June Murray Wealth Management

13/07/2026

💲 The Japanese yen is currently trading against the dollar at levels not seen for 40 years. A weaker yen has pros and cons for Japan.

🛢️ After the Iran conflict reignited last week, brent crude oil went from under $72 a barrel to $78.

Read more in last week's market update: https://ow.ly/B5VP50ZmQ7p

08/07/2026

With pension changes on the horizon and higher gilt yields boosting rates, more retirees are considering annuities, guaranteed income products.

But they're not a silver bullet - as part of a blended approach, they can offer a balance between certainty and flexibility.

💡Ou article explores what annuities are, your options and the benefit of a blended approach: https://ow.ly/oLBZ50ZlrkE

St. James's Place Representatives represent only St. James's Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 02/07/26

07/07/2026

New ISA rules are on the way.

From 2027, interest on cash held within stocks and shares ISAs will face a new charge, while a new first‑time buyer ISA is also being introduced.

👉 This article breaks down the changes in a clear and simple way: https://ow.ly/cUJ150Zk4i7

St. James’s Place Representatives represent only St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 03/07/2026

06/07/2026

📊 A slowdown in US job growth, changing signals from central banks and investor focus on AI expenditure all shaped market sentiment last week.

Read more of last week's market updates here: https://ow.ly/qtA550ZkBst

29/06/2026

📊 Markets endured a tough period last week, despite oil prices finally falling to their pre-Iran conflict level.

In the UK, markets remained relatively stable after Keir Starmer's resignation, and the pound even strengthened.

Read more of last week's market updates here: https://ow.ly/M79G50Ziajt

26/06/2026

Why are more homeowners thinking about downsizing? 🏠

From rising household costs to lifestyle changes in retirement, many people are reassessing what they need from their home.

This article looks at the reasons behind downsizing and what to think about when considering your options: https://ow.ly/YM4k50ZgR7G

St. James’s Place Representatives represent only St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

SJP Approved 25/6/2026

26/06/2026

I’m on my holiday’s now.

Back to work 9th July.

As always, for anything urgent, please feel free to call me

23/06/2026

18/06/2026

The Monetary Policy Committee voted 7-2 to keep the interest rate at 3.75%.

Find out more:
https://www.bankofengland.co.uk/monetary-policy/the-interest-rate-bank-rate