Ant Parker - Financial Advisor

Ant Parker - Financial Advisor I help clients build realistic (but ambitious!) financial plans and support them in working towards their goals.

My goal is simple: help you build clarity, confidence, and a solid financial future.

We had a fantastic day at the Legends Drivers Club at Porsche Centre Tonbridge last Saturday.I'm really proud to have sp...
20/07/2026

We had a fantastic day at the Legends Drivers Club at Porsche Centre Tonbridge last Saturday.

I'm really proud to have sponsored it. Great to be able to give a little something back to this community and spend the day with a brilliant group of people.

Loads of good conversations, plenty of laughs and, as always, some beautiful machines on display.

Thanks to everyone who came over for a chat. I really enjoyed it. see you all soon!

The thing I hear most often when I sit down with someone new?"I've been meaning to sort this for years."Genuinely, almos...
14/07/2026

The thing I hear most often when I sit down with someone new?

"I've been meaning to sort this for years."

Genuinely, almost every time. And I get it completely. Life is busy and this stuff always feels like it can wait until next month.

The problem is next month has a habit of becoming next year. And doing nothing has a cost, it's just one you don't see until later.

If you've been meaning to sort something, this is your nudge; lets make it happen!

Photo- Oliver, looking unimpressed, in a Hat to brighten up your feed this morning!

Really exciting news!I'm sponsoring the coffees at the Legends Drivers Club meet this Sunday at Porsche Centre Tonbridge...
08/07/2026

Really exciting news!

I'm sponsoring the coffees at the Legends Drivers Club meet this Sunday at Porsche Centre Tonbridge

These guys have given me way more than I've ever put in, a really welcoming community who put together some fantastic events, so it felt right to say thanks properly. If you're heading down, I look forward to seeing you there, Grab a coffee, its on me!

At a mate's 50th last weekend. Brilliant night.On the drive home though it did get me thinking. 50 has a way of making y...
06/07/2026

At a mate's 50th last weekend. Brilliant night.

On the drive home though it did get me thinking. 50 has a way of making you look at the next ten or fifteen years a bit more honestly than you might have before.

The people I come across who are most sorted financially aren't necessarily the ones who earned the most. They're usually just the ones who started thinking about it a bit earlier than everyone else.

Anyway. A great night was had by all.

Chapel Wealth Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).Chapel Wealth Management is a trading name of Chapel Wealth Management Group Ltd

SJP Approved 16.06.26

Most business owners I speak to have a retirement plan. It's usually some version of: build the business, sell it, job d...
02/07/2026

Most business owners I speak to have a retirement plan. It's usually some version of: build the business, sell it, job done.

Which is fine. But what if the sale doesn't happen on your terms? Wrong market, wrong timing, or just doesn't go for what you'd hoped?

A pension alongside the business isn't giving up on the exit plan. It's just a backup. And £1,000 a month over 30 years at 6% growth quietly becomes just over a million pounds in the background while you get on with running the business.
Not a bad position to be in either way.

This Figure is an example only and not guaranteed – It’s not a minimum or maximum amount, what you get back depends on how your investment grows and the tax treatment. You could get back more or less than this.

Chapel Wealth Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).Chapel Wealth Management is a trading name of Chapel Wealth Management Group Ltd

SJP Approved 16.06.26

Something that comes up constantly in my job.Most people pay more tax than they need to. Not because they're doing anyth...
29/06/2026

Something that comes up constantly in my job.

Most people pay more tax than they need to. Not because they're doing anything wrong, just because nobody has ever sat them down and shown them the alternatives.

Pensions and ISAs used properly can make a genuine difference to your tax bill, whether you're employed or running your own business. Nothing exotic, nothing risky. Just sensible use of what's already available.

Worth knowing about if you don't already.

Chapel Wealth Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).Chapel Wealth Management is a trading name of Chapel Wealth Management Group Ltd

SJP Approved 03.06.26

This week I had a client with £20,000 sitting in a cash earning 1.5%.Sounds fine on paper. But inflation is running at 3...
15/06/2026

This week I had a client with £20,000 sitting in a cash earning 1.5%.

Sounds fine on paper. But inflation is running at 3.3% right now, which means in real terms that money was losing value every single year.

The number on the statement wasn't going down, but what it could actually buy was quietly shrinking.

Over 10 years the difference between leaving it there and doing something different with it potentially runs into thousands of pounds.

We sorted it this week. A small job which will make a big difference.

Photo – Beer, an often used measure of inflation –
Typical cost 10 years ago £3.30
Typical cost in 2026: £5.40

Equity Investments and stocks and shares fluctuate in value so returns aren’t guaranteed. While cash savings provide short term stability, inflation can erode their purchasing power over time. This is why many investors use equities for longer term goals. You could still get back less than you invest.

Chapel Wealth Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).Chapel Wealth Management is a trading name of Chapel Wealth Management Group Ltd

SJP Approved 29/05/2026

My grandad was retired for longer than he ever worked.He wasn't rich. He just planned ahead, lived sensibly, and spent h...
12/06/2026

My grandad was retired for longer than he ever worked.

He wasn't rich. He just planned ahead, lived sensibly, and spent his later years doing exactly what he wanted.

I think about him quite a bit in this job.

That's ultimately what all of this is for.

Not spreadsheets.

Not complex jargon.

Just making sure people get to enjoy their lives without money being the thing that gets in the way.

I put some life insurance in place for someone this week and the numbers still surprise me every time.No mortgage. But h...
09/06/2026

I put some life insurance in place for someone this week and the numbers still surprise me every time.

No mortgage. But he's got a young family and wanted to make sure they'd be looked after properly if anything happened to him.

£35 a month through his company. £500,000 of cover.*

People always assume this stuff costs a fortune. More often than not it really doesn't.

Photo – I’m lucky enough to have these 3 relying on me!

*Please note that the cost of life insurance will be dependent on your own personal circumstances. It could be higher or lower than the example included.

Chapel Wealth Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). Chapel Wealth Management is a trading name of Chapel Wealth Management Group Ltd.

SJP Approved 29/05/2026

Honest question for anyone who'll answer it.When did you last actually look at your pension? Not just get a statement th...
05/06/2026

Honest question for anyone who'll answer it.

When did you last actually look at your pension? Not just get a statement through and put it on the pile. Actually look at where it's invested and what it's doing.

I've been speaking to a lot of people recently who have no idea. And I mean that without any judgement, because why would you?

Nobody really teaches you this stuff and, in the UK, its almost taboo to talk money with friends and family..

Just worth knowing what's there, how is it invested and how will it serve you in retirement. That's all.

Chapel Wealth Management is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).Chapel Wealth Management is a trading name of Chapel Wealth Management Group Ltd

SJP Approved 28/05/2026

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