Keenan Wealth Management

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Keenan Wealth Management With over 14 years financial services experience you can be sure that your needs will be dealt with by an experienced adviser.

๐Ÿšจ ๐˜๐Ž๐”๐‘ ๐๐”๐’๐ˆ๐๐„๐’๐’ ๐ˆ๐’ ๐“๐‡๐‘๐ˆ๐•๐ˆ๐๐†. ๐๐”๐“ ๐ˆ๐’ ๐˜๐Ž๐”๐‘ ๐…๐”๐“๐”๐‘๐„?Youโ€™ve spent years building a business.Long hours. Sleepless nights. Fin...
15/10/2026

๐Ÿšจ ๐˜๐Ž๐”๐‘ ๐๐”๐’๐ˆ๐๐„๐’๐’ ๐ˆ๐’ ๐“๐‡๐‘๐ˆ๐•๐ˆ๐๐†. ๐๐”๐“ ๐ˆ๐’ ๐˜๐Ž๐”๐‘ ๐…๐”๐“๐”๐‘๐„?

Youโ€™ve spent years building a business.

Long hours. Sleepless nights. Financial risks. Missed family time.

All to build something successful.

But hereโ€™s the uncomfortable truthโ€ฆ

๐Ÿ‘ ๐ˆ๐ ๐Ÿ๐ŸŽ ๐๐”๐’๐ˆ๐๐„๐’๐’ ๐Ž๐–๐๐„๐‘๐’ ๐‡๐€๐•๐„ ๐๐Ž ๐๐„๐๐’๐ˆ๐Ž๐ ๐Ž๐”๐“๐’๐ˆ๐ƒ๐„ ๐“๐‡๐„๐ˆ๐‘ ๐๐”๐’๐ˆ๐๐„๐’๐’.

Think about that.

Youโ€™re building a future for your employees. Paying their wages. Contributing to their pensions.

๐๐ฎ๐ญ ๐ฐ๐ก๐จโ€™๐ฌ ๐ฅ๐จ๐จ๐ค๐ข๐ง๐  ๐š๐Ÿ๐ญ๐ž๐ซ ๐ฒ๐จ๐ฎ๐ซ๐ฌ?

Too many business owners assume their company is their retirement plan.

Theyโ€™ll sell it one day. Cash in. Retire comfortably.

But what happens if the business isnโ€™t worth what they expect? What if thereโ€™s no buyer? What if their plans change?

๐€ ๐ฌ๐ฎ๐œ๐œ๐ž๐ฌ๐ฌ๐Ÿ๐ฎ๐ฅ ๐›๐ฎ๐ฌ๐ข๐ง๐ž๐ฌ๐ฌ ๐๐จ๐ž๐ฌ๐งโ€™๐ญ ๐š๐ฎ๐ญ๐จ๐ฆ๐š๐ญ๐ข๐œ๐š๐ฅ๐ฅ๐ฒ ๐ฆ๐ž๐š๐ง ๐š ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ๐ฅ๐ฒ ๐ฌ๐ž๐œ๐ฎ๐ซ๐ž ๐ซ๐ž๐ญ๐ข๐ซ๐ž๐ฆ๐ž๐ง๐ญ.

And hereโ€™s the ironyโ€ฆ

Limited company directors can potentially use company profits to fund their pensions tax-efficiently.

Yet many spend decades building wealth inside their business while neglecting to build wealth outside it.

๐˜๐จ๐ฎโ€™๐ฏ๐ž ๐ฐ๐จ๐ซ๐ค๐ž๐ ๐ญ๐จ๐จ ๐ก๐š๐ซ๐ ๐ญ๐จ ๐ฅ๐ž๐š๐ฏ๐ž ๐ฒ๐จ๐ฎ๐ซ ๐ซ๐ž๐ญ๐ข๐ซ๐ž๐ฆ๐ž๐ง๐ญ ๐๐ž๐ฉ๐ž๐ง๐๐ž๐ง๐ญ ๐จ๐ง ๐จ๐ง๐ž ๐š๐ฌ๐ฌ๐ž๐ญ.

Your business should help fund your future. It shouldnโ€™t be your entire future.

๐Ÿ“Š Source: Rathbones, UK Business Owner Research, April 2026.

๐Ÿšจ ๐ˆ๐’๐€ ๐Œ๐ˆ๐‹๐‹๐ˆ๐Ž๐๐€๐ˆ๐‘๐„๐’ ๐€๐‘๐„ ๐€๐“ ๐‘๐„๐‚๐Ž๐‘๐ƒ ๐‹๐„๐•๐„๐‹๐’! ๐Ÿ’ฐWhile millions leave their money sitting in cash, others are building ๐—ฆ๐—˜๐—ฉ๐—˜๐—ก-๐—™๐—œ...
14/10/2026

๐Ÿšจ ๐ˆ๐’๐€ ๐Œ๐ˆ๐‹๐‹๐ˆ๐Ž๐๐€๐ˆ๐‘๐„๐’ ๐€๐‘๐„ ๐€๐“ ๐‘๐„๐‚๐Ž๐‘๐ƒ ๐‹๐„๐•๐„๐‹๐’! ๐Ÿ’ฐ

While millions leave their money sitting in cash, others are building ๐—ฆ๐—˜๐—ฉ๐—˜๐—ก-๐—™๐—œ๐—š๐—จ๐—ฅ๐—˜, ๐—ง๐—”๐—ซ-๐—™๐—ฅ๐—˜๐—˜ ๐—™๐—ข๐—ฅ๐—ง๐—จ๐—ก๐—˜๐—ฆ.

