Kellands - Hale

16/10/2026

Economic growth concerns remain, but global investors continue to see opportunities in the UK. A long-term investment approach means looking beyond today's headlines and focusing on future potential.

Global investors “still willing” to invest in UK economy despite ongoing concerns about growth, says Berenberg Investor Barometer.

15/10/2026

Is the traditional 60/40 portfolio really obsolete? Not necessarily. The real question isn't whether 60/40 is dead. It's whether investors need to be more thoughtful about how they build one.

Bonds have had a miserable few years. The experience has been painful enough that some investors have declared both bonds and the traditional 60/40 portfolio obsolete.

14/10/2026

With the budget fast approaching, remember - speculation isn’t policy. Before making changes to your pension or investments, take a breath and wait for confirmed Budget details. https://sees.ovh/EwDWB

13/10/2026

Workers change jobs every five years on average — often building multiple small pension pots. Easy to lose track. Easy to find again. A quick review could reconnect you with valuable savings.

It can be easy to lose track of your pensions, but it’s worth tracing any you may have lost. You can do this for free using the Government’s Pension Tracing Service.

12/10/2026

Shared goals, fair contributions, honest conversations. These three steps can help couples plan confidently — even when one earns more. https://sees.ovh/hslIM

09/10/2026

Got old pension pots scattered across various providers? New rules coming in 2030 could make consolidation easier — but waiting isn’t always the best move.

The DWP aims to start automatically combining small pensions in 2030

08/10/2026

Gifting can reduce inheritance tax — but only if you understand how the seven year rule really works. Taper relief rarely applies unless gifts exceed the nil rate band.

Gifts made less than seven years before death may be liable for inheritance tax under the seven-year rule – but how the rule is applied is less well known

07/10/2026

More than 34 million UK adults could see their retirement plans disrupted by unexpected life events. A regular pension review can help keep things on track.

Around 62% of UK adults will face a major life event or financial challenge which could ‘seriously’ affect their retirement savings, the equivalent of more than 34 million adults, according to Scottish Widows' research.

06/10/2026

The 2026 Budget could reshape tax, pensions and household finances — with Burnham signalling that people may need to pay “a little more”. Here’s what analysts think might be coming and why you should stay calm. https://sees.ovh/mlMjE