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Monday 9am - 6pm Tuesday 9am - 6pm Wednesday 9am - 6pm Thursday 9am - 6pm Friday 9am - 6pm

Jack Wellstead - CGC Mortgages

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Jack Wellstead - CGC Mortgages

Approved by The Openwork Partnership on 09/06/2026

21/07/2026

Car finance, personal loans, credit cards and buy now pay later agreements can all affect mortgage affordability 🔍

Even if payments feel manageable, lenders may factor them into their calculations.

Before taking on new credit, it may be worth checking how it could affect your borrowing position.

A quick conversation before applying could save stress later.

📩 Planning to apply for a mortgage soon? Message us before making big financial changes.

CGC Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 20/05/2026

19/07/2026

July is often full of holidays, family time and plans for the months ahead ☀️👨‍👩‍👧‍👦

It can also be a good reminder to check whether your family would be financially protected if something unexpected happened.

Protection advice can help you put suitable cover in place for your circumstances.

📩 Message us for a protection review.

CGC Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 20/05/2026

15/07/2026

Buying with a partner can be exciting, but there are important things to think about before applying for a mortgage together 🏡🔑

Mortgage advice can help you understand the lending side.

📩 Planning to buy together? Get in touch before you apply.

CGC Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 20/05/2026

11/07/2026

Mortgage decisions can feel difficult when you’re relying on guesswork 🔍🏡

Whether you’re buying, remortgaging, moving home or reviewing your current deal, advice can help you understand what may be available based on your circumstances.

📩 Message us to book a chat.

CGC Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 20/05/2026

08/07/2026

Protection is one of those things many people put off - until life changes unexpectedly 🛡️

Life insurance, critical illness cover and income protection can help provide financial support when it may be needed most.

It’s not about scare tactics. It’s about planning ahead with care.

📩 Let’s talk through what protection could look like for you.

CGC Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 20/05/2026

05/07/2026

Moving home often brings lots of questions 🏠

Can you port your current mortgage? Should you look at a new deal? How much could you borrow? What costs do you need to factor in?

We can help you understand the options and make the next steps feel more manageable.

📩 Get in touch if you’re planning a move.

CGC Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 20/05/2026

02/07/2026

Buying your first home can feel exciting, confusing and overwhelming all at once 🔑🏡

From deposits and affordability to agreements in principle and lender criteria, there’s a lot to understand.

As mortgage advisers, we can guide you through each stage and explain things in plain English.

📩 Message us if you’re thinking about buying your first home.

CGC Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 20/05/2026

30/06/2026

What's the difference? 🏡

Buy-to-let is when you buy a property to rent out.

Let-to-buy is when you rent out your current home and buy a new one to live in.

With let-to-buy, you may need two mortgages, and lenders will look at rental income, affordability, deposit and your current commitments.

📩 Thinking about either option? Message us to talk it through.

CGC Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 18/05/2026

28/06/2026

📆 A common question homeowners ask is:

“What happens if rates change before my current mortgage ends?”

You may be able to secure a new deal in advance, review options with your current lender or consider whether remortgaging elsewhere could work.

Leaving it late can make decisions feel rushed.

📩 Mortgage deal ending soon? Let’s talk through your options.

CGC Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 18/05/2026

25/06/2026

If part of your income comes from bonus, overtime or commission, it can affect how lenders calculate affordability.

Some may use an average. Some may use a percentage. Some may want to see a track record over time.

This is why mortgage advice can be so valuable when your income is not just a basic salary.

📩 Earn variable income? Let’s look at how lenders may view it. Get in touch with CGC Mortgages today.

CGC Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority.

Approved by The Openwork Partnership on 18/05/2026

Address

Hills Road
Cambridge
CB21GE

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm

Website

https://cgcmortgages.co.uk/

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