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08/07/2026

Did you know? Women who invest are significantly more likely to say they had a positive money role model growing up.

55% of women who invest say they had a positive financial role model, compared with just 37% of women who don't invest.*

Financial confidence is often learned. Conversations around money, investing and planning can have a lasting impact across generations.

As a female-led advice firm, we know first-hand how powerful financial education and positive role models can be. We're passionate about helping women build the confidence to make informed financial decisions and encouraging more open conversations about money across generations.

Source: Financial Health Report 2026: Women and Wealth, St. James's Place.

02/07/2026

Congratulations to Jayna Shah who has been named in VouchedFor's Top Rated Financial Adviser Guide in The Telegraph 🏆

A heartfelt thank you to everyone who has taken the time to leave a review. Your feedback has helped secure this recognition!

01/07/2026

WEEK WATCH: ISAs
The government has confirmed a 22% charge will be applied to the interest on cash held in investment ISAs from April 2027.

It follows widespread rumours that such a charge would be levied, as the government looks to stop people holding large sums in cash in equity ISAs once cash ISA limits are cut.

Meanwhile, the government has announced plans for a new, simpler first-time buyer (FTB) ISA to replace the lifetime ISA (LISA).

The new savings product, which will be available to anyone over 18, is expected to launch early next year. It will be possible to save in cash or in stocks and shares with a bonus paid at the point the saver accesses the money to buy a first home.

Unlike the LISA, there is no maximum age limit for the new FTB ISA, and there is no retirement savings feature. There also won’t be a penalty fee for withdrawing money.

Read more here:
https://partnership.sjp.co.uk/jaynashah/article/detail/sjpp/weekwatch-29-06-2026.html

The tax treatment of ISAs may be subject to changes in legislation in the future.
Please note that cash ISAs and lifetime ISAs are not available through St. James's Place.

25/06/2026

Most financial plans are built around goals and aspirations but life doesn't always follow a plan.

Bereavement, divorce, illness or the loss of a job can create both emotional and financial challenges at the same time. Managing finances while coping with a major life event can feel overwhelming.

According to the FCA, life events are one of the four key drivers of vulnerability, alongside health, resilience and capability.

At times like these, financial planning becomes less about growth and more about creating stability, structure and breathing space when it's needed most.

23/06/2026

After weeks of speculation and growing pressure, Keir Starmer announced his resignation as prime minister on 22 June. It comes after just under two years in office and means the UK will soon have its fifth prime minister in as many years. However, the next steps remain unclear. Even in the event of a smooth ‘coronation’ to a successor, the process could take several weeks.

Immediately after the announcement, the UK market took Starmer’s resignation largely in its stride, although the pound weakened in anticipation of his resignation. The FTSE was very marginally down while gilts held steady in the hours after the news was released on Monday morning. However, a big question, not least for markets, will be who becomes the next chancellor if, as expected, Rachel Reeves is moved from her current position.

Hetal Mehta, St. James's Place’s Chief Economist, says: “Given the current situation, policy uncertainty – especially regarding the fiscal stance – could remain elevated for months, i.e, until the next Budget."

“Without cuts to day-to-day spending and welfare, any attempts to boost investment or reduce the real terms spending cuts some government departments are facing, would require tax increases.”

Read more here:
https://partnership.sjp.co.uk/jaynashah/insights

📷 Photo: BBC

21/06/2026

👔 Happy Father's Day

Being a father often means thinking years ahead.

Planning for education, supporting children as they grow, protecting the family and helping create opportunities for future generations.

Today we celebrate all the dads, grandads and father figures who work tirelessly to give their loved ones the very best start in life.

From everyone at JPS Wealth Management, we wish you a very Happy Father's Day.

17/06/2026

⚽ England kick off their World Cup campaign against Croatia this evening and we'll be joining millions of supporters hoping for a strong start!

Major tournaments remind us that success comes from preparation, resilience and performing when it matters most.

Best of luck to the England squad for the weeks ahead. 🏴󠁧󠁢󠁥󠁮󠁧󠁿

16/06/2026

One of the most interesting findings from the latest SJP Financial Health Report is that financial confidence isn’t necessarily tied to income alone.

Seven in ten people with a financial plan said it made them feel more confident about their future finances.

That confidence often comes from understanding what you have, how it’s structured and what it’s working towards.

In uncertain times, having a plan can make financial decisions feel far less overwhelming and far more intentional.

Source: Opinium survey of 6,000 UK adults between 17 March and 9 April 2026. Quotas and post-weighting were applied to the sample to make the dataset representative of the UK adult population.

15/06/2026

This week is Dementia Action Week, a reminder that planning ahead matters, not just financially, but personally too.
A common misconception is that spouses or children can automatically make decisions on your behalf if something happens to you. Legally, that isn’t always the case.

Without a Lasting Power of Attorney in place, families can face delays, legal costs and significant stress at an already emotional time.

An LPA allows you to formally appoint trusted individuals to make decisions regarding:
• finances and property
• healthcare and welfare
• care arrangements and medical treatment

Applications can take up to 10 weeks to register with the Office of the Public Guardian, which is why these arrangements are best considered early rather than reactively.

For many families, putting an LPA in place provides reassurance that future decisions will remain in the hands of people they know and trust.

Powers of Attorney involve the referral to a service that is separate and distinct to those offered by St. James's Place and are not regulated by the Financial Conduct Authority.

13/06/2026

Inheritance Tax Planning is often left too late because people assume it’s only relevant for the very wealthy.

In reality, rising property values, frozen thresholds and accumulated pensions and investments mean more families than ever are likely to be affected.

Without planning, 40% of an estate above the available thresholds could ultimately be lost to Inheritance Tax.

Good estate planning isn’t simply about reducing tax. It’s about making sure wealth passes in the way you intend, to the people you intend, at the right time.

That may involve making use of gifting allowances, structuring assets efficiently, considering trusts* or ensuring pension and protection arrangements are aligned with wider family objectives.

The earlier these conversations happen, the more options are usually available.

Taxation rules can change at any time and are dependent on individual circumstances.

*Trusts are not regulated by the Financial Conduct Authority.

Address

14A Montpelier Place
Brighton
BN13BF

Telephone

+441273030770

Website

https://www.jpswealthmanagement.co.uk/

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