Ian Blanchford - Continuum IFA

31/07/2026

Great advice for those lucky enough to be in their twenties and relevant to those twice that age!

28/07/2026

Part 1: In your 20s
This is the first in a three-part series looking at the financial habits that shape our lives at different ages. While many of our clients are beyond their twenties, chances are you have children, grandchildren or other young family members who are just starting out. If so, this article is well worth passing on.

Why your twenties matter financially
The decisions we make in our twenties often have consequences that last for decades. Yet few people receive much financial education before entering adult life. Learning how to budget, save and invest is often a case of trial and error, and unfortunately some mistakes can prove expensive.

The good news is that developing good financial habits early can make a significant difference over the long term. Here are some of the most common money mistakes people make in their twenties, and how they can be avoided.

Thinking retirement is too far away
Retirement can feel so distant that it’s easy to believe it isn’t worth thinking about. In reality, your twenties are one of the best times to start saving.

Time is one of the greatest advantages an investor has. Thanks to the power of compound growth, even relatively small pension contributions made early in life have decades to potentially grow.

Someone who starts saving at 25 could accumulate substantially more than someone who waits until 35, even if the later saver contributes more each month....
...Click the link to read more!

Discover the most important money lessons in your 20s and learn how good financial habits today could help build a stronger future.

22/07/2026

09/07/2026

08/07/2026

Your investments could be working harder for you... and less for the taxman. 💰

Bed & SIPP is a lesser-known strategy that may help improve the long-term tax efficiency of your investments.

📰Here's what you need to know: https://mycontinuum.co.uk/what-you-need-to-know-about.../

Discover how Bed and SIPP works, how it can improve tax efficiency and whether moving investments into a pension is right for you.

30/06/2026

Retirement planning isn't always just about your own pension. In some situations, helping someone else build theirs could also strengthen your family's long-term financial future.

Whether it's supporting a partner during a career break or giving a child or grandchild a head start, there may be more options available than you realise.

Our latest article explores how paying into someone else's pension could play a role in wider financial planning.

🔗 Read more: https://mycontinuum.co.uk/how-paying-into-someone-elses-pension-can-benefit-families/

Discover how paying into someone else's pension can boost tax efficiency, support family planning and build long-term wealth.

24/06/2026

Many England fans spent last night waiting patiently for a goal. It's a reminder that progress doesn't always happen in a single match. 🏴󠁧󠁢󠁥󠁮󠁧󠁿