Jordan Mushet - Financial Adviser

Jordan Mushet - Financial Adviser Financial Adviser with over a decade of experience in Financial Services, specialising in pensions & investments. Authorised and regulated by The FCA - 447808.

Reviews: https://www.vouchedfor.co.uk/financial-advisor-ifa/glasgow/073829-jordan-mushet

22/08/2026

๐„๐ง๐๐ข๐ง๐  ๐ญ๐ก๐ž ๐ฐ๐ž๐ž๐ค ๐จ๐ง ๐š ๐ก๐ข๐ ๐ก! ๐Ÿ™Œ

30 reviews.
30 five-star ratings.
And a whole lot of happy clients.

Weโ€™re incredibly proud to see Jordan reach ๐Ÿ‘๐ŸŽ ๐š๐ฅ๐ฅ-๐ญ๐ข๐ฆ๐ž ๐•๐จ๐ฎ๐œ๐ก๐ž๐๐…๐จ๐ซ ๐ซ๐ž๐ฏ๐ข๐ž๐ฐ๐ฌ โ€” ๐ž๐ฏ๐ž๐ซ๐ฒ ๐ฌ๐ข๐ง๐ ๐ฅ๐ž ๐จ๐ง๐ž ๐ซ๐š๐ญ๐ž๐ ๐Ÿ“ ๐ฌ๐ญ๐š๐ซ๐ฌ. โญโญโญโญโญ

A huge thank you to everyone who has taken the time to share their experience. It genuinely means a lot.

30 downโ€ฆ now for the next 30 Jordan Mushet - Financial Adviser?

๐‡๐ข๐ ๐ก๐ž๐ซ-๐ซ๐š๐ญ๐ž ๐ญ๐š๐ฑ๐ฉ๐š๐ฒ๐ž๐ซ? ๐˜๐จ๐ฎ ๐œ๐จ๐ฎ๐ฅ๐ ๐›๐ž ๐ฅ๐จ๐ฌ๐ข๐ง๐  ๐ญ๐ก๐จ๐ฎ๐ฌ๐š๐ง๐๐ฌ ๐ข๐ง ๐ฎ๐ง๐œ๐ฅ๐š๐ข๐ฆ๐ž๐ ๐ญ๐š๐ฑ ๐ซ๐ž๐ฅ๐ข๐ž๐ŸDuring a recent client meeting, we discovered...
20/08/2026

๐‡๐ข๐ ๐ก๐ž๐ซ-๐ซ๐š๐ญ๐ž ๐ญ๐š๐ฑ๐ฉ๐š๐ฒ๐ž๐ซ? ๐˜๐จ๐ฎ ๐œ๐จ๐ฎ๐ฅ๐ ๐›๐ž ๐ฅ๐จ๐ฌ๐ข๐ง๐  ๐ญ๐ก๐จ๐ฎ๐ฌ๐š๐ง๐๐ฌ ๐ข๐ง ๐ฎ๐ง๐œ๐ฅ๐š๐ข๐ฆ๐ž๐ ๐ญ๐š๐ฑ ๐ซ๐ž๐ฅ๐ข๐ž๐Ÿ

During a recent client meeting, we discovered that the client had been a ๐ก๐ข๐ ๐ก๐ž๐ซ-๐ซ๐š๐ญ๐ž ๐ญ๐š๐ฑ๐ฉ๐š๐ฒ๐ž๐ซ ๐Ÿ๐จ๐ซ ๐Ÿ๐ข๐ฏ๐ž ๐ฒ๐ž๐š๐ซ๐ฌ, paying into a pension throughout that time โ€” but had never completed a Self Assessment.

They were receiving the standard ๐Ÿ๐ŸŽ% ๐ฉ๐ž๐ง๐ฌ๐ข๐จ๐ง ๐ญ๐š๐ฑ ๐ซ๐ž๐ฅ๐ข๐ž๐Ÿ, but were entitled to more (๐š๐ง๐จ๐ญ๐ก๐ž๐ซ ๐Ÿ๐ŸŽ%)!

Five years of missed additional relief is a significant amount of money.

