Keith Roseburgh Financial

Home
United Kingdom
Dalkeith
Keith Roseburgh Financial

Financial planning for every stage of life in Edinburgh, Dalkeith and the Lothians.

I give my clients an objective, professional and efficient service that is delivered with a personal touch. I believe that the key to successful advice is creating a trusting relationship with my clients so that I can provide financial advice that is altogether individual.

31/08/2026

6 useful tips for managing lifestyle inflation:

1. Create a budget
2. Allocate a use for each pot of money
3. Automate your long-term savings
4. Avoid social comparisons
5. Implement a delay before making changes
6. Use a cashflow model to understand the impact of your decisions

Read our blog, linked below, to discover whether lifestyle inflation is stopping you from reaching your long-term goals.

https://keithroseburgh.co.uk/how-to-manage-lifestyle-inflation-to-keep-your-long-term-goals-on-track/

27/08/2026

5 fantastic reasons to make volunteering part of your retirement plan:

1. Expand your social circle
2. Restore a sense of purpose
3. Build a new routine
4. Continue developing skills and knowledge
5. Pass on your expertise

Read our blog, linked below, to learn more.

https://keithroseburgh.co.uk/5-fantastic-reasons-to-make-volunteering-part-of-your-retirement-plan/

25/08/2026

Everyone wants to protect their loved ones against life's twists and turns.

While suitable financial protection could help you do that, the options can be daunting.

To help you understand the choices available to you, click the link below to weigh the pros and cons of life insurance and family income benefit, and whether a combined approach could provide the peace of mind you need.

https://keithroseburgh.co.uk/life-insurance-v-family-income-benefit-which-is-right-for-your-family/

24/08/2026

Are you missing out on chances to reduce your Inheritance Tax bill?

A recent report covered by Today's Wills and Probate discovered that a person beginning estate planning at 50 and making use of multiple strategies, such as exemptions, reliefs, and business relief investments, could, on average, pass on £397,000 more to loved ones than those who delayed estate planning until they were 70.

If you want to learn more about some of the strategies that can mitigate a potential Inheritance Tax bill, click the link below.

https://keithroseburgh.co.uk/the-12-3-billion-cost-of-delaying-estate-planning/

20/08/2026

4 practical reasons to regularly contribute to your child's pension:

1. You could support their future
2. Your additional contribution could grow
3. Your contributions will usually benefit from tax relief
4. Your contributions could be efficient for Inheritance Tax

Read our latest blog, linked below, to learn more.

https://keithroseburgh.co.uk/4-practical-reasons-to-regularly-contribute-to-your-childs-pension/

18/08/2026

More than half of UK adults said that reading a risk warning when investing in stocks and shares puts them off investing, according to FT Adviser.

Fear can prevent you from rushing into an investment that isn't suitable for you, but it could also be holding you back from reaching your long-term goals.

To discover how you can master your fear to support your financial plan, click the link below.

https://keithroseburgh.co.uk/the-psychology-of-fear-in-investing-why-mastering-it-could-support-long-term-success/

17/08/2026

Is lifestyle inflation impeding your ability to reach your goals?

Although it's normal to make changes to your lifestyle as your finances improve, it's important to look at what your additional spending is going on and ask: is it making you happier?

Being aware of lifestyle inflation could help you support your future as well as your present. Read our blog, linked below, to spot the warning signs.

https://keithroseburgh.co.uk/how-to-manage-lifestyle-inflation-to-keep-your-long-term-goals-on-track/

13/08/2026

How will you spend your time once you retire?

A fulfilling retirement isn't just about financial security; it's about the experiences you have, the people you meet, and continued personal growth.

Giving some of your time to a cause that matters to you could be an important part of this.

Read our blog, linked below, to discover 5 compelling reasons to make volunteering part of your retirement plan.

https://keithroseburgh.co.uk/5-fantastic-reasons-to-make-volunteering-part-of-your-retirement-plan/

11/08/2026

Are you putting off organising financial protection for your family?

Life insurance and family income benefit can both offer some financial security in the event that you or your partner dies.

But with each offering different types of protection, identifying the right one for your family can be confusing.

Read our latest blog, linked below, to learn more about your options and which might suit your loved ones the best.

https://keithroseburgh.co.uk/life-insurance-v-family-income-benefit-which-is-right-for-your-family/

10/08/2026

Delays in estate planning could cost UK families £12.3 billion when changes mean pensions will form part of your estate next year, according to a report covered by Today's Wills and Probates.

Under the current rules, most pension wealth sits outside your estate for Inheritance Tax purposes.

However, for many pension holders, that will change on 6 April 2027, as most pensions will be included in Inheritance Tax calculations.

Read our blog, linked below, to learn more about the upcoming changes and how you can pass on your wealth to your loved ones tax-efficiently.

https://keithroseburgh.co.uk/the-12-3-billion-cost-of-delaying-estate-planning/

Address

33 Thornyhall
Dalkeith
EH222ND

Website

http://www.keithroseburgh.co.uk/

Alerts

Be the first to know and let us send you an email when Keith Roseburgh Financial posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Keith Roseburgh Financial: