Keenan Wealth Management

Keenan Wealth Management With over 14 years financial services experience you can be sure that your needs will be dealt with by an experienced adviser.

Nobody likes thinking about worst-case scenarios.But avoiding the conversation doesn’t make the risk disappear.One of th...
13/07/2026

Nobody likes thinking about worst-case scenarios.

But avoiding the conversation doesn’t make the risk disappear.

One of the most valuable things you can do as a couple isn’t choosing investments or finding the perfect mortgage.

It’s making sure you both know where you stand financially.

Ask each other:

• Where are our pensions?

• What protection do we have?

• If something happened tomorrow, would I know what to do?

These aren’t easy conversations.

But they’re some of the most important you’ll ever have.

Because financial planning isn’t just about growing wealth.

It’s about protecting the people you love.

❤️ If you’re reading this with your partner beside you, save this post and make time for this conversation tonight.

“I’ll sort life insurance next year…”It’s one of the most expensive financial decisions people don’t realise they’re mak...
10/07/2026

“I’ll sort life insurance next year…”

It’s one of the most expensive financial decisions people don’t realise they’re making.

Not because of inflation.

Not because of the economy.

Because every year you wait…

You’re older.

And potentially less healthy.

That can mean:

* Higher monthly premiums.
* More medical questions.
* Possible exclusions.
* Or in some cases, not being able to get the cover you wanted at all.

The biggest risk isn’t paying a little more.

It’s assuming you’ll always have the option to protect your family later.

Life insurance isn’t really about you.

It’s about making sure the people you love can keep living the life you’ve worked so hard to build—whatever happens.

The best day to arrange protection was yesterday.

The next best day is today.

❤️ If your family depends on your income, don’t leave this conversation until “someday.”

👇 What’s stopped you from arranging or reviewing your life insurance?

𝐓𝐡𝐞 𝐛𝐢𝐠𝐠𝐞𝐬𝐭 𝐩𝐞𝐧𝐬𝐢𝐨𝐧 𝐦𝐢𝐬𝐭𝐚𝐤𝐞 𝐢𝐬𝐧’𝐭 𝐬𝐭𝐚𝐫𝐭𝐢𝐧𝐠 𝐭𝐨𝐨 𝐥𝐚𝐭𝐞…It’s earning more but never saving more.Most people get a pay rise…✔...
08/07/2026

𝐓𝐡𝐞 𝐛𝐢𝐠𝐠𝐞𝐬𝐭 𝐩𝐞𝐧𝐬𝐢𝐨𝐧 𝐦𝐢𝐬𝐭𝐚𝐤𝐞 𝐢𝐬𝐧’𝐭 𝐬𝐭𝐚𝐫𝐭𝐢𝐧𝐠 𝐭𝐨𝐨 𝐥𝐚𝐭𝐞…

It’s earning more but never saving more.

Most people get a pay rise…

✔️ They upgrade the car.

✔️ Move to a bigger house.

✔️ Book nicer holidays.

But their pension?

It stays exactly where it was five years ago.

That might not feel like a problem today.

But over 20 or 30 years, it could mean tens of thousands of pounds less at retirement.

The good news?

You don’t necessarily need to double your contributions overnight.

Even increasing them each time your salary rises can have a meaningful impact over the long term.

Here’s a challenge…

💬 When was the last time you increased your pension contributions?

⬜ This year

⬜ 1–5 years ago

⬜ I never have

⬜ I don’t know

📌 Save this post and review your pension after your next pay rise. Your future self may thank you.

The value of investments can go down as well as up. You could get back less than you invest. Pension and tax rules can change and depend on your individual circumstances.

One day my children will probably ask me what the best financial advice is that I can give them. It won’t be about picki...
07/07/2026

One day my children will probably ask me what the best financial advice is that I can give them.

It won’t be about picking the perfect investment or trying to get rich quickly.

It’ll be about building good habits, making thoughtful decisions, and understanding that time is one of the most valuable assets they’ll ever have.

