C. Rafter Financial Planning

25/04/2025

A new MS Bookings site is now live:

[email protected]/bookings/" rel="ugc" target="_blank">https://outlook.office.com/owa/calendar/[email protected]/bookings/

Please feel free to get in touch.

12/03/2025

Last call - the tax year deadline is almost here. With April 5th fast approaching, now is the time to check your finances, maximise your pension contributions, use your ISA allowance and stay tax efficient. Don’t leave it too late.

Reach me via the link in bio.

11/11/2024

Even if you have a clear idea of what your dream retirement looks like, working out how to get there isn’t always straightforward. In fact, sometimes it can prove a bit of a minefield. You need to build a retirement strategy based on your unique situation and aspirations.

Think about pensions and investments, reducing tax liabilities – and how happy you are to take on some risk with your money. Planning is key to building your dream retirement and making the most of your legacy. Let’s chat it through, so you can enter 2025 in control and confident

06/11/2024

Are you saving enough for retirement? A new report by the Institute for Fiscal Studies (IFS) reveals that millions of UK workers may be facing a ‘ticking time bomb’ with their pensions. The reality is that fewer than half of private-sector employees in defined contribution pensions are saving more than 8% of their earnings.

A quarter of private-sector workers aren’t contributing to a pension at all. While automatic enrolment has helped millions of low earners start saving, the challenge remains: Are you saving enough? It’s important to ensure your retirement plans are on track, as what you contribute today will shape your future lifestyle. Don’t leave your future to chance – talk to me

06/11/2024

Income protection doesn’t have to be complicated. With so many policies out there, choosing the right one can feel overwhelming. That’s where I come in. Here’s how I help you make the right choice:

- Personalised advice – I assess your financial commitments, dependents and ask questions about your health to recommend a policy that fits your needs
- Comparison – with access to multiple providers, I compare options to find comprehensive cover that’s within your budget
- Tailored recommendations – your circumstances are unique
- Long-term strategy – it’s not just about today. I will ensure your policy fits within your broader financial goals

Working with a financial adviser means choosing a policy that’s not just about cost, but about real protection when you need it most. Let me help safeguard your future

24/10/2024

Why Financial Advice Matters.

20/10/2024

Initial Enquiry Meetings are available through Office365 Bookings.

17/10/2024

Now available to reach via WhatsApp.

15/10/2024

As many of you may know, I have been working towards becoming a financial adviser for several years. I am delighted to announce that I have started my own financial advice business, C. Rafter Financial Planning, as a partner of M&G Wealth Advice.

Our advice covers a range of financial areas, including retirement planning, protection, investments and estate planning. When it comes to helping you plan for your retirement, or enjoying it more if you’re already there, we can deliver advice that’s right for you.

Please feel free to get in touch.

Welcome to C. Rafter Financial Planning. My name is Christopher, and as the founder of this firm, I am dedicated to providing personalised financial planning services that help you achieve your goals with confidence.