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Gareth Culpan Financial Planning

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Gareth Culpan Financial Planning

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A financial planning practice providing retirement, investment, tax and protection planning to individuals and business owners.

20/10/2026

Continuing the support of local grassroots sport - very proud to sponsor Great Driffield AFC Great Driffield Ladies AFC Under 16’s Girls for the upcoming season. Best of luck girls!

Not sure what I’m laughing hysterically at in the first picture!

19/10/2026

WeekWatch

After posting huge gains for much of 2025 and 2026, while seemingly overcoming the concerns about higher energy prices caused by the Iran conflict, AI chip makers Samsung and TSMC have faltered in recent weeks. Both companies’ share prices fell further last week.

Is this the start of a market rotation, or another temporary blip for chip makers? After AI-related companies suffered notable share price drops last week, this is the question investors will be asking.

Read more in comments…

12/10/2026

WeekWatch

President Trump last week announced that his administration had reached an agreement on the release of about 13.5 million barrels of Russian diesel. However, October’s shipment of 2.3 million barrels against daily global demand of about 30 million barrels means that in the short term, this is unlikely to make a significant dent in bringing the diesel price down.

Oil shipments through the Strait of Hormuz in September were not far off their pre-war level. Yet hopes that the oil price would drop as a result have not materialised. Brent crude, the international benchmark, rose last week and so far this year is up 66%.

Read more in the comments…

05/10/2026

WeekWatch

A look back at last weeks highlights, largely dominated by rising bond yields, elections and Andy Burnham announcing that pensioners will lose the triple lock guarantee on their state pension from 2030 if Labour wins a second term in government.

Read more in the comments…

28/09/2026

WeekWatch

Investors saw a perfect storm this week across financial markets. This culminated in US 10-year Treasury yields reaching 5.1%, a level last seen during the global financial crisis in 2007. The 30-year Treasury yield rose even further, exceeding its level in 2004.

Government bond yields are climbing as investors demand even more compensation in response to persistent inflation pressures, a resilient economy as well as high energy prices and geopolitical uncertainty.

Read more in comments…

22/09/2026

Less than a month to go until the Driffield Business Expo at the Driffield Showground Rix Pavilion, organised by Driffield Business Club There’s around 50 businesses exhibiting, Caz Grant as our guest speaker and more than a few freebies on offer.

Book your free guest passes now, look forward to seeing you there!

21/09/2026

WeekWatch

It was a busy week for central bank watchers. First up was the US Federal Reserve’s rate-setting committee, the Federal Open Market Committee (FOMC), which on Wednesday voted unanimously to raise US interest rates by 0.25%. This was the first Fed hike in three years. Following this move, shares and bonds rose as investors reacted positively to the implicit message that under new chair Kevin Warsh, the Fed’s priority remains targeting inflation.

The Bank of Japan’s (BOJ) move on Friday to raise interest rates by 0.25% had been expected by investors. At 1.25%, Japanese interest rates are now at their highest in 30 years.

Meanwhile, the Bank of England voted to keep interest rates unchanged at 3.75%.

Read more in the comments…

14/09/2026

WeekWatch

Bond yields continued to rise in the US and elsewhere as last week progressed. On Friday, yields on 10-year US Treasuries peaked at over 4.9% - just a whisper below the psychological 5% threshold. The last time yields were this high was in 2007.

The week also proved a difficult one for equities. The S&P 500 fell every day except Friday, where it staged a small recovery – though not enough to lift the index into positive territory over the week.

Read more in the comments…

07/09/2026

WeekWatch

In his first major speech since becoming chancellor, and ahead of his first Budget, UK chancellor John Healey sought to create a sense of optimism.

Healey said investment, innovation and growth were high on the agenda. He noted that £1 in every £10 spent went on servicing the national debt, and that growth was key to tackling both this and the cost-of-living challenges for the public.

Yet a jump in global government bond yields last week served as a timely reminder of the difficult decisions governments and central banks around the world currently face.

Read more in the comments…

05/09/2026

An absolute privilege to attend the England Rugby Volunteer Of The Year awards last night at Allianz Stadium, Twickenham. Some incredibly humbling stories of the work people are doing all over the country that absolutely deserve the recognition.

Spent the evening trying to persuade Conor O’Shea to have a run out for Driffield Rugby Club 4th team and a pleasure to chat with Alex Payne who was class as ever.

A great evening with good people.

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Driffield

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+447772667697

Website

http://garethculpanfp.co.uk/

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