13/07/2026
Does War Affect Your UK Mortgage?
It’s a question we’re hearing more often.
The short answer is yes—but not always in the way you might think.
Global events can create uncertainty in financial markets, which may influence:
📈 Interest rates
Economic uncertainty can affect expectations for future interest rates, which in turn can influence mortgage pricing.
💷 Inflation
If global events push up energy or commodity prices, inflation may rise, affecting borrowing costs over time.
🏦 Lender confidence
Some lenders may review their mortgage rates or lending criteria in response to changing market conditions.
📊 Market volatility
Financial markets react to global news, which can lead to changes in mortgage rates—even if the Bank of England base rate hasn’t changed.
What does this mean for you?
If you’re:
🏡 Buying your first home
🔄 Remortgaging soon
📅 Coming to the end of your fixed-rate deal
It’s worth speaking to a mortgage adviser sooner rather than later so you understand your options.
At Thomas Oliver, we monitor the market and can help you make informed decisions based on your individual circumstances—not the headlines.
📞 If you’re unsure how current events could affect your mortgage, we’re here to help.
Call us 01707872000 or email [email protected] for more information
Thomas Oliver UK LLP is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership 08/07/2026
