Cambrian Associates Limited

Cambrian Associates Limited We provide holistic, face-to-face financial advice for individuals, businesses and Trusts.

We are recruiting!Job Title: Paraplanner - please click the link below for more information & contact details.
06/08/2020

We are recruiting!
Job Title: Paraplanner - please click the link below for more information & contact details.

Paraplanner We are a growing firm of Chartered Financial Planners looking to expand our team. Based in Hawarden, North Wales since 1998 Cambrian has since grown considerably and has taken on more financial advisers and support staff to maintain the high level of service which is at the core of the b...

We are recruiting!Job Title: Mortgage Administrator  - please click the link below for more information & contact detail...
02/10/2019

We are recruiting!

Job Title: Mortgage Administrator - please click the link below for more information & contact details.

Mortgage Administrator   We are a growing firm of Chartered Financial Planners looking to expand our team. Based in Hawarden, North Wales since 1998 Cambrian has since grown considerably and has taken on more financial advisers and support staff to maintain the high level of service which is at the...

A report from a Conservative think tank suggesting a quicker rise to a state pension age of 75 has ruffled feathers, but...
27/09/2019

A report from a Conservative think tank suggesting a quicker rise to a state pension age of 75 has ruffled feathers, but is increased longevity making such moves inevitable?

Is a state pension age (SPA) of 75 looking more likely? Recommendation The SPA should better reflect the longer life expectancies that we now enjoy and be used to support the fiscal balance of the nation. The SPA in the UK is set to rise to 66 by 2020 (Pensions Act 2011), to 67 between …

System changes to probate administration and uncertainty on increased fees feed delays to probate applications
05/09/2019

System changes to probate administration and uncertainty on increased fees feed delays to probate applications

There are currently long delays in gaining probate on the estates of the recently deceased. Late in 2018, the government issued a written statement announcing its intent to go ahead with controversial increases in probate fees for England and Wales. Instead of the current flat fees of £155 for appl...

We are Recruiting!
04/06/2019

We are Recruiting!

Compliance Assistant We are a growing firm of Chartered Financial Planners, looking to expand our Compliance team. Based in Hawarden, North Wales (near Chester), since 1998, Cambrian has since grown considerably and has taken on more financial advisers and support staff to maintain the high level of...

ISAs celebrate their 20th birthday this April. If you haven’t reviewed yours in a while, this a good opportunity to ensu...
08/04/2019

ISAs celebrate their 20th birthday this April. If you haven’t reviewed yours in a while, this a good opportunity to ensure they are still the right vehicle for you.

6 April marks the 20th birthday of the Individual Savings Account (ISA). When the ISA was introduced in 1999, many thought it to be little more than a rebranding of the two schemes it replaced: the Personal Equity Plan (PEP) and Tax Exempt Savings Account (TESSA). The following 20 years have proved....

The Chancellor’s March Spring Statement was almost entirely overshadowed by the continuing Brexit crisis in Parliament, ...
05/04/2019

The Chancellor’s March Spring Statement was almost entirely overshadowed by the continuing Brexit crisis in Parliament, but figures from the OBR highlight the importance of ongoing tax planning

The Chancellor’s Spring Statement was almost obscured by other events in mid-March. Ever since he announced a move to an Autumn Budget in 2016, Mr Hammond has made it clear that he wanted to avoid the Spring Statement counterpart becoming a mini-Budget. His vision was that in March he would be pre...

April is the one month in the year it pays to check your payslip with new tax and auto-enrolment rates coming into effec...
19/03/2019

April is the one month in the year it pays to check your payslip with new tax and auto-enrolment rates coming into effect.

Your April pay may look much the same as March’s, but it is worth giving your pay slip a close look. If you are an employee, your April pay slip is always worth checking, even if you pay little attention to the other eleven you receive over a year. The items to check include: …

Future increases to the residence nil rate band might be in question, thanks to the OTS review of inheritance tax
01/03/2019

Future increases to the residence nil rate band might be in question, thanks to the OTS review of inheritance tax

Inheritance tax (IHT) will be slightly reduced for some from 6 April 2019, but greater reforms may arrive soon. The IHT residence nil rate band (RNRB) increases by £25,000, bringing it to £150,000 for the 2019/20 tax year. In theory that means a married couple can pass on up to £950,000 (2 x nil ...

Address

Cambrian House, Street David’s Park
Hawarden
CH53XA

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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