Positive Wealth Creation Ltd

16/07/2026

5 questions to answer before you withdraw a pension lump sum to reduce Inheritance Tax:

1. Will your estate be liable for Inheritance Tax?
2. Would the withdrawal be subject to Income Tax?
3. How do you intend to use the money?
4. How might a large withdrawal affect your long-term income?
5. Are there other strategies you could use to reduce Inheritance Tax on your pension?

Read our blog, linked below, to learn more.

https://pwcltd.co.uk/5-questions-to-answer-before-you-withdraw-a-pension-lump-sum-to-reduce-inheritance-tax/

15/07/2026

7 ways financial planning could help you reduce stress:

1. It could clarify your current financial position
2. Creating a budget as part of your financial plan could help you balance priorities
3. A financial plan could improve your resilience to shocks
4. A financial plan could help you feel more confident
5. A financial planner could alert you if a change might affect your plan
6. You could take a hands-off approach
7. Regular reviews provide a dedicated time to discuss financial concerns

Read our blog, linked below, to learn more.

https://pwcltd.co.uk/7-ways-financial-planning-could-help-you-reduce-stress/

14/07/2026

One problem many retirees face is the shift from earning an income and building wealth to depleting your assets.

In fact, only half of mid-retirees aged between 65 and 75 who do not pay for financial advice are confident they're on track to make their pension savings last for life, according to an Aviva survey.

If you're nervous about running out of money in later life, we're here to give you peace of mind. Get in touch or read our blog, linked below, to learn more.

https://pwcltd.co.uk/why-you-could-benefit-from-reviewing-your-financial-habits-as-you-transition-into-retirement/

09/07/2026

Are you on track to reach your long-term goals?

Whether you're planning for retirement or saving for your children's education, knowing how much you need and whether you're making enough progress on your goals can be difficult.

Read our blog, linked below, to learn why a financial plan could help you work towards your long-term goals with more confidence.

https://pwcltd.co.uk/balancing-your-goals-why-investing-could-be-suitable-for-long-term-goals/

02/07/2026

With crypto becoming a common topic of conversation, it might feel like everyone around you is invested and that you're missing an opportunity.

However, only 8% of people held cryptoassets in 2025, according to a survey conducted by the Financial Conduct Authority.

If you're experiencing FOMO, it's important to research crypto before you invest.

Read our blog, linked below, to find out 5 crucial things you need to understand about investing in crypto.

Please note: Cryptoassets may not be regulated so please be aware that trading them carries a considerable amount of risk for your capital. Cryptocurrencies are also not covered by existing consumer protection laws and are not suitable for the majority of investors.

https://pwcltd.co.uk/6-crucial-things-you-need-to-understand-before-considering-crypto/

01/07/2026

1 in 5 adults - the equivalent of 11 million people - are helping others handle financial accounts online, according to Lloyds's 2024 Consumer Digital Index.

However, only 21% of people supporting loved ones with their digital finances have a formal agreement, such as a Lasting Power of Attorney.

To learn more about the importance of having a Lasting Power of Attorney and the risks of accessing your loved ones' accounts without one, click the link below.

https://pwcltd.co.uk/are-you-supporting-a-loved-one-you-might-need-a-lasting-power-of-attorney-to-act/

30/06/2026

Inheritance Tax is a growing concern for many people in the UK, with increasing numbers of estates facing a rising tax liability.

As your estate grows, a larger portion could exceed the nil-rate band and become subject to Inheritance Tax.

What's more, once your estate reaches £2 million, your tax-efficient allowance can start to reduce, exposing more of your wealth to Inheritance Tax.

Read our blog, linked below, to learn how the value of your estate could affect the amount you can leave behind tax-efficiently.

https://pwcltd.co.uk/how-the-value-of-your-estate-affects-a-key-inheritance-tax-allowance/

27/06/2026

Potterne v Bristol live stream:

Live Match footage from The Grove (weather permitting!)Scorecard:...

25/06/2026

The 2026/27 tax year started on 6 April 2026.

While you have until 5 April 2027 to use tax-efficient allowances and exemptions, making a plan now could be valuable.

Read our blog, linked below, to discover 4 powerful reasons to consider your tax strategy for the current tax year.

https://pwcltd.co.uk/powerful-reasons-to-plan-how-to-use-your-2026-27-allowances-and-exemptions-now/

24/06/2026

On the surface, doing nothing seems like a simple investment strategy.

However, investment markets often experience volatility, which could tempt investors to make decisions based on short-term emotions that harm their long-term growth.

To learn more about why doing nothing is often the best course of action and the common financial biases that could be provoking you into making hasty decisions, click the link below.

https://pwcltd.co.uk/why-doing-nothing-might-be-the-hardest-investment-strategy-to-follow/