HM Finance Coaching

HM Finance Coaching Financially empowering businesses & individuals and building financial resilience. Courses coming soon!

We offer bespoke training, and books* on the personal challenges & financial challenges in life & when running a business.

📆2 more sleeps until 31st January! Today you’re going to pay the tax and you’re going to CHOOSE how you feel about it.Mo...
29/01/2026

📆2 more sleeps until 31st January!

Today you’re going to pay the tax and you’re going to CHOOSE how you feel about it.

Most people dread this bit. It’s why most business owners feel the way they do about the return in the first place!

Whether you have tax to pay or not, how you feel about it is simply a matter of perspective!

👉 Tax to pay – we put it off until the last minute.

👉 No tax due – doing the return is a hassle but, like the dishes, we get it out the way so we can have a nice clean & tidy space (physically & mentally).

👉 Refund due – the return is filed in April or May!

So, to CHANGE your perspective:

🙏 Invite in gratitude for all the income you received.

🙏 Invite in gratitude for having (some…) of the tax money put aside.

🙏 Invite in gratitude for what your tax pays for (NHS, education, public transport, business grants, etc).

Ready? Now tick off the last item on your checklist:

☑️ Paid the tax

🆘 If you need more guidance with changing how you feel about paying your tax, either get yourself a copy of ‘The Magical Mix of Money & Tax’ or download the ⭐FREE⭐ guide ‘Why do I have to pay tax?’ https://hmfinance.sellfy.store/p/what-to-do-when-you-really-dislike-paying-tax

📆10 more sleeps until 31st January!Are you feeling joyful, angry, disgusted, sad, embarrassed, envious, bored, sad, fear...
21/01/2026

📆10 more sleeps until 31st January!

Are you feeling joyful, angry, disgusted, sad, embarrassed, envious, bored, sad, fearful or anxious about your tax return, your tax bill or both?😟 Let’s change how you feel😊...

👉 Have you taken a note of all your sales and expenses in the tax year? If so, congratulate yourself and skip to step 4️⃣! Otherwise, start at step 1️⃣ ↓

Step 1️⃣: Acknowledge that putting off the moment of truth only makes matters worse. Take a slow in-breath and out-breath.

Step 2️⃣: Take a step forward in time to 1st February. Imagine how you’ll feel once it’s all over. Sit with that feeling for two minutes. Take a deep breath and let it out slowly, then gently come back to today.

Step 3️⃣: Now let’s get started. Look over our previous posts or download our step-by-step guide if you’re stuck (see 👇). Take a few breaks if it gets overwhelming but keep returning until you’ve gathered a note of all your business sales and expenses in the tax year.

Step 4️⃣: Congratulate yourself👏 then log back into the government gateway portal. Starting from where you left it last time, answer each question in turn. Take a note of any questions you’re not sure of but, in the meantime, take a guess so you can keep moving forward.

Step 5️⃣: Take a few breaks if it gets overwhelming but keep returning to it until it’s fully drafted, taking a note of anything you still need to check.

👉 We’ll be back next week with another action but, if you’d like some support in the meantime, check out this guide written specially to help you do your tax return: https://hmfinance.sellfy.store/p/your-personal-step-by-step-guide-to-filing-your-tax-return-uk-only/

📆16 more sleeps until 31st January! Are you feeling a mixture of sadness and anxiety about that tax bill? Let’s change h...
15/01/2026

📆16 more sleeps until 31st January!

Are you feeling a mixture of sadness and anxiety about that tax bill? Let’s change how you feel...

👉 We’re assuming you’ve taken a note of all your sales in the tax year. If not, please go do that now.

Step 1️⃣: Congratulate yourself for pulling together the taxable income, whether it was a lot more than what you thought or a lot less. Take a deep breath and let it out slowly.

Step 2️⃣: Acknowledge that putting off the moment of truth only makes it worse. Take another slow in-breath and out-breath.

Step 3️⃣: Get out your paperwork or log into your accounting software. Start pulling together your expenses.

Step 4️⃣: Take a few breaks if it gets overwhelming but always return then pat yourself on the back when it’s complete.

👉 We’ll be back next week with another action but if you would like some support in the meantime check out our guide written especially for helping you do your tax return!

📆18 more sleeps until 31st January!Are you feeling lucky or worried about that tax bill? If it’s the latter, let’s chang...
13/01/2026

📆18 more sleeps until 31st January!

Are you feeling lucky or worried about that tax bill? If it’s the latter, let’s change how you feel about that…

Step 1️⃣: Acknowledge you’re not sure if you have enough savings for the tax bill. Take a deep breath and let it out slowly.

Step 2️⃣: Acknowledge that putting off the moment of truth only makes it worse. Take another slow in-breath and out-breath.

Step 3️⃣: Get out your paperwork or log into your accounting software. Start pulling together your income.

Step 4️⃣: Take a few breaks if it gets overwhelming but always return then pat yourself on the back when it’s complete.

👉 We’ll be back in a couple of days with another action but if you would like some support in the meantime check out our guide written especially for helping you do your tax return for 99p!

https://hmfinance.sellfy.store/p/your-personal-step-by-step-guide-to-filing-your-tax-return-uk-only/

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11/12/2025

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