Hamilton Pullen Financial Planning LTD

24/08/2026

Money can sometimes arrive at the most emotionally difficult moments in our lives, such as through inheritance, losing someone we love, or divorce.

For many women, this may also be the first time they have had sole responsibility for making important decisions about property, pensions, investments, or a significant amount of money. It can feel incredibly overwhelming, especially when they are already trying to cope with a huge amount of change in their lives.

Having been through a divorce myself, as well as the loss of my sister, I understand that these experiences involve far more than finances. While no two situations are ever the same, I do find that some women feel more comfortable speaking to another woman who can relate to at least part of what they are going through.

Financial planning is not simply about numbers or where to invest money. It is about having someone you trust, feel comfortable talking to, and someone who will take the time to walk the journey alongside you.

21/08/2026

Money can sometimes arrive at the most emotionally difficult moments in our lives, especially following an inheritance, bereavement or divorce.

For many women, this may also be the first time they have had sole responsibility for making important decisions about property, pensions, investments or a significant amount of money. It can feel incredibly overwhelming, particularly when they are already trying to cope with a major change in their lives.

This article resonated with me personally. Having been through a divorce myself, as well as the loss of my sister, I understand that these experiences involve far more than finances. While no two situations are ever the same, I do find that some women feel more comfortable speaking to another woman who can relate to at least part of what they are going through.

Financial planning is not simply about numbers or where to invest money. It is about having someone you trust, feel comfortable talking to, and who will take the time to walk the journey alongside
you.

Most importantly, you don’t need to make every decision immediately. Take your time, ask questions, and make sure you have the right people around you.

This is a really worthwhile article for anyone whose financial circumstances have changed unexpectedly:

Losing a partner, a parent, or going through a divorce, are among the most difficult life experiences you can face. It can happen quickly too, without much warning. Not only will there be strong and complex emotions to deal with, but for many women it means a sudden and significant change to their f...

13/08/2026

There’s something really special about being surrounded by people who just get it.

A couple of days ago I had a such a super time connecting with a wonderful group of fellow SJP Partners. Some have been doing this for years, some are relatively new so everyone is at a different stage of their journey.

I love these get togethers because there is always something to learn from one another, someone to lean on, or simply someone who understands the challenges, the highs and the lows, because they have been there too.

If you know me well you know that community has always been something I value enormously, both personally and professionally as we are not meant to do everything on our own, and I think there is a real strength in surrounding yourself with good people who support, encourage and challenge you.

I loved the catch up and the laughs …and boy were there many 😂

Feeling very grateful for this community and the people within it.

Lets make the time to connect. It’s worth it

28/07/2026

The less you leave to chance, the more you leave behind, don't you think?

When I sit with clients, and we talk about tax planning or estate planning, it’s rarely just about numbers. It’s mostly always about family.

Because actually it's about wanting to know that the life you have built, the long hours, the sacrifices, and all those careful decisions will definitely benefit the people you love.

Do you often think about how much of life we can’t control? Let's change it to how much we CAN. And, it starts with choosing to be intentional.

A little time spent planning today, reviewing allowances, structuring investments properly, and checking beneficiary nominations can mean more of your legacy will reach the right hands tomorrow. And, no, not because we are trying to avoid something. But because we care. Remember, legacy is not just about money. It’s about:

Thoughtfulness. Responsibility and Love.

15/07/2026

A really important question to ask you, the Business Owner. Could your business survive without its most important person?

Here is a recent client situation ...
A really successful architectural company employes 18 people. One of the directors generates most of the new business, manages the largest client relationships, plus oversees the day-to-day running of the company.
But the unthinkable has happened, at the age of 46, she has suffered a serious illness and now unable to work for several months.

Almost overnight, the business is faced with difficult questions such as :

1) How will the business replace the lost income
2) Where will the money come from to recruit or train someone to step in?
3) How will ongoing loan repayments be met if profits fall?
4) What impact will this have on employees, clients and future growth?