The difference? Often, itโ€™s not how much you earn. Itโ€™s what you do with your money.

๐Ÿ“ˆ Tax-free growth.
๐Ÿ’ท Tax-free withdrawals.
โณ The power of long-term investing.

Your ISA allowance is ยฃ20,000 a year. Are you making the most of yours?

๐Ÿ“ฉ๐Œ๐€๐Š๐„ ๐˜๐Ž๐”๐‘ ๐Œ๐Ž๐๐„๐˜ ๐–๐Ž๐‘๐Š ๐‡๐€๐‘๐ƒ๐„๐‘, ๐๐Ž๐–.

๐Ÿšจ ๐“๐‡๐„ ๐†๐Ž๐•๐„๐‘๐๐Œ๐„๐๐“ ๐ˆ๐’ ๐‚๐Ž๐Œ๐ˆ๐๐† ๐…๐Ž๐‘ ๐Œ๐Ž๐‘๐„ ๐Ž๐… ๐˜๐Ž๐”๐‘ ๐Œ๐Ž๐๐„๐˜. ๐“๐‡๐„ ๐๐”๐„๐’๐“๐ˆ๐Ž๐ ๐ˆ๐’โ€ฆ ๐‡๐Ž๐– ๐Œ๐”๐‚๐‡ ๐–๐ˆ๐‹๐‹ ๐˜๐Ž๐” ๐‹๐„๐“ ๐ˆ๐“ ๐“๐€๐Š๐„? ๐Ÿ’ทIf you own a propert...
13/10/2026

๐Ÿšจ ๐“๐‡๐„ ๐†๐Ž๐•๐„๐‘๐๐Œ๐„๐๐“ ๐ˆ๐’ ๐‚๐Ž๐Œ๐ˆ๐๐† ๐…๐Ž๐‘ ๐Œ๐Ž๐‘๐„ ๐Ž๐… ๐˜๐Ž๐”๐‘ ๐Œ๐Ž๐๐„๐˜. ๐“๐‡๐„ ๐๐”๐„๐’๐“๐ˆ๐Ž๐ ๐ˆ๐’โ€ฆ ๐‡๐Ž๐– ๐Œ๐”๐‚๐‡ ๐–๐ˆ๐‹๐‹ ๐˜๐Ž๐” ๐‹๐„๐“ ๐ˆ๐“ ๐“๐€๐Š๐„? ๐Ÿ’ท

If you own a property, have savings, pay into a pension or run a business, ๐‘๐„๐€๐ƒ ๐“๐‡๐ˆ๐’. ๐Ÿ‘‡

Some of the biggest changes to UK taxation in years are coming, and doing nothing could prove expensive.

๐Ÿ  ๐‹๐€๐๐ƒ๐‹๐Ž๐‘๐ƒ๐’ โ€“ Higher taxes on rental income could eat further into your profits.

๐Ÿ’ฐ ๐’๐€๐•๐„๐‘๐’ โ€“ Higher tax rates on savings income are on the horizon. Is your money working as tax-efficiently as it could?

๐Ÿ“‰ ๐‚๐€๐’๐‡ ๐ˆ๐’๐€๐ฌ โ€“ From April 2027, the annual cash ISA limit is set to fall to ยฃ12,000 for under-65s. Thatโ€™s ยฃ8,000 less you can shelter in cash ISAs each year.

โš ๏ธ ๐๐„๐๐’๐ˆ๐Ž๐๐’ & ๐ˆ๐๐‡๐„๐‘๐ˆ๐“๐€๐๐‚๐„ ๐“๐€๐— โ€“ From April 2027, most unused pension funds are set to fall within your estate for inheritance tax purposes. The legacy youโ€™ve worked your whole life to build could be affected.

๐Ÿ“Š ๐๐”๐’๐ˆ๐๐„๐’๐’ ๐Ž๐–๐๐„๐‘๐’ โ€“ Dividend tax increases and future changes to pension salary sacrifice could mean keeping less of what you earn.

And thatโ€™s just the beginningโ€ฆ

HEREโ€™S WHAT SHOULD REALLY WORRY YOU.

โŒ Itโ€™s not just about how much tax you pay TODAY.

โŒ Itโ€™s about how much you could unnecessarily pay over the next 10, 20 or 30 years.

โŒ Itโ€™s about how much of your hard-earned wealth actually reaches your family.

You cannot control what the Government does.

But you CAN take control of how you plan for it. โœ…

And the people who leave it until the changes arrive? They may find those options have disappeared.

