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Campden Financial

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Chipping Campden
Campden Financial

Independent Mortgage, Equity Release & Protection Specialists in the North Cotswolds. FCA 974730.

Campden Financial is an appointed representative of The Right Mortgage Ltd which is authorised and regulated by the Financial Conduct Authority.

02/09/2026

Robyn already leaving her mark on Campden Financial as our new mortgage and protection adviser (as well as running the office!) Great first review Robyn! 🌟

10/08/2026

Self-Employed? What Happens If You Can’t Work? 🤔💷

Are you a self-employed manual worker putting in at least 16 hours a week? 👷‍♂️💼

If you were off sick, would you still have money coming in? 🤔💷

And be honest, do you actually have time (or patience) to go through a long medical questionnaire? ⏳📋

If this sounds like you, there may be simpler and quicker ways to protect your income without the hassle 🙌

👉 Please get in touch to explore your options.

07/08/2026

📈 Mortgage rates spike…

We saw a number of lenders increase their mortgage rates last week, showing just how quickly the market can change.

For anyone looking to buy, re-mortgage, or secure a new deal, keeping up with these changes can feel overwhelming.

This is where using a mortgage broker can really help 👇

🔎 Access to a wide range of lenders – not just the ones you see on the high street
📊 Up-to-date market insight – we keep track of rate changes as they happen
💡 Tailored advice – finding the most suitable deal for your personal circumstances
⏱️ Saving you time and stress – we compare options and handle the process for you

With rates changing regularly, having someone monitoring the market and guiding you through it can make all the difference.

If you’re thinking about buying, re-mortgaging, or reviewing your current deal, now is a good time to speak to a broker.

📩 Feel free to message us to explore your options.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

05/08/2026

Whether you’ve recently changed jobs or homes, got married or divorced, or had a child or grandchild – it may be time to review your current financial situation. A lot can change in just 12 months. And just like a health check-up, your finances should be reviewed annually as well.

[email protected]

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT. A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES

03/08/2026

AI Can’t Fight Your Corner. I Can.

AI is changing the mortgage industry.

It can compare rates, it can search criteria, it can answer basic mortgage questions in seconds. And that’s great.

📞But when a lender has concerns about your application, AI isn’t picking up the phone to speak to an underwriter.
🗣️AI isn’t explaining why a missed payment from three years ago doesn’t reflect your situation today.
📂AI isn’t discussing complex income, self-employment accounts, maternity leave, gifted deposits, or unusual circumstances that don’t fit neatly into a box.
🤝AI can’t build relationships, use experience, judgement and advocate for you when a lender needs reassurance before making a decision.

Getting a mortgage isn’t just about finding a rate, it’s about presenting your case properly, navigating obstacles, and finding solutions when things get complicated.
Technology helps me work faster, but it isn’t the mortgage broker.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

31/07/2026

Quick question 👇

When did you last speak to an adviser to check your cover still fits your life?

If you’re not quite sure 🤔, you’re not alone. Most people set things up once and then don’t revisit them, even though life moves on.

A new job 💼, moving home 🏡, growing family 👶, or changes in income 💷 can all mean your current cover may not be doing what you think it is.

This isn’t about making big changes or buying something new. It’s simply about making sure everything still lines up with where you are today, and that there aren’t any gaps you weren’t aware of.

A quick review is often all it takes to:

✔️ Reassure you everything is on track
✔️ Or highlight small changes that could make a big difference

If it’s been a while, it might be worth a quick chat 💬

Send us a message and we can go through your options.

[email protected]

30/07/2026

Three of the Monetary Policy Committee's nine members voted in favour of raising rates to 4% over fears of inflation caused by conflict in the Middle East.

03/07/2026

💡 Struggling to juggle credit cards, loans or store cards?
You’re not alone – and there may be a way to simplify things.

I have access to a lender that offers a debt consolidation mortgage option up to 80% loan to value, so only 20% equity in your home! It is designed to help homeowners bring multiple debts together into one manageable monthly payment.

This could help if you’re dealing with:
✔️ High credit card balances
✔️ Multiple monthly debt repayments
✔️ Recent ups and downs with your credit

✨ Why this option works for many homeowners:
• No strict income-to-debt limits
• Debts paid off as part of the mortgage aren’t counted again in affordability
• No set limit on how much debt can be consolidated
• Larger balances considered sensibly, based on your recent spending
• No special or higher-priced products – it’s part of the lender’s standard range
• Interest-only options available with flexible repayment plans

If you’re looking to reduce monthly outgoings and get back in control of your finances, it’s worth having a conversation.

📩 Message us to see if this could work for you.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

01/07/2026

🚨 HUGE news for first-time buyers & renters 🚨

Halifax is shaking up the mortgage market with a game-changing new deal from 18th May 2026 🏡

You could now get on the property ladder with just a £5,000 deposit 🤯

Here’s what you need to know:

Up to 98% LTV (just £5k minimum deposit)
Available on homes up to £300,000
5-year fixed rate with NO product fees
Built for people who can afford monthly repayments but struggle to save a big deposit
This is a massive step toward making homeownership more accessible.

If you’ve been stuck renting and thought buying was out of reach… this could change everything.
We have access to this deal, so drop us a message! 👇

Subject to full mortgage application and product range.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

29/06/2026

Is your fixed rate up for renewal in 6 months or less?

We’re seeing more lenders change their product transfer windows, meaning you may be able to secure your next rate earlier than you think.

Your lender will usually write to you when you’re approaching the end of your deal – that’s your cue to get in touch with your broker, as that’s where we come in 👇

As your broker, we’ll review all of your options well in advance and get in touch at the right time to help you lock in a suitable rate.

📊 And it doesn’t stop there…
We’ll keep monitoring the market for you, so if better rates come along, we’ll let you know – saving you the time, stress, and constant checking.

💡 Less hassle. Smarter timing. Better outcomes.

If your deal is ending in the next 4-6 months, now’s the time to start the conversation.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

Address

Lower High Street
Chipping Campden
GL556DY

Opening Hours

Monday	9am - 5:30pm
Tuesday	9am - 5:30pm
Wednesday	9am - 5:30pm
Thursday	9am - 5:30pm
Friday	9am - 5:30pm

Telephone

+441386303000

Website

http://www.campdenfinancial.com/

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