And this is the bit that worries us: ๐ก๐จ๐ฐ ๐ฆ๐š๐ง๐ฒ ๐จ๐ญ๐ก๐ž๐ซ ๐ก๐ข๐ ๐ก๐ž๐ซ-๐ซ๐š๐ญ๐ž ๐ญ๐š๐ฑ๐ฉ๐š๐ฒ๐ž๐ซ๐ฌ ๐š๐ซ๐ž ๐๐จ๐ข๐ง๐  ๐ž๐ฑ๐š๐œ๐ญ๐ฅ๐ฒ ๐ญ๐ก๐ž ๐ฌ๐š๐ฆ๐ž ๐ญ๐ก๐ข๐ง๐  ๐ฐ๐ข๐ญ๐ก๐จ๐ฎ๐ญ ๐ซ๐ž๐š๐ฅ๐ข๐ฌ๐ข๐ง๐  ๐ข๐ญ?

If youโ€™re a higher-rate taxpayer and you've never checked how much tax relief youโ€™re actually receiving, ๐ง๐จ๐ฐ ๐ข๐ฌ ๐ญ๐ก๐ž ๐ญ๐ข๐ฆ๐ž ๐ญ๐จ ๐œ๐ก๐ž๐œ๐ค.

We can review your pension, identify whether additional relief may be available and help you understand what you could potentially reclaim. The tax man could owe you ๐ฎ๐ฉ ๐ญ๐จ ยฃ๐Ÿ๐Ÿ,๐ŸŽ๐ŸŽ๐ŸŽ ๐Ÿ๐จ๐ซ ๐ž๐ฏ๐ž๐ซ๐ฒ ๐ฒ๐ž๐š๐ซ you have not claimed the tax relief.

๐ƒ๐จ๐งโ€™๐ญ ๐š๐ฌ๐ฌ๐ฎ๐ฆ๐ž ๐ฒ๐จ๐ฎโ€™๐ซ๐ž ๐ ๐ž๐ญ๐ญ๐ข๐ง๐  ๐ž๐ฏ๐ž๐ซ๐ฒ๐ญ๐ก๐ข๐ง๐  ๐ฒ๐จ๐ฎ'๐ซ๐ž ๐ž๐ง๐ญ๐ข๐ญ๐ฅ๐ž๐ ๐ญ๐จ.
๐…๐ข๐ง๐ ๐จ๐ฎ๐ญ ๐›๐ฒ ๐ฆ๐ž๐ฌ๐ฌ๐š๐ ๐ข๐ง๐  ๐ฆ๐ž ๐๐ข๐ซ๐ž๐œ๐ญ๐ฅ๐ฒ ๐จ๐ซ ๐ฌ๐ก๐š๐ซ๐ž ๐ญ๐ก๐ข๐ฌ ๐ฆ๐ž๐ฌ๐ฌ๐š๐ ๐ž ๐ฐ๐ข๐ญ๐ก ๐Ÿ๐ซ๐ข๐ž๐ง๐๐ฌ.

Tax treatment depends on individual circumstances and may change. This post is for general information only and does not constitute financial advice.



Approver Quilter Financial Services Limited August 2026

17/08/2026

There's nothing more rewarding than helping clients feel confident about their financial future.

Our highly-rated adviser, Jordan Mushet, recently helped clients take their first steps into investing after years of simply saving. By taking the time to understand their goals and explain their options clearly, Jordan helped them make a decision that was right for them.

"๐–๐ž ๐ฐ๐š๐ง๐ญ๐ž๐ ๐ญ๐จ ๐ฆ๐š๐ค๐ž ๐ญ๐ก๐ž ๐ฆ๐จ๐ฌ๐ญ ๐จ๐Ÿ ๐จ๐ฎ๐ซ ๐ฌ๐š๐ฏ๐ข๐ง๐ ๐ฌ. ๐‰๐จ๐ซ๐๐š๐ง ๐ก๐ž๐ฅ๐ฉ๐ž๐ ๐ฎ๐ฌ ๐ฏ๐ž๐ง๐ญ๐ฎ๐ซ๐ž ๐ข๐ง๐ญ๐จ ๐ข๐ง๐ฏ๐ž๐ฌ๐ญ๐ข๐ง๐  ๐š๐Ÿ๐ญ๐ž๐ซ ๐ง๐ž๐ฏ๐ž๐ซ ๐ก๐š๐ฏ๐ข๐ง๐  ๐๐จ๐ง๐ž ๐ญ๐ก๐ข๐ฌ ๐›๐ž๐Ÿ๐จ๐ซ๐ž. ๐“๐ก๐ž ๐š๐๐ฏ๐ข๐œ๐ž ๐‰๐จ๐ซ๐๐š๐ง ๐ฌ๐ฎ๐ฉ๐ฉ๐ฅ๐ข๐ž๐ ๐ก๐ž๐ฅ๐ฉ๐ž๐ ๐ฎ๐ฌ ๐ฆ๐š๐ค๐ž ๐ญ๐ก๐ž ๐œ๐จ๐ซ๐ซ๐ž๐œ๐ญ ๐๐ž๐œ๐ข๐ฌ๐ข๐จ๐ง ๐Ÿ๐จ๐ซ ๐ฎ๐ฌ."

At Pivotal Financial Planning, we're passionate about helping clients make informed financial decisions with confidence.

11/08/2026

Thank you to for the invitation to their health and wellbeing seminar.

It was genuinely refreshing to have so many honest conversations about money, the future and the things that people donโ€™t always think about when it comes to their finances.

Financial planning isnโ€™t just about pensions. Itโ€™s about looking at the whole picture.

๐Ÿ’ท Are your savings working as hard as they could be?
๐Ÿก What happens to your home if you pass away without a Will?
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ If you inherit money from a family member, what does that mean for you โ€” and could there be tax implications?
๐ŸŒ… Will your pensions provide the retirement youโ€™re hoping for?
๐Ÿ›ก๏ธ And are you and your family financially protected if life doesnโ€™t go to plan?

These are the conversations we love having at Pivotal Financial Planning. Sometimes, a simple conversation can highlight things you hadnโ€™t considered and help you feel more confident about the future.

If your company is planning a health, wellbeing or financial advice day, weโ€™d love to be involved. Get in touch โ€” weโ€™d be delighted to have a chat and see how we can support your team.

A huge thank you to everyone who stopped to chat with Jordan Mushet - Financial Adviser today; we look forward to following up with you so you can feel retirement ready!

Until next time!

11/08/2026

๐‡๐ž๐š๐ฅ๐ญ๐ก & ๐–๐ž๐ฅ๐ฅ๐›๐ž๐ข๐ง๐  ๐’๐ž๐ฆ๐ข๐ง๐š๐ซ โ€“ ๐’๐จ๐ฎ๐ญ๐ก ๐‹๐š๐ง๐š๐ซ๐ค๐ฌ๐ก๐ข๐ซ๐ž ๐‚๐จ๐ฎ๐ง๐œ๐ข๐ฅ

Weโ€™re spending the day at the Health & Wellbeing Seminar with South Lanarkshire Council today.

We're excited to meet and talk about the importance of planning for the future โ€” not just financially, but making sure youโ€™re in the best possible position to enjoy the next stage of life.

At Pivotal Financial Planning, we help people with everything from pensions and investments to savings, wealth management, later-life planning, inheritance advice and protection.

Itโ€™s never too early to start thinking about what your future looks like.

Great to be here today! if you're here too, stop by and say hello ๐Ÿ‘‹ Jordan Mushet DipPFS Cert CII (MP)

๐‚๐จ๐ฎ๐ฅ๐ ๐ฒ๐จ๐ฎ๐ซ ๐ฉ๐ž๐ง๐ฌ๐ข๐จ๐ง ๐œ๐ซ๐ž๐š๐ญ๐ž ๐š๐ง ๐ข๐ง๐ก๐ž๐ซ๐ข๐ญ๐š๐ง๐œ๐ž ๐ญ๐š๐ฑ ๐›๐ข๐ฅ๐ฅ ๐Ÿ๐จ๐ซ ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐š๐ฆ๐ข๐ฅ๐ฒ?For many years, pensions have been one of the most tax...
09/08/2026

