Winnington Financial Planning Ltd

15/07/2026

💲 The Japanese yen is currently trading against the dollar at levels not seen for 40 years. A weaker yen has pros and cons for Japan.
🛢️ After the Iran conflict reignited last week, brent crude oil went from under $72 a barrel to $78.
Read more in last week's market update: https://ow.ly/B5VP50ZmQ7p

WeekWatch

14/07/2026

Could your business survive losing its most valuable person?
(4 minute read)

At a glance:-

>The key people in your business are those who you rely on heavily for the company to function successfully. It may be a director or an employee with niche expertise or talent.
>Key person insurance can help keep your business afloat in the event that a key person in your company falls seriously ill or dies.
>Shareholder protection insurance allows existing shareholders to retain their equity stake in the company if a key person – such as the founder or chief executive – passes away.

Does your business rely on the talent or expertise of a key individual? If so, how would it fare if they were no longer able to work?

Could your business survive losing its most valuable person?

07/07/2026

New ISA rules are on the way.

From 2027, interest on cash held within stocks and shares ISAs will face a new charge, while a new first‑time buyer ISA is also being introduced.

👉 This article breaks down the changes in a clear and simple way: https://ow.ly/cUJ150Zk4i7

St. James’s Place Representatives represent only St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 03/07/2026

The government has announced a 22% charge on the interest on cash savings held within non-cash ISAs, including stocks and shares ISAs and innovative finance ISAs, from April 2027. ISA providers and investors have been calling for government to give clarity on the treatment of cash holdings in non-ca...

24/06/2026

Rise in UK political uncertainty

After weeks of speculation and growing pressure, Keir Starmer announced his resignation as prime minister on 22 June. It comes after just under two years in office and means the UK will soon have its fifth prime minister in as many years. However, the next steps remain unclear. Even in the event of a smooth ‘coronation’ to a successor, the process could take several weeks.

WeekWatch - 22/06/2026

23/06/2026

Leaving your pension until “later” could cost you more than you think.
This is the power of a pension explained in 60 seconds. ⏰

St. James’s Place Representatives represent only St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 2/6/2026

16/06/2026

The US and Iran have agreed on a framework peace agreement, announced late on Sunday and due to be signed later this week. The memorandum of understanding, which sent markets soaring on Monday morning, should see the immediate toll-free opening of the Strait of Hormuz.

Read more of last week's market updates in our latest WeekWatch: https://ow.ly/1M7450ZbO7a

WeekWatch - 15/06/2026

09/06/2026

In today's WeekWatch:

💼 The US economy added 172,000 jobs in May, almost twice what was expected. Together with the effects of higher energy costs, some analysts now expect the US central bank, the Federal Reserve (Fed), to raise interest rates this year.
📊 Index provider S&P Dow Jones Indices confirmed that it will not bend its listing rules for SpaceX. This means that the company will not automatically gain entry to the world’s most valuable stock index, the S&P 500.
🏆 A report by the European Central Bank during the week stated that gold has overtaken US government bonds as the world’s top reserve asset.
Read more here: https://ow.ly/ZYPE50Z8I2q

WeekWatch - 08.06/2026

13/05/2026

Last week's market update in 6 minutes: https://ow.ly/aK6t50YXwlS

📈 Over the past two weeks, a combination of high oil prices and local election predictions helped 10-year gilt yields spike to over 5% for the first time since 1998.

🛢️ Oil prices plunged on Wednesday after reports emerged of a one-page memorandum of understanding that was close to being agreed.



https://partnership.sjp.co.uk/article/detail/sjpp/weekwatch-11-05-2026.html

WeekWatch - 11/05/2026

11/05/2026

The Renters’ Rights Act is now in effect, bringing significant changes for landlords.

New rules affect evictions, rent increases and tenancy arrangements, alongside new requirements to share government guidance with tenants.

Here, we explain what’s changed and highlight the key points landlords in England need to be aware of: https://ow.ly/VjOl50YVpwj

St. James’s Place Representatives represent only St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 6/5/2026

05/05/2026

WeekWatch
5 May 2026
6 minutes read:

Stock take:
>Tech drives US shares to new highs
>Investor confidence outmuscles higher oil price
>Are central banks set to spoil the party

Wealth Check:
>Pension schemes Bill receives royal assent after months of wrangling
>Renters' Rights Act comes into force

https://partnership.sjp.co.uk/article/detail/sjpp/weekwatch-05-05-2026.html