Harries Financial Wealth Management

29/06/2022

Be strategic with your savings and make your money work harder

Cash ISAs are a simple way to save, allowing you to earn interest without paying tax on it.

The introduction of the Personal Savings Allowance has weakened the tax benefits of Cash ISAs, leaving some wondering how valuable they are.

We can help you get the best out of the allowances available to you, so that you can meet your financial goals.


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17/06/2022

A bond is a fixed income instrument that represents a loan made by an investor to a borrower (typically corporate or governmental).

01/06/2022

Happy bank holiday to all our lovely clients, friends and family 🇬🇧

We hope you have a fantastic long weekend celebrating the Queen's Platinum Jubilee!👑

19/05/2022

Even carefully laid financial plans can easily be knocked off track by unexpected events, as the past few years have emphatically demonstrated.

The importance of income protection and being able to make clear-headed decisions become even greater when household finances are under pressure.

The ongoing ramifications of the pandemic continue to play out even as the COVID-19 threat slowly recedes, while the effects of the war in Ukraine and the biggest cost-of-living crisis in decades are creating further distress and disruption.

04/05/2022

How to protect your financial wellbeing in an energy crisis...

Runaway energy prices are affecting people across the wealth spectrum and could impact financial and general wellbeing.

There are steps you can take to regain a sense of control.

As energy costs rise, a few simple lifestyle changes could benefit your finances and the planet.

Financial-planning tips to beat inflation include reviewing your budget and ensuring your pension and investments are still on track to meet your long-term goals.



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17/04/2022

Happy Easter from everyone at 🐣

07/04/2022

In the midst of a pandemic, a polluted planet, increasing diseases like cancer, asthma, heart disease, on World Health Day 2022, WHO will focus global attention on urgent actions needed to keep humans and the planet healthy and foster a movement to create societies focused on well-being.

WHO estimates that more than 13 million deaths around the world each year are due to avoidable environmental causes. This includes the climate crisis which is the single biggest health threat facing humanity. The climate crisis is also a health crisis.

08/03/2022

Happy International Women's Day from everyone at

23/02/2022

Capital Gains Tax (CGT) is charged on the profits, or gains, when you sell or dispose of an asset that has increased in value.

As well as using your tax-free allowance of £12,300, there are several ways to minimise your CGT bill, from giving assets to your partner to increasing your pension contributions.

Due to the complexity of the rules, it’s best to speak to us about CGT and how to limit the amount you have to pay.

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09/02/2022

An example is the 60% tax trap, created by the tapering of the personal allowance, which leaves those earning between £100,000 and £125,140 paying 60% tax.

Tax rules change frequently but by taking advice from us, you can sidestep potential sinkholes and avoid paying more tax than you need to.



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02/02/2022

One aspect of feeling in control of your finances is knowing that you’ll be able to retire how and when you want.

Retirement is increasingly a gradual affair rather than a one-off event, and it’s important to plan accordingly.

A retirement plan not only sets you on a path for later life, but also provides wellbeing benefits and peace of mind in the short term.

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26/01/2022

Major reforms to the social-care system were voted through parliament by MPs in November last year, including an eye-catching commitment from the government to limit the cost of personal care to £86,000 per person over their lifetime.

But this figure covers only the cost of ‘care’ – it doesn’t include accommodation, food or utility bills, so people will pay far more.

At Harries Financial, we can help you navigate the complex social-care system and understand the true costs you will face.

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