๐‚๐จ๐ฎ๐ฅ๐ ๐ฒ๐จ๐ฎ๐ซ ๐ฉ๐ž๐ง๐ฌ๐ข๐จ๐ง ๐œ๐ซ๐ž๐š๐ญ๐ž ๐š๐ง ๐ข๐ง๐ก๐ž๐ซ๐ข๐ญ๐š๐ง๐œ๐ž ๐ญ๐š๐ฑ ๐›๐ข๐ฅ๐ฅ ๐Ÿ๐จ๐ซ ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐š๐ฆ๐ข๐ฅ๐ฒ?

For many years, pensions have been one of the most tax-efficient assets to pass on. However, from 6 April 2027, most unused pension funds and pension death benefits will form part of your estate for inheritance tax calculations. As a result, thousands more families could face an inheritance tax liability for the first time.

Inheritance tax is generally due by the end of the sixth month following death, yet administering an estate can often take significantly longer. For families with substantial pension wealth, these changes could create both a larger tax liability and additional pressure to access funds quickly.

โœ… Current IHT Allowances Remain:

โ€ข Nil Rate Band: ยฃ325,000
โ€ข Residence Nil Rate Band: up to ยฃ175,000 per person (where applicable)
โ€ข Married couples and civil partners may still be able to pass on up to ยฃ1 million tax-efficiently through transferable allowances.

Consider this:

๐ƒ๐จ ๐ฒ๐จ๐ฎ ๐ก๐š๐ฏ๐ž ๐š ๐ฌ๐ข๐ณ๐ž๐š๐›๐ฅ๐ž ๐ฉ๐ž๐ง๐ฌ๐ข๐จ๐ง ๐ญ๐ก๐š๐ญ ๐ฒ๐จ๐ฎ ๐ฐ๐ž๐ซ๐ž ๐ฉ๐ฅ๐š๐ง๐ง๐ข๐ง๐  ๐ญ๐จ ๐ฅ๐ž๐š๐ฏ๐ž ๐ญ๐จ ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐š๐ฆ๐ข๐ฅ๐ฒ?

๐‚๐จ๐ฎ๐ฅ๐ ๐ฒ๐จ๐ฎ๐ซ ๐ก๐จ๐ฆ๐ž, ๐ข๐ง๐ฏ๐ž๐ฌ๐ญ๐ฆ๐ž๐ง๐ญ๐ฌ, ๐ฌ๐š๐ฏ๐ข๐ง๐ ๐ฌ ๐š๐ง๐ ๐ฉ๐ž๐ง๐ฌ๐ข๐จ๐ง ๐œ๐จ๐ฆ๐›๐ข๐ง๐ž๐ ๐ž๐ฑ๐œ๐ž๐ž๐ ๐ฒ๐จ๐ฎ๐ซ ๐š๐ฏ๐š๐ข๐ฅ๐š๐›๐ฅ๐ž ๐š๐ฅ๐ฅ๐จ๐ฐ๐š๐ง๐œ๐ž๐ฌ?

๐‡๐š๐ฏ๐ž ๐ฒ๐จ๐ฎ ๐ซ๐ž๐ฏ๐ข๐ž๐ฐ๐ž๐ ๐ฒ๐จ๐ฎ๐ซ ๐ž๐ฌ๐ญ๐š๐ญ๐ž ๐ฉ๐ฅ๐š๐ง๐ง๐ข๐ง๐  ๐ฌ๐ข๐ง๐œ๐ž ๐ญ๐ก๐ž ๐†๐จ๐ฏ๐ž๐ซ๐ง๐ฆ๐ž๐ง๐ญ ๐š๐ง๐ง๐จ๐ฎ๐ง๐œ๐ž๐ ๐ญ๐ก๐ž ๐œ๐ก๐š๐ง๐ ๐ž๐ฌ?

Planning ahead gives you more options and greater flexibility.