๐ƒ๐จ๐งโ€™๐ญ ๐ฐ๐š๐ข๐ญ ๐ฎ๐ง๐ญ๐ข๐ฅ ๐ญ๐ก๐ž ๐ญ๐š๐ฑ ๐›๐ข๐ฅ๐ฅ ๐š๐ซ๐ซ๐ข๐ฏ๐ž๐ฌ ๐ญ๐จ ๐ฌ๐ญ๐š๐ซ๐ญ ๐š๐ฌ๐ค๐ข๐ง๐  ๐ช๐ฎ๐ž๐ฌ๐ญ๐ข๐จ๐ง๐ฌ.

๐Ÿ“ฒ Save this post. Share it with someone who needs to see it.

๐Ÿšจ MORTGAGE MYTH BUSTED ๐ŸšจDO NOT BELIEVE EVERYTHING YOU SEE ON SOCIAL MEDIAโ€œ1 EXTRA PAYMENTTAKES 7 YEARSOFF YOUR MORTGAGEโ€...
29/09/2026

๐Ÿšจ MORTGAGE MYTH BUSTED ๐Ÿšจ

DO NOT BELIEVE EVERYTHING YOU SEE ON SOCIAL MEDIA

โ€œ1 EXTRA PAYMENT
TAKES 7 YEARS
OFF YOUR MORTGAGEโ€

โŒ NO. IT DOESNโ€™T.

There is no magic formula.

Overpayments can save you thousands in interest and years off your mortgage โ€” but the result depends on your balance, rate, term and how much you overpay.

Donโ€™t take mortgage advice from viral Instagram posts.

Take advice based on YOUR mortgage.

27/09/2026

What a day. What a cause. What a total. ๐Ÿ’™โ›ณ๏ธ

Our latest Keenan Wealth Management Charity Golf Day was another brilliant day of golf, laughs, generosity and fundraising โ€” all in support of the incredible work done by Held In Our Hearts.

And this yearโ€™s event takes the total amount weโ€™ve raised since 2022 to ยฃ28,320. ๐Ÿคฏ๐Ÿ’™

That number simply wouldnโ€™t be possible without every golfer, sponsor, business, prize donor and person who has supported these days over the last few years.

A huge THANK YOU to every single one of you.

This charity and the work they do means more to me and my family than I could ever properly put into words, which makes seeing that ยฃ28,320 total incredibly special.

Five years of golf days.
One amazing cause.
ยฃ28,320 raised. ๐Ÿ’™

Already looking forward to the next oneโ€ฆ โ›ณ๏ธ

ยฃ28,320. ๐Ÿ’š And every penny of it means something.Since 2022, through our charity golf days and fundraising, Keenan Wealt...
23/09/2026

ยฃ28,320. ๐Ÿ’š And every penny of it means something.

Since 2022, through our charity golf days and fundraising, Keenan Wealth Management has raised ยฃ28,320 for Held In Our Hearts.

This charity will always be incredibly close to my heart and my family, so seeing that total is pretty special.

But we certainly havenโ€™t done it alone.

Every golfer. Every sponsor. Every donated prize. Every raffle ticket. Every auction bid. Every person who has supported, shared or contributed along the way โ€” thank you.

Youโ€™ve all played a part in helping an incredible charity continue supporting families when they need it most. โค๏ธ

ยฃ28,320 raisedโ€ฆ and weโ€™re not finished yet. โ›ณ๏ธ๐Ÿ’š

Keep your eyes peeled over the next few months for announcements about next years event!

๐ŸŽ‰ ยฃ4,700 Raised! ๐ŸŽ‰Weโ€™re proud to share that our 2026 Keenan Wealth Management Golf Day raised an incredible ยฃ4,700 in su...
22/09/2026

๐ŸŽ‰ ยฃ4,700 Raised! ๐ŸŽ‰

Weโ€™re proud to share that our 2026 Keenan Wealth Management Golf Day raised an incredible ยฃ4,700 in support of the amazing charity Held In Our Hearts ๐Ÿ’™

A huge thank you to everyone who took part, donated, and supported the event โ€” your generosity will help provide vital support to families navigating baby loss ๐Ÿ’›

Hereโ€™s to making a difference together โค๏ธโ›ณ๏ธ๐Ÿ’™๐Ÿฆ

We still have this BRAND NEW Vessel golf bag available as part of our fundraising from yesterdays golf day. ยฃ10 per shot...
12/09/2026

We still have this BRAND NEW Vessel golf bag available as part of our fundraising from yesterdays golf day.

ยฃ10 per shot.

One final thank you to Manson Contracts Ltd our final sponsor of the day. Thank you lads
11/09/2026

One final thank you to Manson Contracts Ltd our final sponsor of the day.

Thank you lads

Massive thank you once again to Amir Fard at Milards Property Edinburgh for supporting our golf day. A sponsorship OG, A...
10/09/2026

Massive thank you once again to Amir Fard at Milards Property Edinburgh for supporting our golf day. A sponsorship OG, Amir and the team have been with us since the very 1st event.

Canโ€™t thank you enough.

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Edinburgh
EH6

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Wednesday 9am - 5pm
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Friday 9am - 5pm

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