Hennie van Dyk - Financial Planner at Fowler Financial Planning

Hennie van Dyk - Financial Planner at Fowler Financial Planning Chartered Wealth Manager CFP™ MCSI with 28 years worth of experience in: Wealth Management, Financial Planning, Investment Advisory and Family Officer.

SJP Approved 07/04/2026

03/06/2026

Why are bonds making headlines again? 📰

Rising gilt yields highlight how even more traditionally stable areas of the market can shift.

Our article explains what’s behind the changes and why bonds are back in focus.

🔗 Find out more: https://ow.ly/xFX250Z2Gor

St. James’s Place Representatives represent only St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 2/6/2026

01/06/2026

If you're a parent or a grandparent, you're probably thinking about how you can support the next generation.

With higher housing costs and financial uncertainty, getting started can feel harder for younger people today.

Our article looks at some of the ways families can help: https://ow.ly/TV9U50Z1xfk

St. James’s Place Representatives represent only St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 28/5/2026

28/05/2026

Last week was a busy time for markets.

📈 In the US, markets delivered further gains. The S&P 500 rose for the eighth consecutive week.

💼 Market expectations for future UK interest rate hikes have eased, and this in turn has seen gilt yields fall.

Find out more: https://ow.ly/iULP50Z4zGG

26/05/2026

Talking about future decisions isn’t always easy, but it can make a real difference.

As part of Dementia Action Week, we’re highlighting the role of a lasting power of attorney (LPA) in helping families prepare for the unexpected.

Learn how LPAs work and why planning ahead can help ease the pressure on loved ones later: https://ow.ly/vkEu50Z266b

St. James’s Place Representatives represent only St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 20/5/2026

18/05/2026

Last week's market update in 8 minutes: https://ow.ly/JVlJ50Z16Ub

📈 10-year gilt yields in the UK spent most of the past few days above 5%, ending the week above 5.1%.

💼 The ongoing public conversation about potentially replacing Sir Keir Starmer as prime minister is creating uncertainty across domestic bond markets.

15/05/2026

Saving comes naturally to many people in the UK. But investing? Less so.

Despite strong saving habits, millions don’t take the next step into investing. Confidence, familiarity and understanding all play a part.

Our article looks at why this gap exists and how initiatives like the Invest for the Future campaign aim to encourage more people to consider investing for the long term.

🔗 Read more: https://ow.ly/K75k50YZpIb

The value of your investment can go down as well as up. You could get back less than you invested.

St. James’s Place Representatives represent only St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 5/11/2026

12/05/2026

Last week's market update in 6 minutes: https://ow.ly/aK6t50YXwlS

📈 Over the past two weeks, a combination of high oil prices and local election predictions helped 10-year gilt yields spike to over 5% for the first time since 1998.

🛢️ Oil prices plunged on Wednesday after reports emerged of a one-page memorandum of understanding that was close to being agreed.

11/05/2026

Not everyone is experiencing economic growth in the same way.

In the US, the divide between higher‑ and lower‑income households has continued to widen, with inflation and weaker wage growth having a greater impact on those at the lower end.

Our latest article looks at the risks and implications of this “K‑shaped” economy and what it could mean for the US outlook.

🔗 Find out more: https://ow.ly/Xq4i50YWrc6

08/05/2026

The Renters’ Rights Act is now in effect, bringing significant changes for landlords.

New rules affect evictions, rent increases and tenancy arrangements, alongside new requirements to share government guidance with tenants.

Here, we explain what’s changed and highlight the key points landlords in England need to be aware of: https://ow.ly/VjOl50YVpwj

St. James’s Place Representatives represent only St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 6/5/2026

06/05/2026

Last week's market update in 6 minutes: https://ow.ly/NbhB50YUWAP

📊 The S&P 500 and Nasdaq ended the week at record highs.

🏦 The US Federal Reserve, European Central Bank and Bank of England all held meetings last week to decide whether to make any changes to interest rates - all kept rates unchanged.

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