If your house, pensions, investments and savings total exceed ยฃ500,000, itโ€™s worth exploring your options with a free initial consultation.

If you'd like to understand how the 2027 changes could affect your family, Iโ€™m here to help.

Approver Quilter Financial Services Ltd August 2026

Could your savings be creating an unexpected tax bill? ๐Ÿ’ท With savings rates much higher than they were a few years ago, ...
09/08/2026

Could your savings be creating an unexpected tax bill? ๐Ÿ’ท

With savings rates much higher than they were a few years ago, more people are finding that the interest they earn is taking them over their Personal Savings Allowance.

Many people don't realise that savings held in fixed-rate accounts, bonds or other savings products can create a tax liability once certain thresholds are exceeded.

For example:
๐Ÿ”น Basic rate taxpayers can earn ยฃ1,000 of savings interest tax-free
๐Ÿ”น Higher rate taxpayers can earn ยฃ500
๐Ÿ”น Additional rate taxpayers have no Personal Savings Allowance

Beyond these limits, you may need to pay tax on your savings interest and could need to report this to HMRC through Self Assessment.

There are also planned changes to Cash ISAs from 2027, making it more important than ever to understand where your money is held and whether it's working efficiently.

Do you have friends, family or colleagues with savings sitting in the bank?

Share this post with them or ask them to get in touch. I'll happily explain what the changes mean and whether they need to consider anything.

๐Ÿ’ท ๐๐ž๐ง๐ฌ๐ข๐จ๐ง ๐ˆ๐ง๐ก๐ž๐ซ๐ข๐ญ๐š๐ง๐œ๐ž ๐“๐š๐ฑ ๐‚๐ก๐š๐ง๐ ๐ž๐ฌ โ€“ ๐–๐ก๐š๐ญ ๐Ž๐ฉ๐ญ๐ข๐จ๐ง๐ฌ ๐€๐ซ๐ž ๐๐ž๐จ๐ฉ๐ฅ๐ž ๐‚๐จ๐ง๐ฌ๐ข๐๐ž๐ซ๐ข๐ง๐ ?With pension funds expected to become subject to...
06/06/2026

๐Ÿ’ท ๐๐ž๐ง๐ฌ๐ข๐จ๐ง ๐ˆ๐ง๐ก๐ž๐ซ๐ข๐ญ๐š๐ง๐œ๐ž ๐“๐š๐ฑ ๐‚๐ก๐š๐ง๐ ๐ž๐ฌ โ€“ ๐–๐ก๐š๐ญ ๐Ž๐ฉ๐ญ๐ข๐จ๐ง๐ฌ ๐€๐ซ๐ž ๐๐ž๐จ๐ฉ๐ฅ๐ž ๐‚๐จ๐ง๐ฌ๐ข๐๐ž๐ซ๐ข๐ง๐ ?

With pension funds expected to become subject to inheritance tax from April 2027, many retirees are reviewing how they plan to pass wealth on to their loved ones.
There isn't a one-size-fits-all solution, but some of the options people are exploring include:

๐Ÿ–๏ธ Enjoying more of their pension during retirement
After years of saving, some people are choosing to spend more on themselves, family experiences, travel and helping loved ones while they're still here to see the benefit.

๐ŸŽ Gifting money to family
This can be an effective estate planning strategy, but it's important to remember that money usually has to be withdrawn from the pension first. Depending on your circumstances, income tax may be payable on the withdrawal before any gift is made.

๐Ÿ›ก๏ธ Using life insurance to help cover a future tax bill
Some individuals are considering whole of life insurance policies written in trust, which can provide funds to beneficiaries to help meet an inheritance tax liability when the time comes.

๐Ÿ“‹ Reviewing wider estate planning arrangements
Pensions are just one part of the picture. Wills, trusts, gifting strategies and protection planning can all play an important role.

The proposed 2027 changes are prompting many people to ask a simple question:

"Am I still holding my wealth in the most tax-efficient way?"

If you've built up a substantial pension fund, now could be a good time to review your options and understand how the changes may affect your family. If you would like a free initial consultation to explore your financial planning needs, please message me.

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