CFW Chartered Accountants & Business Advisers

CFW Chartered Accountants & Business Advisers CFW is a modern, friendly, approachable firm of Chartered Accountants and Business Advisers. CFW Chartered Accountants assist in many business start-ups.

Our new offices are located on the A43 and are easily accessible from Kettering and Corby. CFW are business advisors and not just Accountants and recognise that clients require much more than number crunching and compliance work. The ever increasing burden of new regulations can be reduced by using our additional payroll, book-keeping and compliance services. We offer a wide range of services for

small to medium sized family businesses. This part of the business cycle can be very difficult and stressful for new clients and we provide constant assistance and back-up to allow the business to develop. All aspects of the new business are covered from liaising with banks and financiers to covering all statutory and revenue compliance work. CFW’s turnaround of work is geared to clients needs. Substantial investment in I.T. permits not only accurate and professional accounts to be provided to clients, but assists us in remaining cost effective to our clients. We have been established for over 25 years and we pride ourselves on providing both a professional and personal service to deliver the right solutions for your business. CFW has five partners and over 15 staff with many years experience in a wide range of business sectors and also has specialist knowledge in many areas. The growing number of women in business has not been overlooked by us and we appreciate that 50% of our potential clients are women. Having a female partner within our team gives us an advantage in this respect and we believe that this reflects the needs of our customers. We like to think of ourselves as client led and aim to provide the services that our clients want and not what we think they need. With a team of 8 qualified and experienced Accountants we can assist with any of your accountancy needs. Our CFW team looks forward to welcoming new clients and to continuing to work with our existing clients whom we highly value, and whom we are confident will continue to recommend our services. Whatever your Accountancy needs, a call to CFW Chartered Accountants in Kettering will provide the answer.

📊 Why every growing business needs a business planA business plan isn’t just a document you write once and forget — it’s...
23/07/2026

📊 Why every growing business needs a business plan

A business plan isn’t just a document you write once and forget — it’s a key tool for guiding growth, improving decision-making, and securing funding.

Whether you’re starting out or scaling up, a clear business plan helps you:
✔ Set realistic goals and track progress
✔ Understand your financial position
✔ Identify risks and opportunities early
✔ Build confidence with lenders and investors

As businesses grow, having structure and direction becomes even more important. A well-prepared plan keeps everything focused and aligned with long-term objectives.

📌 Read the full article on our website: https://www.cfwaccountants.co.uk/news/why-every-growing-business-needs-a-business-plan

If you’d like support developing or reviewing your business plan, the CFW team is here to help.

🤖 GOV.UK launches new AI chatbot – GOV.UK ChatThe government has introduced a new AI tool in the GOV.UK app to help user...
22/07/2026

🤖 GOV.UK launches new AI chatbot – GOV.UK Chat

The government has introduced a new AI tool in the GOV.UK app to help users find information quickly, including basic tax guidance drawn from official GOV.UK content.

While it may be useful for simple queries, there are important limitations:
⚠️ It does not access HMRC manuals or detailed technical guidance
⚠️ It is best suited only to basic questions
⚠️ It is app-only, which may raise data and security considerations for business use
⚠️ Like all AI tools, answers may sometimes be incomplete or inaccurate

GOV.UK Chat should be used as a starting point only, not a substitute for professional advice or HMRC guidance.

📊 Making Tax Digital (MTD) – How CFW Can HelpMTD for Income Tax is now in effect, bringing new requirements for sole tra...
21/07/2026

📊 Making Tax Digital (MTD) – How CFW Can Help

MTD for Income Tax is now in effect, bringing new requirements for sole traders and landlords to keep digital records and submit quarterly updates to HMRC.

The first quarterly filing deadline for eligible businesses is 7th August, making it important to ensure your records and processes are in place now.

At CFW, we support clients at every stage of this change — whatever your level of experience with digital systems.

We can help you if you are:
✔ Preparing and filing your quarterly returns yourself but want guidance and reassurance
✔ Looking for support to ensure your quarterly submissions are accurate
✔ Wanting us to fully manage the preparation and filing of your MTD returns
✔ Considering whether you may be eligible to apply for exemption from MTD requirements

Our approach is always tailored to your individual circumstances, giving you the right level of support and confidence throughout the process.

📩 If you’re unsure what MTD means for you, or how to get started, get in touch with the CFW team.

https://www.cfwaccountants.co.uk/services/making-tax-digital-mtd

☀️ Temporary VAT Cut for Children’s Meals & Family Activities This SummerThe government has announced a temporary VAT re...
16/07/2026

☀️ Temporary VAT Cut for Children’s Meals & Family Activities This Summer

The government has announced a temporary VAT reduction from 20% to 5% on selected children’s meals and family leisure activities between 25 June and 1 September 2026.

The aim is to support households and boost visitor numbers during the summer holiday period across the UK.

