A Move Brokers

15/01/2026

🏡 Why use a Directly Authorised Mortgage Broker instead of just a bank or estate agent?

Choosing the right mortgage is one of the biggest financial decisions you’ll make — and that’s where we come in 👇

✅ More choice, not just one lender
We’re not tied to a single bank. We compare mortgages across the whole of market, helping you find the deal that suits you — not a lender’s limited options.

👋 Personal, expert advice
We take the time to understand your income, credit history, deposit and future plans. From first-time buyers to self-employed clients and complex cases, we guide you from start to finish — holding your hand every step of the way.

🔑 Specialist solutions available
We can help with:
• Adverse credit
• Investment & buy-to-let properties
• Semi-commercial & commercial finance
• Bridging finance

💷 Access to better rates & terms
Brokers often have access to exclusive deals you won’t find by going direct to a bank — potentially saving you money over the life of your mortgage.

⏱️ Save time & stress
We do the research, compare the market, help with offers, and manage the process from application through to completion — so you don’t have to.

📄 We handle the hard stuff
• Paperwork & documentation
• Liaising with lenders, solicitors & valuers
• Avoiding common mistakes that cause delays

🛡️ Support beyond the mortgage
We also help with:
• Life & income protection
• Remortgages when your deal ends
• Long-term mortgage planning to keep payments comfortable

💬 There may be a broker fee, but switching lenders and finding the right deal can save you far more in the long run.

📩 Message us today for friendly, expert mortgage advice.

12/11/2025

Interest Rates and the Property Market – Update from A Move Brokers

Interest rates began to rise at the end of 2021 to help control inflation. Since then, inflation has fallen significantly and the pressures that caused the initial price rises have eased. As a result, we were able to start reducing interest rates in August 2024. Several cuts have followed since then – the latest being a reduction to 4% in August 2025.

Spending is comparatively weak right now, but inflation remains above the 2% target. We believe it has peaked and will continue to fall into 2026. If inflation stays on track, interest rates could gradually reduce further. However, as any Mortgage Broker in Chester will tell you, the timing and size of these changes depend on how the wider economy evolves. That’s why our team continues to monitor developments both in the UK and internationally to provide the best mortgage advice to our clients.

At present, the Bank of England is balancing two key risks: preventing inflation from remaining above target while avoiding a drop that’s too sharp, which could lead to the need for higher rates again later.

Inflation could stay above 2% if regulated or government-set prices, such as utility bills, rise again or if businesses increase prices to offset higher costs. There’s also a chance households and firms could expect another period of high inflation — leading to higher wage demands and price rises.

On the other hand, inflation might fall below target if spending remains weak, which could happen if households and businesses stay cautious and choose to save instead of spend. This could influence the property market and mortgage rates across the region — something A Move Brokers, your trusted Mortgage Broker in Chester, continues to track closely.

We review our interest rate decisions roughly every six weeks, assessing the state of the economy, global conditions, and upcoming trends. Key factors include:
• How fast prices are rising
• How the UK economy is growing
• How many people are in work

We will announce our next decision on Thursday 18 December 2025.

If you’re planning to move, refinance, or sell your house in Chester, now is a great time to speak to our team. Our experts at A Move Homes, leading estate agents in Chester, can help you achieve the best value for your property while our brokers secure the most competitive mortgage rates available.

Contact us regarding your mortgage or if you want to sell your home.

01244 478790
[email protected]

Chester Estate Agency, A Move Homes, offers expert help in the Chester property market. Call 01244 478790 or email [email protected] for details.

30/10/2025

🏠 REMORTGAGE OR LOCK IN NOW! 🔒

If your fixed-rate mortgage is ending soon, now’s the perfect time to secure your next deal!

💡 Rates could drop further, but by locking in a deal in November, you’ll protect yourself from any surprises — and with our FREE “Rate Check” service, if a better deal comes along before completion, we’ll switch you to it automatically!

✨ Why choose A Move Brokers?
✅ We’re Directly Authorised – meaning 100% whole-of-market access
✅ Free Rate Check service – banks won’t offer this
✅ We work for you, not the lenders
✅ Our aim: Save you money from application to completion

📞 Message us today or call A Move Brokers for your FREE consultation and see how much you could save!

👉 Don’t wait until your deal ends — secure your next rate now!

01244 478780
[email protected]

10/07/2025

✅ATTENTION FIRST TIME BUYERS✅
West One Loans has introduced higher-loan-to-value (LTV) deals for second charge, residential and remortgage customers, alongside a raft of other changes.

The higher-LTV range offers up to 97.5% LTV without credit scoring and 6.5 loan to income multiples as standard.

The lender said remortgage customers being able to access the high-LTV deal will allow capital-raising remortgages for most legal purposes.

West One Loans will also allow automatic valuation models (AVMs) to be used as an alternative to full valuations up to 85% LTV for residential purchases, remortgages and second charges.

The firm has lowered residential mortgage rates by up to 30 basis points (bps). For core products, which offer LTI up to five times income, fixed rate pricing starts from 5.39%.

