Fenland Financial Planning

18/08/2026

"THE GOAL ISN'T MORE MONEY. THE GOAL IS LIVING LIFE ON YOUR TERMS"

When I sit down with clients, the most important thing to me is to understand what clients hopes and dreams are. What is the purpose for thier pensions, investments and savings? What's it for?

And I do the same with my own finances, and the hard work over the last 3 years paid off with a lovely holiday to Sivota, Greece 🇬🇷 . First one in a while, but so worth the wait!

I also want to plug my amazing travel lady Suzanne Smolen at Independent Travel Experts who planned and booked everything for us. If any of our followers want thier own personal travel assistant to remove every last stress of going on holiday, I can't recommend her enough ⛱️❤️🌟

11/06/2026

World Cup Feature - Investing and Penalties, what do they have in common? Read more to find out!

With the start of the 2026 World Cup, fans across the globe will be excited to see their team perform but also dreading the stress of a potential penalty shootout.

15/02/2026

Thought I'd jump on the AI bandwagon with a cheeky picture explaining what I do best.

Help people plan for retirement, walk the dog and follow LFC (although the last part hasn't been as fun this year)!

It got me wondering, especially with some of the news this week, do I think AI will eventually replace financial planners?

From my experience, I seriously doubt it! Hopefully it will make some admin processes easier 🙏 but it will never be able to replace the face to face personal service, the honest conversations and the emotional support that my clients truly value 😁

For most people, it'll just be used to make silly pictures! 😂😂😂

06/11/2025

Had the pleasure of a 10 minute presentation this morning at BNI Dynamic about the importance of financial planning and how I help my clients work towards thier goals and objectives. 📈

I was also able to share a little bit about my background and why I'm so passionate about the job. There was even an unscripted rendition of 🎵Ferry cross the Mersey 🎵 (thanks Andrew Whitehead for putting me on the spot).

For anyone wondering, BNI has been transformative for my business this year. As a sole trader, this weekly networking has been a great source of new business and new clients, but it's also a great social network - you need that when you work on your own! I've made lifelong friends and contacts, that have supported me and my 'business journey' massively! I look forward to many more years to come! 🎉

Photo credit to Jasmine Choudhury (best Will Writer in West Norfolk 😀)

25/10/2025

A brutally personal account, from a fellow professional, of what it's like to cope as the carer of someone with cancer.

This is why we talk about critical illness cover, even just enough to cover 6 months of wages could be hugely valuable.

Dermot Brannigan realised the real value of a critical illness plan after his wife was diagnosed with cancer

18/09/2025

I've lost count of the number of time's I've spoken to clients who have made mistakes with retirement planning because of common misconceptions around pensions. Here's some of the most common myths busted 😁 📈

• Even experienced pension savers can get caught out by half-truths and misconceptions, which could cost them thousands in retirement. • From how much you can pay into a pension to tax relief rules and whether you can contribute to a partner’s retirement pot, there are lots of pension myths ou...

01/09/2025

Coming soon to a Fenland Financial Planning near you..........

WD40!! 😂

05/08/2025

Sometimes good advice will take you down a different, better path.

All you need is a willing listener, who asks the right questions, has the right experience, and helps you re-frame your priorities.

And it's lovely when the outcome of that path comes into view ❤️

24/05/2025

Find your WHY, and AI baby me will help you figure out the HOW!

16/05/2025

“What do I owe you for your time?” ⏱️

This question is music to my ears because:

1) It shows that the client understands that the service I am offering is my time. It may be only take a few minutes to convey my knowledge and advice, but it took years of exams and experience to gain that knowledge – that has value.
2) I know that they appreciated my advice and guidance and thought it deserved a monetary value – I know my advice has been valuable to them.

But my answer is nearly always “nothing”! 🤯

So why don’t I charge specifically for my time? Does that undervalue the points above? 🤷‍♂️

⏱️ Usually I’m asked this question after an initial consultation – this is offered for free to establish how exactly I may (or may not) be able to help. I firmly believe that this initial conversation needs to be ‘no obligation’ so that both client and adviser can talk freely about potential solutions, without consideration of costs or products.
⏱️ For existing clients, they pay me fees for their financial products – so I owe them that time to demonstrate the ‘value for money’ I provide.
⏱️ “What goes around comes around” & “looks after the pennies and the pounds will take care of themselves” – two analogies that explain why I don’t worry about making profit from every conversation I have. I know that if I do the right thing, those clients (and their family, friends and contacts), will come back to me when they need one of my financial products.

I’m in this game, and on your side, for a long time yet!

My time will come, so I am happy to bide it….

(feel free to add more time puns…) 😂