Allenby & Todd Limited

21/05/2026

☎️🐾 Lexi has had a very busy week in the office taking calls, chasing tails, and keeping customer service paws-itively perfect! 💼✨

Just a little reminder that we’ll be closed on Monday 25th May for the Bank Holiday, and will reopen on Tuesday 26th May.

Wishing everyone a sunny, relaxing Bank Holiday weekend! 🌞🐶

18/05/2026

Most people spend more time planning their next holiday than planning their retirement.

And honestly, that’s completely understandable; pensions can feel confusing, overwhelming and easy to put off.

But one thing I see regularly is people reaching their 50s with:

• multiple old pensions
• no idea what they’re worth
• unclear retirement goals
• and no real plan in place

The good news?
It’s very rarely too late to improve your position.

Even small changes can make a big difference over time:
✔️ reviewing old pensions
✔️ checking fees
✔️ making sure investments still suit your goals
✔️ understanding what retirement could realistically look like

A conversation today can potentially save a lot of stress later on.

If you’re unsure whether your pensions or investments are on track, feel free to message our page or book in our office for a free initial consultation. ☎️ We are always happy to point people in the right direction.

And if you know someone approaching retirement who keeps saying “I really should sort my pensions out”… tag them below 👇

29/04/2026

💼 Did you know? Financial advice isn’t just for retirement; it’s just as important while you’re still working.

If you’re enrolled in a workplace pension or auto-enrolment scheme, when was the last time you reviewed it? Your pension should be working as hard as you do and a quick review can help ensure your funds are performing in line with your goals.

At Allenby & Todd, we provide clear, straightforward advice on:
✔️ Workplace pensions
✔️ Auto-enrolment schemes
✔️ Pension reviews while you’re still actively contributing

📊 A small adjustment today could make a big difference to your future.

💬 We offer free initial consultations, so you can understand your options with no obligation.

Call us today to get started. ☎️ 01472 500309

20/04/2026

🌟 🌟 🌟 🌟 🌟

20/04/2026

We’ve been reflecting on some of the recent feedback we’ve received, and it’s genuinely rewarding to see so many clients taking the time to share their experiences with us. 🌟

Helping people navigate pension transfers is a big responsibility, and we know how important it is to provide clear guidance, honest advice, and a service people can trust. That’s why it means so much when clients highlight our professionalism, communication, and support throughout the process.

To everyone who has left us a review recently- thank you. Your feedback not only motivates our team but also helps others feel more confident when making important financial decisions.

If you’ve worked with us and haven’t yet shared your experience, we’d love to hear from you. 😊 🌟

17/04/2026

⚠️ Big Pension Tax Change Coming in 2027

📌Your pension could soon be subject to inheritance tax, potentially reducing what your family receives.

📊 From April 2027:
➡️ Pensions may be included in your estate
➡️ More families could face unexpected tax bills

👀 Many people:
• Have old pensions from previous jobs
• Haven’t reviewed their beneficiaries
• Assume pensions are still tax-free on death

👉 That may no longer be the case.

✅ What you should do now

✔ Review all your pensions
✔ Check who your beneficiaries are
✔ Understand your potential tax exposure

🔥 Call to Action

📆 Book a Free Pension Review 📆

Allenby & Todd can help you:

• Trace lost pensions
• Review consolidation options
• Assess potential inheritance tax impact

📩 Message our page “REVIEW”
or
📞 call 01472 500309

🧠 Allenby & Todd provide:

• Regulated advice
• Personalised recommendations
• No obligation free initial consultation

From April 2027, the government is making important changes to how inheritance tax (IHT) applies to pensions.

16/04/2026

The majority of our new business comes from word-of-mouth referrals, and reviews like this are the reason why📊

If you have friends, family, or colleagues who might need financial guidance, we’d love to help them too!

✨ A simple introduction goes a long way ✨

01/04/2026

📈 Stay Invested. Think Long Term.

Market ups and downs are normal, headlines come and go, and short-term volatility can feel unsettling. But history shows a clear pattern: those who stay invested over the long term are far more likely to grow their wealth.

Even with events like financial crises, market crashes, and global uncertainty, long-term investors in equities have seen significant growth over time, far outpacing cash and bonds.

💡 What this means for you:
• Short-term dips are part of the journey - not the destination
• Staying invested gives your money time to recover and grow
• Trying to time the market often does more harm than good
• Long-term discipline is one of the biggest drivers of success

✅ Key takeaway:
Time in the market beats timing the market.

The graph below shows If you had invested £10,000 in 1996 and kept it in cash, today it would be worth around £23,896.

But if you had stayed invested in equities - despite every crash, crisis, and headline along the way, that same £10,000 could now be worth approximately £126,346… that’s over 12x growth. 📈

It’s a clear reminder that while markets can be unpredictable in the short term, patience and staying invested have historically been rewarded over time

02/01/2026

Wishing all our valued clients; new and existing, a Happy New Year and a prosperous 2026! Thank you for trusting us with your financial journey. We look forward to helping you plan, grow, and protect your future in the year ahead. Cheers to smart goals and stronger finances! ✨📈