Horner Downey & Co

Horner Downey & Co We are specialists in contractor and freelancer accounts, providing affordable, reliable, friendly a

Experienced, Expert, Chartered Accountants, specialists in contractor and freelance accounts. We take care of your accounts so that you can focus on your business.

22/07/2026

In this video, we break down what Self Assessment actually is, who needs to complete it, and why it’s so important to get it right.

From contractors and sole traders to directors with dividend income, understanding your obligations helps avoid unnecessary penalties and ensures your finances stay in order. ⏳

At Horner Downey, we support individuals and businesses through every step of the Self Assessment process making it simple, stress-free and accurate. ✅

-

To find out more about how we can support your business, tap here – https://hornerdowney.com/services/

Management accounts are regular financial reports that show how your business is performing throughout the year, not jus...
15/07/2026

Management accounts are regular financial reports that show how your business is performing throughout the year, not just at year-end.

Unlike statutory accounts, they are designed to be timely, flexible and focused on helping business owners make informed decisions in real time. ⏳

They typically include key information such as income, expenses, profit margins, cash flow, and sometimes department or project breakdowns.

This gives a clear picture of what is happening in your business now, rather than months after the fact. 💡

The real value of management accounts lies in how they support decision-making. They help business owners:
✔️ Track performance against budgets and forecasts 📊
✔️ Identify trends, opportunities, and areas of concern early
✔️ Improve cash flow management and financial planning 💰
✔️ Make confident decisions around hiring, investment, or cost control
✔️ Stay in control of business performance throughout the year

At Horner Downey, we turn management accounts into a powerful decision-making tool, giving business owners clarity, control, and the insight needed to grow with confidence. 📈

-

To find out more about how we can support your business, tap here – https://hornerdowney.com/services/

09/07/2026

Franchising success isn’t just about opening more locations, it’s about building a scalable, structured and financially sustainable business model that performs consistently across every unit.

At Horner Downey, we help franchise owners move beyond day-to-day accounting and focus on the bigger picture: understanding profitability, improving efficiency, and creating systems that support long-term growth. 💡

Through clear financial reporting and tailored advice, we help you identify what’s working, what needs improving, and how to replicate success across multiple locations.

This ensures each franchise unit contributes positively to overall performance, rather than operating in isolation. 📊

A scalable franchise model relies on strong financial foundations, from accurate management accounts and cash flow forecasting to strategic tax planning and performance tracking.

With the right insight, growth becomes more controlled, predictable and profitable. 🚀

-

To find out more about how we can support your business, tap here – https://hornerdowney.com/services/

Payroll might seem straightforward, but even small errors can quickly lead to compliance issues, unhappy staff and unexp...
30/06/2026

Payroll might seem straightforward, but even small errors can quickly lead to compliance issues, unhappy staff and unexpected costs.

Ensuring employees are paid correctly and on time is essential for maintaining trust and meeting HMRC requirements. ⏳

Some of the most common payroll mistakes include incorrect tax code application, miscalculating PAYE or National Insurance, missing deadlines for RTI submissions and failing to update employee details such as starters, leavers or salary changes.

Even small oversights can create larger issues over time. 💡

To stay compliant and avoid disruption, businesses should:
✔️ Keep payroll records accurate and up to date
✔️ Ensure RTI submissions are made on time to HMRC
✔️ Regularly review employee tax codes and changes
✔️ Reconcile payroll with accounting records each month
✔️ Stay informed on legislative and threshold updates

At Horner Downey, we help businesses run accurate, compliant, and stress-free payroll systems, ensuring your team is paid correctly every month and your obligations are fully met. ✅

-

To find out more about how we can support your business, tap here – https://hornerdowney.com/services/

23/06/2026

Missing your Self Assessment tax deadline can have serious consequences for contractors, and the costs can escalate quickly if it isn’t addressed promptly. ⏳

If the 31 January deadline is missed, HMRC will typically issue an immediate late filing penalty, even if no tax is owed.