If I could pass on just a few lessons, they’d be these:

• Start investing early—even if it’s only a small amount.
• Don’t spend money trying to impress people.
• Protect your income and the people you love.
• Build wealth, not just a lifestyle.
• Never be afraid to ask for advice.

As a financial adviser, I spend my days helping people plan for their future.

As a dad, I just want my children to have choices, confidence and financial security.

What’s the one piece of money advice you’d want your children to remember?

Thousands of retirees are discovering that “tax-free” doesn’t always mean “cost-free.”Your 25% tax-free pension lump sum...
02/07/2026

Thousands of retirees are discovering that “tax-free” doesn’t always mean “cost-free.”

Your 25% tax-free pension lump sum is a valuable benefit—but that doesn’t automatically mean you should take it as soon as you can.

Once money leaves your pension:

• It may stop benefiting from tax-efficient growth.
• It could become part of your taxable estate or generate taxable investment returns.
• Most importantly, it may no longer be working as hard for your retirement.

For some people, taking tax-free cash is exactly the right decision.

For others, leaving it invested could leave them better off in the long term.

The difference is having a plan.

Before making any irreversible pension decision, understand how it fits into your wider retirement goals rather than reacting to speculation or headlines.

💾 Save this post for future reference.

📤 Share it with someone approaching retirement.

⸻

The value of investments can fall as well as rise. Pension and tax rules can change and depend on your individual circumstances. This post is for information only and does not constitute personal financial advice.

🚨 STOP SCROLLING. 🚨If you’re paying into a pension, there’s a good chance HMRC is helping… and you might not even realis...
01/07/2026

🚨 STOP SCROLLING. 🚨

If you’re paying into a pension, there’s a good chance HMRC is helping… and you might not even realise it.

Here’s the simple version:

💷 You pay £800 into your pension.
➡️ HMRC adds £200.
📈 Your pension gets £1,000.

If you’re a 40% taxpayer, you could be entitled to even more tax relief, potentially making that £800 contribution cost you much less overall.

The problem?

Most people:
❌ Don’t understand how pension tax relief works.
❌ Never check they’re claiming everything they’re entitled to.
❌ Leave thousands of pounds on the table over their lifetime.

Your pension isn’t just about retirement.

It’s one of the most tax-efficient ways to build long-term wealth.

One conversation could be worth thousands.

👇 Tell me in the comments…

Did you already know HMRC effectively boosts pension contributions?

Save this post so you don’t forget, and share it with someone who’s paying 40% tax.

Last Monday of Q2. Let’s go!
29/06/2026

Last Monday of Q2. Let’s go!

Come on 🏴󠁧󠁢󠁳󠁣󠁴󠁿
24/06/2026

Come on 🏴󠁧󠁢󠁳󠁣󠁴󠁿





🚨 FOOTBALLERS: WHAT HAPPENS TO YOUR PENSION WHEN YOU CHANGE CLUBS?Most players know exactly where their next contract is...
23/06/2026

🚨 FOOTBALLERS: WHAT HAPPENS TO YOUR PENSION WHEN YOU CHANGE CLUBS?

Most players know exactly where their next contract is coming from.

But many have no idea where their pension is.

Every transfer.
Every loan.
Every release.

Could leave another pension pot behind.

I’ve spoken to players with:

❌ Multiple pension pots
❌ No idea where they’re held
❌ No long-term strategy
❌ Thousands of pounds sitting untouched

The reality is that football careers don’t last forever.

Yet most players spend years planning their next move and very little time planning what comes after the game.

If you’ve recently:

⚽ Signed for a new club
⚽ Been released
⚽ Retired
⚽ Moved abroad

Now is the perfect time to review your pensions and understand your options.

Because what you do today could make a huge difference to your future.

👇 Know a teammate or ex-teammate in this position?

Tag them below or send them this post.

A 10-minute conversation today could save years of confusion later.

As a footballer, do you know who’s looking after your retirement plans? To maximise the potential growth of these funds ...
17/06/2026

As a footballer, do you know who’s looking after your retirement plans? To maximise the potential growth of these funds it’s imperative to regularly review them. When did you last review your retirement plans?

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