The lender said rates for its LTI Boost range, shared ownership and Right to Buy products will be lowered.

Get in touch for more information on this!

01244 478790
[email protected]

Based in Chester city centre in Cheshire, our mortgage advisors offer expert advice for residential and commercial needs. Book a free consultation today!

18/05/2025

🏢 Thinking About Investing in Property? Here's Why a Limited Company Might Be the Smart Move 👇

Many landlords and investors are now choosing to buy and hold property through a limited company — and for good reason. It can offer:

✅ Tax Efficiency – Corporation tax is often lower than higher-rate personal income tax
✅ Mortgage Interest Relief – Full relief on mortgage interest for company-owned properties
✅ Easier Profit Retention – Retain profits within the company to reinvest and grow your portfolio
✅ Inheritance Planning – More flexible options for passing assets to family

But it’s not for everyone — the right structure depends on your individual goals, income, and long-term plans.

💬 Whether you're a current landlord or thinking about investing, get in touch with us today. We’ll connect you with the right advice and help you explore the best route forward.

📲 Message us or call 01244 478780— we’re here to help!
www.amovebrokers.co.uk
[email protected]

15/05/2025

📉 Mortgage Rates Are Coming Down! 🏡

Great news for buyers and homeowners — mortgage rates are finally starting to reduce, making it a perfect time to step into the market or review your current deal. Whether you're thinking of buying your first home, moving up the ladder, or re-mortgaging to save money, now's the moment to act.

💬 Get in touch with us today and let’s chat about your options. We’re here to guide you through the process and help you make the most of the current rates.

📲 Message us now or call 01244 478790 to get started!
[email protected]

19/03/2025

💳 Struggling with Adverse Credit? We Can Help! 💳

If you have a less-than-perfect credit history, don’t worry—we have access to lenders who may still be able to assist you! Whether you’ve faced missed payments, defaults, CCJs, or other credit challenges, we can explore specialist mortgage options tailored to your situation.

🏡 Your dream home may still be within reach! Contact us today, and let’s find a solution that works for you. 📩📞

01244 478780
[email protected]
www.amovebrokers.co.uk

10/12/2024

🌟 Good News for Homebuyers and Homeowners! 🌟

📉 Mortgage rates are on the decline, and now is the perfect time to take advantage of this opportunity! Lower rates mean:
✔️ Reduced monthly payments
✔️ Bigger savings over the life of your loan
✔️ More buying power to get the home you’ve always wanted

Whether you're looking to buy your dream home 🏡, refinance your current mortgage 💰, or explore your options, we're here to help!

📞 Contact us today to lock in a great rate and start saving. Don't miss out—these rates won’t last forever!

➡️ Message us or give us a call to get started. Your dream home is closer than ever! 💼✨

01244 478780
[email protected]
www.amovebrokers.co.uk

05/12/2024

💷 Earn £100 Just by Referring a Friend! 💷

Do you know someone looking for mortgage advice, refinancing, or help buying their dream home? Share the love AND get rewarded! 🎉

Here’s how it works:
1️⃣ Refer a friend through our Instagram, Facebook, or website.
2️⃣ They get expert mortgage help tailored to their needs.
3️⃣ YOU receive £100 as a thank-you once they finalize their mortgage with us. 💸

It’s that easy!

📲 Start Referring Today:
👉 Tag your friends below or DM us their contact details.
👉 Visit www.amovebrokers.co.uk for more details!

Let’s help your friends and family secure the best deals while you enjoy a little extra cash. Everyone wins! 🏡✨

04/12/2024

❌ Don’t Let Mortgage Myths Hold You Back!
Think you need a 20% down payment? 🤔 Not always true! We specialize in finding mortgage options for all budgets and situations.

🏡 Whether you're a first-time buyer or looking to refinance, we’ll bust the myths and find the right solution for YOU.

Drop your questions below or DM us to learn more. 💬

03/12/2024

🎄 Make This Holiday Season the Start of Something Amazing! 🎄

Are you looking to buy a new home or fix your current mortgage before the New Year? 🏡✨ Don’t wait — let’s get it sorted before Christmas!

📆 The holidays are a busy time, but your mortgage doesn’t have to be stressful. Whether you’re:
✔ Looking to secure a better rate
✔ Refinancing to free up some extra cash
✔ Planning to buy your dream home

We’re here to make it happen — quickly and hassle-free! 🕊

📞 Get in touch today:
📧 [email protected]
📱 01244 478780
💬 Message us directly here on Facebook!

Let us take care of the hard work so you can focus on enjoying the festive season. 🎁 Let’s make this your best Christmas yet!

02/12/2024

🏡 Your Dream Home is Closer Than You Think!
Are you looking to buy your first home, upgrade, or refinance? Let us guide you through the mortgage process with expert advice and personalized solutions. 💡

💼 Why Choose Us?
✔ Competitive rates
✔ Fast approvals
✔ Flexible terms
✔ A dedicated team that puts YOU first

Ready to take the next step? Contact us today and let’s make your dream home a reality! 📞💬