Alex Reilly-Walling: Meriden Financial Planning

28/01/2026

As 2026 kicks into full swing, sorting out your life insurance policy may be less glamorous than other New Year’s resolutions you’ve made, but getting the right cover for your needs can bring peace of mind to you and your loved ones – and might help reduce your Inheritance Tax (IHT) liabilitie...

28/01/2026

Financial Planning - What is it & who’s it for?

It's Financial Planning Week, so I thought I'd take a moment to explain what financial planning actually is and bust a myth whilst I'm at it: it's definitely not just for the wealthy.

So, what is financial planning?
Think of financial planning as creating a roadmap for your financial future. It's taking a proper look at where you are now, where you want to be, and working out how to get there. This means looking at your income, spending, savings, investments, pensions, protection, and what happens to your money when you're gone - all to help you achieve what matters most to you.
It's not about just picking a few investments or setting up a pension in isolation. It's about understanding the bigger picture of your financial life and making sure everything works together properly.

Who's it for?
Honestly? Pretty much everyone.
Whether you're early in your career, raising a family, getting close to retirement, or already there, financial planning can help you make better decisions about your money.
You might find it helpful if you're:
• Wondering whether you're saving enough for retirement
• Trying to juggle different goals like buying a house, paying for the kids' education, and building up some wealth
• Worried about protecting your family financially
• Wanting to make the most of your pension and ISA allowances
• Thinking about inheritance tax or what you'll leave behind
• Just feeling a bit overwhelmed by it all and wanting some clarity

Why work with a professional?
A qualified financial planner does more than just recommend products. We help you figure out what you actually want, spot potential problems, create strategies to deal with them, and adjust things as your life changes.

If you've been putting off thinking about your financial future, this week's a great time to start. Drop me a message if you'd like to chat about how financial planning could help you.

This post is for general information only and does not constitute personalised financial advice

14/01/2026

From our shiny new offices in Wollaston, we’re excited to share that we’ve moved! It’s a great new start, and gives us that opportunity to reset, review and make exciting new plans in the way we serve our clients in 2026. Are you too reviewing and making new plans at the start of the year? If so come and talk to us – it would be great to see you!

13/01/2026

The end of the tax year is approaching. Now’s the time to review your finances and make the most of tax-efficient opportunities before 6 April. A little planning today can make a big difference tomorrow.

https://www.meridenfp.co.uk/post/its-that-time-of-year-again---consider-your-end-of-tax-year-planning

13/02/2025

Why Financial Planning Matters

Financial planning isn’t just about budgeting or investing—it’s about taking control of your future. Whether saving for a home, planning for retirement, or protecting your loved ones, having a solid financial plan gives you confidence and security.

Here’s why it matters:
✅ Peace of Mind – Knowing you have a plan reduces financial stress.
✅ Financial Security – Helps you prepare for unexpected events like job loss or illness.
✅ Achieving Goals – Whether it’s buying a home or retiring early, a plan keeps you on track.
✅ Tax Efficiency – Smart planning can help you minimise tax and keep more of your hard-earned money.

A good financial plan isn’t just for the wealthy—it’s for everyone. Start today and set yourself up for a brighter tomorrow!

25/03/2022

Are you relying on cash savings to help you achieve your goals?

This article in the Telegraph demonstrates the “cost” of inaction on your savings.

The impact of inflation has been compounded by years of low interest rates. This effectively means that the money held in your cash account is losing value, year after year, hindering your financial goals.

Investing does come with risks, however, there is also potential for greater reward.

"There are risks and costs to action. But they are far less than the long-range risks of comfortable inaction." - President J F Kennedy

Worst ever year for cash savers begins to draw to a close