Moving Experience

19/07/2026

Something alarming is happening out there!! — and it doesn't quite add up.
Whilst concern about people's ability to meet mortgage and household commitments is growing, it seems that rising costs are pushing many to cancel or cut back the very cover designed to protect them, according to new research from MetLife UK.

We get it — household budgets are under pressure right now. But here's the reality...
💡 Your income is the foundation of almost every financial decision you make — It impacts where you live, it pays your bills, it determines your lifestyle choices. Without it, everything is at risk!

The right advice could find you a policy that protects you and your family PLUS fits your budget.

📞 Book a free, no-obligation call — Whether it's your first income cover, or a review of existing policies, let's make sure you and your family are properly covered. 👇

Advisers report clients cutting cover despite heightened awareness of financial risk

16/07/2026

How would your household survive financially if your income suddenly stopped?
At an event last week, I was introduced to the latest Everyday Risk Report from MetLife, which reveals just how financially vulnerable many UK households really are...
💰 21% of UK adults have less than £1,000 in savings
💰 10% have no savings at all
💰 58% would need to dip into savings or rely on others if they couldn't work due to illness or injury
For many families, just a few weeks without income could put real pressure on mortgage or rent payments, household bills, and everyday living costs.

Income protection is designed to replace a portion of your earnings if you're unable to work — helping you stay on top of your commitments whilst you focus on getting better.

Here's something worth thinking about...
🏠 You insure your home.
🚗 You insure your car.
📱 You insure your phone.
Have you insured your income? 💡
If not, why not?

If you'd like to understand how income protection works, or which of the many options is right for your situation, get in touch for friendly, no-obligation advice. 👇

15/07/2026

Applying for a mortgage shouldn't feel overwhelming, but for many people, it does.

Recent research from Boon Brokers* found that 88% of UK borrowers experienced stress during their most recent mortgage application, with almost half describing it as very or extremely stressful.

The biggest causes of stress included:
✔ Waiting for the lender's decision
✔ Finding the right mortgage deal
✔ Surveys and valuations
✔ Providing income documents
✔ Unexpected paperwork requests

While some parts of the process are outside anyone's control, having an experienced mortgage adviser by your side can make a real difference.

At Moving Experience, we guide you through, explain what's happening in plain English, keep you updated, and handle as much of the process as possible on your behalf. We can't promise there won't be any waiting, but we can take most of the stress away.

Whatever you need a mortgage for, please get in touch today so we can help to make your mortgage journey as smooth as possible.

* https://boonbrokers.co.uk/research/mortgage-application-stress-research/

10/07/2026

⭐ 𝗙𝗲𝗲𝗱𝗯𝗮𝗰𝗸 𝗙𝗿𝗶𝗱𝗮𝘆 ⭐undefined

Nothing means more to us than hearing from happy clients, especially those who continue to trust us year after year.

Through Community Mortgage, we specialise in helping NHS workers and Armed Forces personnel with expert, independent mortgage advice. As a thank you for everything you do, we offer discounted mortgage advice fees, and we donate our entire broker fee to charity.

🏥 NHS clients help support Southmead Hospital Charity.

🎖️ Armed Forces clients help support SSAFA, the Armed Forces charity.

If you're looking for mortgage advice from a team that understands your profession and is committed to giving back, we'd love to hear from you.

Find out more at www.community-mortgage.co.uk

03/07/2026

Feedback Friday 🙌

Another happy client, another reminder of why great service matters.

Buying or remortgaging doesn't have to be stressful. From first conversation to completion, the focus is always on making the process as smooth, efficient and straightforward as possible.

A huge thank you for the fantastic feedback and recommendation. If you're looking for honest advice and support you can rely on, I'd love to help.

29/06/2026

Income Protection is all about making sure your income is supported if illness or injury stops you from working.

We work with a wide panel of leading providers including Aviva, Cura Insurance, The Exeter, Guardian, OneFamily, Legal & General, LV, Royal London, Scottish Widows, Vitality and Zurich.

Each provider offers a different range of features and benefits, which means cover can be tailored around your lifestyle, budget and the level of protection you want.

From flexible definitions of illness to varying payout options and added support services, there is no one size fits all approach.

The aim is always to help find the right balance of protection and affordability, so cover works properly in real life.

If you want to explore your options, we are happy to help.

https://api.leadconnectorhq.com/widget/booking/bOYywIHp6PV5B9eEDp0o

26/06/2026

𝗙𝗲𝗲𝗱𝗯𝗮𝗰𝗸 𝗙𝗿𝗶𝗱𝗮𝘆

Client feedback like this is always appreciated.

Managing two mortgages at the same time can be complex, but the aim is always to make the process feel simple, clear and stress free.

Grateful for the trust and pleased to have delivered a result that exceeded expectations.

24/06/2026

Affordability is now overtaking location for many first time buyers.

New research from Barclays shows that 24% of Gen Z buyers prioritise price over location, with many willing to move further away or compromise on area to get on the ladder.

Rising house prices are reshaping expectations, with flexibility becoming the new normal.

Source:

Young people are increasingly putting affordability ahead of location when buying a home due to rising house prices, according to Barclays. The lender's

22/06/2026

𝗛𝗼𝘄 𝗼𝘂𝗿 𝗜𝗻𝗰𝗼𝗺𝗲 𝗣𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻 𝗣𝗿𝗼𝗰𝗲𝘀𝘀 𝘄𝗼𝗿𝗸𝘀
Choosing the right protection doesn’t need to be complicated when you have the right guidance. Here’s how we make it simple.

𝗦𝘁𝗲𝗽 𝟭 - 𝗚𝗲𝘁𝘁𝗶𝗻𝗴 𝘁𝗼 𝗸𝗻𝗼𝘄 𝘆𝗼𝘂
We start by understanding your financial situation, goals, and any existing cover. It also gives you a chance to understand how we work and what matters most to you.

𝗦𝘁𝗲𝗽 𝟮 - 𝗥𝗲𝘀𝗲𝗮𝗿𝗰𝗵
We do the legwork, comparing options to find cover that fits your needs now and in the future, so you don’t have to.

𝗦𝘁𝗲𝗽 𝟯 - 𝗥𝗲𝗰𝗼𝗺𝗺𝗲𝗻𝗱𝗮𝘁𝗶𝗼𝗻𝘀
We review everything together before presenting clear, tailored options for you to choose from.

𝗦𝘁𝗲𝗽 𝟰 - 𝗔𝗽𝗽𝗹𝗶𝗰𝗮𝘁𝗶𝗼𝗻 & 𝘀𝗲𝘁𝘂𝗽
Once you’re happy, we handle the application and paperwork. From there, everything is in place and taken care of.

Give us a call to chat through your options

18/06/2026

𝗢𝗻𝗹𝘆 𝟳% 𝗼𝗳 𝗨𝗞 𝗮𝗱𝘂𝗹𝘁𝘀 𝗵𝗮𝘃𝗲 𝗶𝗻𝗰𝗼𝗺𝗲 𝗽𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻!!

We think that’s a very scary statistic. For most people, their income is their biggest financial asset, and the foundation on which the rest of their life is built!

32% of UK adults have life insurance, only 7% have income protection, even though an illness or injury that prevents you from working can have an immediate impact on your finances.

There are probably a few reasons why the product is not taken up more. Perhaps the biggest is lack of awareness. Many advisers don’t discuss often enough, or in a way that helps people understand the value that the product can provide. Your mortgage, bills and everyday living costs don't stop if your income does. How long could you cope financially if you were unable to work?

Source: https://www.mpamag.com/uk/news/general/why-income-protection-keeps-getting-skipped-and-how-to-fix-it/579127