Thankfully this particular business did plan ahead. They had the right protection in place, which has provided a cash injection at a time when the business needed it most, helping to protect its finances while they adapting to this very difficult situation

No one likes to think about these situations, but they happen more often than we realise. Life is unpredictable.

As business owners, we insure our premises, vehicles and equipment, so why don't we do the same for the people who drive the success of the business?

I honestly believe the most valuable conversations are the ones we have before they are needed most.

03/07/2026

Watching someone you love go through illness has a way of putting everything into perspective.

Over the past few weeks, spending time with my dad in hospital certainly put things into perspective for me because I realised how things can change so quickly. When we worry about someone's health, the last thing you want is the added stress of wondering how the bills will be paid or how long you can afford to take time away from work.

It is why I am so passionate about income protection.

For many of us, our biggest asset is not our home or our savings and/or investment balance. It is quite honestly our ability to earn an income. If that income suddenly stopped because of illness or injury, what would happen?

This is especially important for anyone who's self-employed or whose family relies on their income. Having the right protection in place can mean one less thing to worry about when life throws the unexpected your way.

It's not a conversation any of us particularly enjoy having, but it's one of the kindest things we can do for ourselves and the people we love.

Take care of your health, your family... and the income that makes everything else possible.

25/06/2026

In a world that often feels focused on deadlines, targets, and to-do lists, it’s important to remember that strong professional relationships are built through genuine human connection.

Some of the most valuable conversations happen away from the desk, and investing time in friendships, colleagues, clients, and our wider network can make all the difference.

Grateful for the people I get to work alongside and the connections that make the journey so rewarding.

02/06/2026

Last week was one of those pinch me moments , standing in front of an audience at the University of Exeter Employment Awards as my business Hamilton Pullen Financial Planning was sponsoring the Community Award . This was my fourth year but, this one felt different.

In my speech, I spoke about the South African philosophy of Ubuntu which ultimately means “I am because we are.”

It is the belief that our lives are shaped by the people around us, that kindness matters, and that none of us succeed alone.

It felt different not only because I prayed so hard I wouldn’t stutter as I tend to do when nervous and He listened.. not one bit of stuttering 👏But mainly due to me meeting the winner, Sara Abengro. Sara shared that my speech had resonated so much with her, because she too had moved to the UK from another country , Italy . And, she too understood what it feels like to build a new life, find your place, and create a sense of belonging.

All our journeys may begin in different places, many of our experiences are shared. We all need encouragement. We all need connection. We all need community.

Sara embodies everything this award stands for, and it was an honour to recognise her contributions.

Congratulations again to Sara and all the nominees who are making a positive difference in the lives of others.

Because in the end, success isn’t only measured by what we achieve. It’s measured by the impact we have on the people around us.

Ubuntu. I am because we are.

26/05/2026

The last three weeks have honestly been some of the darkest our family has ever faced.

When someone so strong, independent, and always is “the rock” of the family is suddenly fighting for their life in hospital, everything just stops. Life stood still for a while. Nothing else seemed important.

My dad has now been home from hospital for four days and is making wonderful progress. Over the weekend we have been sitting in the sun together, enjoying the quiet moments that once felt so ordinary but now mean absolutely everything. I even got trusted with the clippers to cut his hair.. very brave Popi 😊, which definitely gave us all a much needed chuckle .

Over the past few weeks I can definitely see that life is not just about material things, titles, or achievements. It’s about Family, Health , Faith, Love AND absolutely about the people who sit beside you when you have nothing left to give.

To the incredible people who stood beside me and my family during this time , you know who you are. Thank you. Thank you for your constant prayers, messages, support, encouragement, and simply being there even when I just didn’t have the energy to reply
“Walk with the wise and become wise.” – Proverbs 13:20

Right now, I’m just grateful. Grateful Dad is home. Grateful for every small step forward. And grateful for the people God placed around us when we needed them most

22/04/2026

Ahh, this makes my heart so happy! 😊 Just seen this review from my client on my VouchedFor page.

Financial planning can feel overwhelming at times, so being able to simplify things and be there when it matters most is something I truly care about.