain the dangers of open water and encourage them to only visit lifeguarded beaches.
⭐ Ensure they know how to float, instead of thrash if they get into difficulty. The RNLI has excellent information on Float to Live.
📱 Remind them to never go in the water to rescue someone else - instead call 999 and use the what3words app to mark their location.

The more people who see this message, the less people we hope will get into difficulty.

23/06/2026

17/05/2026

Happy 4th Birthday to our Head of Security - Frank 🎂🍻🎊🎁🎈

30/04/2026

With the Iran conflict lifting prices and hampering global growth, economists have started to suggest the spectre of stagflation could reappear.

But what is it, and why does it matter? 🤔

Find out more: https://ow.ly/L7Yb50YSnYb

St. James’s Place Representatives represent only St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 30/4/2026