📉 What’s included?
The reduced rate applies to:
• Children’s meals in restaurants (from dedicated children’s menus)
• Children’s and family tickets for cinemas, theatres, concerts and exhibitions
• Entry for children and adults to attractions such as museums, zoos, soft play centres, amusement parks and more

🚫 Takeaway meals and sporting activities are not included.

Businesses will need to ensure pricing, systems and VAT processes are updated, and HMRC expects savings to be passed on to customers where possible.

This temporary relief may create opportunities to increase footfall — but it will also require careful planning and system updates.

📩 If you need support understanding how this affects your business, the CFW team is here to help.

Wishing England the best of luck for tonight’s Semi Final Match against Argentina. Come On England!
15/07/2026

Wishing England the best of luck for tonight’s Semi Final Match against Argentina.
Come On England!

🚨 Late Payment Legislation UpdateThe Government has now formally laid the Small Business Protections Bill before Parliam...
14/07/2026

🚨 Late Payment Legislation Update

The Government has now formally laid the Small Business Protections Bill before Parliament, marking a major step towards tackling late payment practices affecting UK businesses.

Key measures in the Bill include:
✔ A 60-day cap on payment terms for large businesses
✔ Mandatory interest on late payments (8% above base rate)
✔ Stronger powers for the Small Business Commissioner
✔ New reporting requirements for large companies

The aim is to improve cashflow across supply chains and provide greater protection for small businesses and suppliers.

While the legislation is still progressing through Parliament, businesses should be aware of the potential impact on payment terms and reporting obligations.

📊 We’ll continue to monitor developments and provide updates as the Bill progresses.

If you’d like advice on how this could affect your business, please get in touch with the CFW team.

Thank you to everyone who joined us yesterday for our Netwalking event with Wilson Browne Solicitors. The sun shone and ...
09/07/2026

Thank you to everyone who joined us yesterday for our Netwalking event with Wilson Browne Solicitors. The sun shone and we all enjoyed a lovely walk in the shade of Weekley Woods, in Kettering followed by some lovely refreshments at The Bull Pen

There were lots of great conversations and it was wonderful to be able to get out and enjoy the country side. We look forward to seeing you all at the next event at Rushden Lakes on 12th August.

⚠️ Don’t get caught out by official-looking payment requestsSome businesses are receiving invoices that look like they a...
08/07/2026

⚠️ Don’t get caught out by official-looking payment requests

Some businesses are receiving invoices that look like they are linked to Companies House or the Intellectual Property Office, in many cases, these communications can look convincing, but they may be misleading or fraudulent. Companies House and the Intellectual Property Office (IPO) have recently issued a warning to businesses to be vigilant when receiving unexpected payment requests. https://www.cfwaccountants.co.uk/news/companies-house-and-the-ipo-warn-about-fake-payment-requests

Before making any payment, it's worth checking:

✅ Whether the email address or website is an official GOV.UK one

✅ Whether the communication includes a disclaimer stating it is not affiliated with the government

✅ Whether the request relates to a filing or service you were expecting

✅ Whether the fee being requested matches the official fee, if one is payable.

If you're unsure whether a letter or email is genuine, don't take any chances.

📞 Contact the CFW team on and we'll be happy to help you determine whether the request is legitimate before you make any payment.

📢 Making Tax Digital (MTD) reminder for self-employed and property income – your filing deadline is fast approaching. Th...
07/07/2026

📢 Making Tax Digital (MTD) reminder for self-employed and property income – your filing deadline is fast approaching.

The first MTD quarter ended on 5th July. If you are self-employed and or have property income annually of over £50,000, you must file your MTD return by 7th August 2026.

Now is the time to make sure your records are up to date.

If you’re feeling unsure or struggling to keep on top of things, we’re here to help.

📞 Call us today on: 01536 713 555

You can also find useful guidance here:

https://www.cfwaccountants.co.uk/services/making-tax-digital-mtd

⚠️ New disclosure requirements are now in place for directors of close companies, and it’s important to make sure you’re...
02/07/2026

⚠️ New disclosure requirements are now in place for directors of close companies, and it’s important to make sure you’re fully up to date.
A close company is typically a UK company that is controlled by five or fewer shareholders (or by its directors), meaning ownership is closely held rather than widely distributed.

From the 2025/26 tax year onwards, directors will need to provide additional information within their Self Assessment tax returns, including enhanced reporting around dividend income and directorship details.

These changes are part of HMRC’s drive for greater transparency and mean more detailed disclosures are now required than ever before.
If you’re a director of a close company and unsure how these changes affect you, CFW are here to help.

https://www.cfwaccountants.co.uk/post/new-disclosure-requirements-for-directors-of-close-companies-what-directors-need-to-know

📩 Get in touch with our team: Call us on 01536 713555

Address

3 Weekley Wood Close
Kettering
NN141UQ

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

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