MJB (Partnership) Ltd

MJB (Partnership) Ltd You need informed, intelligent, accurate advice and guidance regarding your financial plans. That’s what we do. Simply. Creatively. Professionally.

“ He who builds to every man’s advice will have a crooked house.”

We know this is true. We’ve seen some very shakey 'houses', built on dubious advice. You should get advice; it’s crucial in the rapidly changing world of financial services, but in our experience, it’s best to find the right person to advise you and then build a trusted relationship with them. At MJB we’re qualified and experienced

. We know about money, but we’re friendly too, with a reputation for integrity, reliability and outstanding customer service. Being independent means we are not tied to one particular company. Our only loyalty is to you, and our financial advice reflects that. WHAT DO YOU NEED? There are plenty of companies who will offer you services and products they think you’ll want and promise you the earth, but we’re not that presumptuous. Until we’ve met you and discussed your needs, we can’t offer you a solution. We need you to talk to us, it's free for the first meeting, you're under no obligation, and we'll see how best we can help you. HOW WE WORK

You need informed, intelligent, accurate advice and guidance regarding your financial plans. OUR CORE BUSINESS

You. And others like you. Not a range of products you don’t need. Click, phone, write, drop in. Decide for yourself. Not all financial advisers are the same


MJB (Partnership) Ltd is an appointed representative of Best Practice IFA Group Ltd, Sussex House, North Street, Horsham, West Sussex, RH12 1RQ, which is authorised and regulated by the Financial Conduct Authority. FCA registration number: 117931 - Registered in England No 3601349
The FCA do not regulate all products and services.

The Chancellor of the Exchequer presented his 2023 Spring Budget to parliament on Wednesday 15th March. We are pleased t...
28/03/2023

The Chancellor of the Exchequer presented his 2023 Spring Budget to parliament on Wednesday 15th March. We are pleased to share our summary on our website:

https://mjbpartnership.co.uk/latest-news/

14/12/2022

As the Christmas Holiday's are around the corner. We would like to remind everyone how our opening hours will be affected during this period.

Our opening hours will be as follows:

19th - 23rd December - Normal Opening Hours of 9am - 5:30pm.

26th - 30th December - Closed For Christmas Holiday's.

Our Advisors will be loosely monitoring their emails. If you have any urgent queries please send them an email and your advisor will get back to you at their earliest convenience.

From all of us here at MJB we wish you a very Merry Christmas! 🎅

Following the sad passing of her majesty the Queen, MJB (Partnership) will be closed on Monday 19th September due to the...
14/09/2022

Following the sad passing of her majesty the Queen, MJB (Partnership) will be closed on Monday 19th September due to the state funeral of Queen Elizabeth II.

Please go to our website for our most recent newsletter. This month's edition focuses on:Year End Tax PlanningRetirement...
11/02/2022

Please go to our website for our most recent newsletter.

This month's edition focuses on:

Year End Tax Planning
Retirement
Capping Social Care Costs in England

This month’s edition focuses on: Year End Tax Planning Retirement Capping Social Care Costs in England CLIENT NEWSLETTER – January 2022 CLIENT NEWSLETTER – JAN 2022

30/07/2021

MJB - AUGUST 2021 - CORONAVIRUS (COVID-19) UPDATE

Following the government's relaxation of restrictions we have started to welcome more clients into the office.

We are still using a screen to ensure 1 metre plus social distancing restrictions are maintained.

If you would still prefer to contact your Adviser by telephone or video meeting, this is of course still available.

Enjoy the summer.

Best wishes,

MJB

11/05/2021

MJB – MAY 2021 – CORONAVIRUS (COVID-19) UPDATE

It was good to have confirmed yesterday (10th), that as of Monday 17th May, restrictions will be eased in various ways, some of which will have an impact on how businesses can operate.

We are now in a position to welcome clients to make appointments to see their Adviser, either at home or in our offices. However, due to the 1 metre social distancing restrictions still in place, we can only have one client meeting at a time (of one or two people) in the office using the dividing screen.

Advisers will need to ensure that no other client meetings are intended to be held at the time same time. We appreciate your understanding if an appointment needs to be re-scheduled.

If you would still prefer to contact your Adviser by telephone or video meeting, this is of course still available.

We hope that you are keeping safe and well.

Best wishes,

The MJB Team

05/03/2021

We are pleased to share with you our summary of the key announcements made in the Budget on Wednesday 3rd March. The structure of this Budget, like its predecessor, was driven by the pandemic’s impact on the economy. With some form of lockdown continuing over the next few months, Mr Sunak extended the main employment support schemes through to 30th September and added further grants and loans to assist struggling businesses.

The total cost of his pandemic measures in this tax year and the next are now projected to be greater than the amount that will be raised in income tax over the same period. How the government can claw back that expenditure, while rebuilding the economy, formed the focus of the Chancellor’s speech.

