TKI Bookkeeping & Accounts

23/10/2026

The clocks go back at 2am on Sunday, so this weekend has 49 hours in it.
Here's a use for the spare one that pays better than a lie-in.

📌First quarter of an hour: open your unpaid invoices, sort by oldest and send three reminders
📌Second: scroll back through two months of bank transactions looking for subscriptions. Everyone finds at least one they'd forgotten
📌Third: write down every large payment due before 31 January. VAT, tax, insurance, the equipment lease
📌Fourth: compare that list with what's set aside
One hour, and you'll know more about your cash position than you did on Saturday.

21/10/2026

Some of the most organised business owners I work with have a habit that costs them. A bill arrives and they pay it that day.
It feels responsible. But a bill on 30-day terms paid on day one means your money spends a month in the supplier's account when it could have been covering your payroll. Do that with every bill and a permanent slice of working capital has been given away for nothing.
Paying late is no answer. Small suppliers have wages to meet too, and the customer who pays reliably is the one who gets a favour when they need it.
The answer is paying on the due date. Enter every bill with its real due date, run payments once a week for whatever falls due and check that run against the forecast before approving it. Ask regular suppliers what terms they offer as well. Plenty will give 30 days to a customer who has never paid late.

20/10/2026

Under ten weeks until Christmas, which is a sentence nobody wants to read in October.
Cash has already started moving though. Shops and makers are paying now for stock that won't turn into sales until December. Service businesses are about to rediscover that their customers' accounts departments stop approving invoices around 18 December and don't start again until the second week of January.
That one catches people every year. An invoice sent on 10 December on 30-day terms has a fair chance of being paid in February. January's wages, the rent and the 31 January tax bill won't wait for it.
So this week, put four things in the forecast:

📌What you need to buy ahead
📌Extra staff hours or an early December payroll,
📌The days you're closed and the customers who always go quiet.
📌Then invoice everything you can before the end of November.

07/10/2026

Profit vs cash: why a profitable business can run out of money
Take a joiner who finishes a £12,000 kitchen on 30 September and invoices that afternoon. September's profit report looks great. The sale is in there, all £12,000 of it.
The bank tells a different story. The timber was paid for in August. Two lots of wages went out in September. The customer is on 30-day terms, so the money lands at the end of October if they're prompt and mid November if they aren't.
For about six weeks that business is profitable and short of cash at once. Put four jobs on the go and it's easy to see how a good year ends in the overdraft.
Neither report is wrong. One measures what was earned, the other what has arrived. Someone needs to be watching both.
Curious how wide the gap is in your business?

☎️ 01594801094/07999901220
📧 [email protected]
🗓️ https://calendly.com/tkibookkeepingacc

05/10/2026

Today is a deadline most people only hear about after they've missed it.
Anyone who started working for themselves between 6 April 2025 and 5 April 2026 needs to have told HMRC by today, 5 October. The same goes for new rental income, or other income that hasn't had tax taken off before it reached you.
The people it catches rarely set out to start a business. It's the employee whose weekend cake orders turned into proper money. The couple who moved in together and let the spare flat. The contractor who went freelance in March and assumed the paperwork could wait.
Registering takes a few minutes online. Doing it late isn't a disaster, but HMRC can charge a penalty if the tax ends up paid late as a result, so today beats next month.
Not sure whether a side income counts? Ask us before HMRC does. .

☎️ 01594801094/07999901220
📧 [email protected]
🗓️ https://calendly.com/tkibookkeepingacc

27/09/2026

AI can speed up finance tasks — but without a human in the loop, it can hide risk. Read our short breakdown of why your finance function still needs human oversight, especially as your team and transaction volume grow. Read more: https://wix.to/aYv8QTk

TV ads make it sound simple: switch on AI, and your business runs itself.In reality, AI is brilliant at speeding up tasks. But it’s not a finance function. And if you let it operate without a human in the loop, it doesn’t remove risk — it often hides it.This matters most once you’ve got a te...

18/08/2026

⚠️ Warning: Scam emails are circulating claiming to be from Companies House.

These emails ask recipients to complete identity verification and use the subject line: 'Action required: Verify your identity for Companies House'. They are sent from Gmail accounts and are not from us.

Do not click any links or share any personal information. Delete the email.

Find out what to do if you're unsure whether a message is genuine: https://www.gov.uk/guidance/reporting-scams-pretending-to-be-from-companies-house

Please share to help protect others.

17/08/2026

Lovely little thankyou gift received today from a client for helping them win an appeal Sofia’s Attic

11/08/2026

Our office will be closed on Wednesday and Thursday as our family comes together to attend the funeral of Sylvia, Tracy's mum.

As a family business, we will all be attending the funeral and spending time with our loved ones.

During this time, we won't be answering calls or responding to emails.

We will be back in the office on Friday and will respond to all messages as soon as possible.

Thank you for your patience, kindness and understanding. Your support means so much to us. ❤️

20/07/2026

⏰ Q1 Make Tax Digital Deadline Approaching!

A reminder to all of our MTD clients that the Quarter 1 submission deadline is fast approaching.

If you haven't already:
✔️ Make sure your bookkeeping is up to date.
✔️ Upload your receipts and invoices.
✔️ Send us any records we're completing for you.

The sooner we receive everything, the more time we have to prepare and submit your return before the deadline.

If you're running behind or need a hand, please get in touch as soon as possible, we're here to help and would much rather hear from you now than the day before the deadline!

📞 01594 801094
📧 [email protected]