The key risks include:
✔️ Fixed penalties for late submission
✔️ Additional daily or percentage-based penalties over time
✔️ Interest charges on unpaid tax
✔️ Potential complications with future filings

At Horner Downey, we support contractors to stay ahead of deadlines, ensure accurate submissions and avoid unnecessary penalties, giving you peace of mind and control over your finances. ✅

-

To find out more about how we can support your business, tap here – https://hornerdowney.com/services/

It’s surprisingly common for businesses to miss out on legitimate tax savings simply because certain expenses go unrecor...
16/06/2026

It’s surprisingly common for businesses to miss out on legitimate tax savings simply because certain expenses go unrecorded or are overlooked.

Over time, these small gaps can add up to a significant financial impact. 💡

Some of the most commonly forgotten allowable expenses include: business mileage and travel costs, professional subscriptions and memberships, home office expenses, software, digital tools and even certain administrative and banking fees.

The challenge isn’t just knowing what you can claim, it’s ensuring you have accurate, consistent records to support those claims.

Without proper documentation, businesses risk both missing out on savings and potential issues with compliance. 📊

Good record-keeping helps you:
✔️ Maximise all allowable deductions
✔️ Stay fully compliant with HMRC requirements
✔️ Reduce stress during tax season
✔️ Improve visibility of your true business performance

At Horner Downey, we help businesses stay organised year-round, ensuring nothing is missed and every opportunity is maximised. ✅

-

To find out more about how we can support your business, tap here – https://hornerdowney.com/services/

09/06/2026

💼 Contractors! Are You Claiming All Your Allowable Expenses? 💡

At Horner Downey & Co, we help contractors identify and claim all allowable expenses, ensuring your accounts are accurate, compliant and tax-efficient.

Our goal is to take the stress out of your finances while helping you keep more of what you earn. ✅

With the right guidance, expense claims don’t need to be complicated, they just need to be done properly. 💼

-

To find out more about how we can support your business, tap here – https://hornerdowney.com/services/

Time to take control of your business finances with Horner Downey & Co ✅Running a business is challenging enough without...
02/06/2026

Time to take control of your business finances with Horner Downey & Co ✅

Running a business is challenging enough without worrying about your accounts, tax planning or compliance. At Horner Downey, we do more than just crunch numbers, we become your strategic partner, helping you make informed decisions, save on tax and plan for long-term growth. 📈💡

🎁 Special Offer: To make your transition even easier, we’re giving £150 off your first year when you move your accounts to Horner Downey & Co.

It’s the perfect way to start your journey towards smarter, simpler accounting. 💰

Don’t wait until the next tax deadline or end-of-year rush, take the step today to work with accountants who care about your business as much as you do.

📞 Get in touch with Horner Downey now and discover how seamless, supportive and rewarding accounting can be https://hornerdowney.com/contact-us/

Terms & Conditions: £150 granted upon receipt of signed Engagement letter and completed direct debit form. For new Limited companies only excluding SPV’S

-

To find out more about how we can support your business, tap here – https://hornerdowney.com/services/

VAT bills can often catch businesses off guard, especially when they’re only reviewed at the end of the quarter.A more e...
29/05/2026

VAT bills can often catch businesses off guard, especially when they’re only reviewed at the end of the quarter.

A more effective approach is to forecast VAT throughout the quarter, giving you a real-time view of what may be due well before the deadline arrives.

Regular VAT forecasting helps businesses to:
✔️ Understand their likely VAT position before it’s due
✔️ Set aside funds gradually instead of facing a lump-sum payment
✔️ Spot trends in sales and purchases that impact VAT
✔️ Make informed decisions on timing invoices or expenses
✔️ Reduce stress and improve financial control overall 📊

At Horner Downey, we help businesses move from reactive VAT management to a proactive forecasting approach, giving clarity and confidence long before deadlines hit. ✅

To find out more about how we can support your business, tap here – https://hornerdowney.com/services/

26/05/2026

One of the most common questions we receive from contractors is how to correctly claim back business expenses such as travel, tools, equipment and day-to-day costs.

In this video, we break it down in a clear and practical way to help you stay compliant while maximising your take-home pay. 📊💡

To find out more about how we can support your business, tap here – https://hornerdowney.com/services/

Address

Bromborough
CH623RP

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441513346328

Website

Alerts

Be the first to know and let us send you an email when Horner Downey & Co posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category