Rachel's Bookkeeping Services

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Rachel's Bookkeeping Services With 20+ years experience, we offer expert bookkeeping services to help businesses and sole traders stay on top of their finances. Free consultation.

ICB registered & award-winning, we specialise in VAT returns, payroll, CIS, cloud and year-end accounts. Our company is based on the belief that our customers' needs are of the utmost importance. We are committed to meeting those needs. As a result, a high percentage of our business is from repeat customers and referrals. With many years' experience in the accounting industry, Rachel's Bookkeeping Services provides bookkeeping and payroll to customers throughout Bristol & Bath. Rachel's Bookkeeping services are here to lighten the load and take these tasks off the proprietor giving more time to concentrate on actually running the business. The firm provides businesses with professional bookkeeping services and has transport so can come to your office to collect and return your books or can work from your office. The expert staff allow clients to concentrate on running their business. The service is designed to have all the paperwork taken off your hands and am available daytime, evenings and weekends. Having worked in many types of industry from a practise, to motor trade, to property. Many years' experience and being AAT trained Rachel's Bookkeeping Services is fast, efficient and provide accurate set of accounts. Rachel's Bookkeeping Services can offer simple, straightforward ways of recording all business transactions by working to develop a system that is easy to manage. A little time once a month can keep the records up to date and easily accessible. Not only will this help with filing the next tax return, but, should the need to see a bank manager occur about funding, it provides all the relevant financial information in one place. We would welcome the opportunity to earn your trust and deliver you the best service in the industry.

Nobody sends you an invoice for your own time, which is exactly why it's the easiest cost to ignore. πŸ’·Four hours a month...
16/10/2026

Nobody sends you an invoice for your own time, which is exactly why it's the easiest cost to ignore. πŸ’·

Four hours a month on the books is a conservative estimate for most small businesses. That's 48 hours a year β€” more than a full working week β€” and if your time is worth Β£30 an hour, it's Β£1,440 of it.

And that's before the expenses you didn't know you could claim, the invoice that sat unchased for two months, and the Sundays.

The numbers above are illustrative β€” yours will be different. But run them for your own business, then compare it to a fixed monthly fee. It's often a much shorter conversation than people expect.

Ask me what yours would be.



Honestly, trade books are usually more straightforward than people fear. The problem isn't complexity, it's that nobody ...
14/10/2026

Honestly, trade books are usually more straightforward than people fear. The problem isn't complexity, it's that nobody has time to do paperwork after a ten-hour day on site.



Most late payments aren't people refusing to pay. They're invoices that made paying slightly harder than it needed to be...
12/10/2026

Most late payments aren't people refusing to pay. They're invoices that made paying slightly harder than it needed to be.

Six things, all small:

A unique number so it can be tracked. Both dates, not just one β€” an invoice without a due date has no deadline to miss. A description the person approving it will actually recognise. VAT shown separately. Bank details right there on the page, not in a previous email. And your payment terms, in writing, every single time.

None of this is complicated. It just quietly removes every excuse for the invoice to sit in someone's pile.

Save this and check the next one before you send it.

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Are you paying for things your business doesn’t really need? πŸ‘€Small monthly costs can easily add up β€” especially when yo...
09/10/2026

Are you paying for things your business doesn’t really need? πŸ‘€

Small monthly costs can easily add up β€” especially when you have duplicate subscriptions, unused tools or avoidable fees.

Take a look at the graphic and see if you can spot the three costs that could go.

πŸ’· How many did you find?

A regular review of your business outgoings can help you understand where your money is going and where you could make savings.

Nobody enjoys chasing money. So take the emotion out of it and make it a system. Day 0, day 7, day 14, day 21, day 30. S...
05/10/2026

Nobody enjoys chasing money. So take the emotion out of it and make it a system.

Day 0, day 7, day 14, day 21, day 30. Same steps, every invoice, every customer.

When it's a process rather than a decision, it stops feeling personal β€” and it stops being the thing you put off until Friday afternoon.

Two things most people don't do: invoice the day the work is finished, and actually pick up the phone at day 21. One call moves more than five emails.

And at 30 days you're generally entitled to charge statutory interest on a late commercial payment. Most people never mention it. Just knowing you can changes the conversation.

Save this for the next one that goes overdue.

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How many other jargon words have we not included and for a bonus can you list them in the coments?
02/10/2026

How many other jargon words have we not included and for a bonus can you list them in the coments?

Two things land on this last day of this Month. πŸ“Œ**Companies House accounts are due** if your limited company's year end...
30/09/2026

Two things land on this last day of this Month. πŸ“Œ

**Companies House accounts are due** if your limited company's year end was 31 December β€” accounts are due nine months after year end, and that's Wednesday. Corporation Tax for the same period follows on 1 October.

**And it's the end of Q3.** Which makes this a good week to actually look: reconcile, chase anything overdue, and see where the year stands with one quarter to go.

Different year end? Your dates move with it β€” the nine-month rule is the thing to remember, not the date itself.

Filing late gets you an automatic penalty that grows the longer it sits.

Nobody's ever regretted doing it on the Monday.


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Today is Michaelmas, and it explains something you've probably wondered about. πŸ“œFor centuries, English rents fell due an...
29/09/2026

Today is Michaelmas, and it explains something you've probably wondered about. πŸ“œ

For centuries, English rents fell due and accounts were settled on just four days a year β€” the quarter days. Lady Day in March, Midsummer in June,

Michaelmas in September, Christmas in December. If you owed money, these were the days you paid it.

Lady Day, 25 March, also began the financial year.

Then in 1752 Britain switched from the Julian calendar to the Gregorian one and had to drop 11 days to catch up β€” the country went to bed on 2 September and woke up on the 14th.

The Treasury, understandably reluctant to lose 11 days of revenue, simply added them to the end of the tax year instead.

25 March plus 11 days: 5 April. A further leap-year quirk in 1800 nudged the start to 6 April, and there it has stayed ever since.

So the reason your tax year ends on a date that makes no sense is that somebody in 1752 didn't want to be out of pocket. Your quarters are older than you think.

"Do I actually need to do a tax return?" β€” the question we get asked more than any other, usually in a slightly panicked...
28/09/2026

"Do I actually need to do a tax return?" β€” the question we get asked more than any other, usually in a slightly panicked message.

So here it is as a two-minute check. Work down the list. One yes anywhere and the answer is yes.

The one that catches people out is the third: untaxed income. Dividends, savings interest, tips, a bit of weekend work β€” it all counts, even when the main job is PAYE and everything feels sorted.

All four a no? You're probably fine, and HMRC's free checker confirms it in about a minute.

Other situations can require a return too, so treat this as a starting point rather than the last word. If you're on the fence, just ask β€” it's usually a quick answer.



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Macmillan's Coffee Morning is this Friday. β˜•If you're hosting one in Keynsham or Bristol, comment below with where and w...
23/09/2026

Macmillan's Coffee Morning is this Friday. β˜•

If you're hosting one in Keynsham or Bristol, comment below with where and when and I'll share it. If you're not β€” go and support someone who is.

Address

5 Dryleaze
Keynsham
BS312DA

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 1pm
Sunday 9am - 1pm

Telephone

07758316935

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