Some of the other highlights were:

The expected freezing until April 2026 of the main allowances, thresholds and exemptions for income tax, capital gains tax and inheritance tax.

The self-employment income support scheme being extended through until the end of September to allow more to claim.

The rules for how much you can invest in tax efficient pensions and ISAs remain unaffected as does the taxation of income and gains from investment.

The extension of the Stamp Duty Land Tax cut until the end of June and the new Mortgage Guarantee Scheme delivering mortgages with the need for only 5% deposits will both be of interest to those looking to buy their first (or perhaps another) home or move.

A freeze in the Lifetime Allowance of £1,073,100 until 2025/26.

The proposed increase in the corporation tax rate to 25% from 1st April 2023. However, this rate will only apply once profits hit £250,000 and if profits are below £50,000 the current 19% rate will continue to apply. There will be a sliding scale for profits in between.

New provisions for all businesses to allow losses to be carried back for three years.

A new “super deduction” for companies who incur qualifying capital expenditure. This super-deduction will allow companies to cut their tax bill by up to 25p for every £1 they invest.

For further information please visit our website where there is a link to Technical Connections Budget Analysis - Spring 2021.

09/02/2021

CORONAVIRUS - (COVID-19) UPDATE

Since the second national lockdown began on 6th January 2021, we have had to employ stricter measures within the office.

We will not be holding any face-to-face meetings within the office and I think it ‘goes without saying’ that advisers will not be meeting with any clients in their homes or gardens. All meetings need to be via telephone or video call and although we can of course receive and post mail, correspondence by email is preferable and faster.

Although we are classed as offering ‘essential financial services’ and are permitted to come to work, many of us are working mainly from home. Please be assured that the office is still open and phone calls will be picked up as there is usually someone in the office during office hours.

If you have any queries or concerns, please don’t hesitate to contact us.

Stay safe.

Best wishes,

MJB Staff

07/09/2020

Now that the restrictions have eased, the office is open more or less as normal. Staff and Advisers are still working from home some of the time, but most of us are using the office on a more regular basis.

Client reviews are still being conducted by telephone or video link where possible, and if you would prefer to keep in contact with us by this means for the foreseeable future, please feel free to do so.

If, however, you would particularly like to meet with an Adviser in person, we are in a position to hold meetings in the office. We have purchased the required protective equipment, as set out in the government guidance.

When you arrive there is a bell to ring on the outer door and hand washing facilities on the ground and first floor. When you enter the office there is hand sanitiser and a Covid-19 Visitor /Client Health Questionnaire to complete so that we can contact you for ‘track and trace’ purposes, should we need to.

We hope that you have managed to keep well during this pandemic and please don’t hesitate to contact us if you have queries regarding the above.

Best wishes,
MJB

The Chancellor has announced a temporary holiday on Stamp Duty Land Tax (SDLT) on the first £500,000 of all property sal...
27/07/2020

The Chancellor has announced a temporary holiday on Stamp Duty Land Tax (SDLT) on the first £500,000 of all property sales in England and Northern Ireland. The tax threshold has been temporarily raised until March 2021 to boost the property market and help buyers struggling because of the coronavirus crisis. Please go to our website for the SDLT rates and further information.
www.mjbpartnership.co.uk

Looking for Independent Financial Advice in Chichester & West Sussex ? Call MJB today on 01243 771777.

22/06/2020

MJB - June - Coronavirus (Covid-19) Update

Firstly, we hope that you have managed to stay safe and well and are coping through these strange and unprecedented times. MJB staff are fit and well at the moment and those that were only working from home are now making an appearance at the office on a limited basis, while still implementing the 2 metre rule.

We have made the decision not to have face-to-face appointments with clients in the office yet. However, if it is imperative that you meet with an Adviser, there may be the possibility of having a discussion in your garden, while still adhering to social distancing measures. This, however, remains completely at the discretion of each Adviser and if you can endeavour to correspond by phone, email or video call, this is still preferable.

We been very busy throughout this time. Please don't hesitate to contact us if you have any queries.

Best wishes,

All the MJB Staff

20/03/2020

MJB Coronavirus (COVID-19) Update:

Further to our update on the 13th March, we have made the decision not to hold normal face-to-face appointments in the office.

We are, however, still open and staff that are NOT in a ‘high risk category’ are still intending to come to work unless Government restrictions prevent us from doing so.

Your adviser may be able to visit you at your own home, but that will be at your adviser’s discretion.

As things stand at the moment, if you are unable to receive documents via email, print, sign and return them by post, then you can pop into the office briefly for this purpose.

However, if at all possible, contact via phone, email or face-time is preferred for everyone’s benefit.

We are implementing a strict hand washing policy before entering the premises for your/our protection.

Best wishes to you,

All the staff at MJB

Address

1 Dukes Court, Bognor Road
Chichester
PO198FX

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

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