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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 4pm

PJE Accountants & Advisors

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Accountants and advisors based in Aberystwyth, Lampeter and Aberaeron

14/10/2026

The best time to discuss a major farming decision with your accountant is before you make it 🚜

Decisions about machinery, diversification, borrowing and succession can have long-term effects on the farm, the tax position and the wider family.

A pre-year-end planning conversation can help you explore:

✔ Whether to buy, lease or finance machinery
✔ The likely tax consequences of planned investment
✔ Cash-flow requirements
✔ Diversification opportunities
✔ Succession and longer-term family plans

PJE Agri combines up-to-date financial information with specialist agricultural knowledge, helping farming families make informed decisions throughout the year.

Find out more: https://www.pje.co.uk/pjeagri

12/10/2026

Has your business outgrown year-end accounts? 📊

You may not need a full-time finance director, but you might need more regular financial insight.

Virtual Finance Director support could help if you are:

✔ Growing quickly
✔ Making decisions without reliable forecasts
✔ Experiencing cash-flow pressure
✔ Considering new employees or investment
✔ Unsure which parts of the business are most profitable

The aim is to give you clearer information throughout the year, so you can make important decisions with greater confidence.

Watch our video to find out when Virtual Finance Director support may be right for your business.

Read more: https://www.pje.co.uk/newsfeed/why-small-businesses-should-consider-a-virtual-finance-director

06/10/2026

Meet the people behind PJE 👋

Since 1973, we have helped individuals, families and businesses understand their finances and plan for the future.

Today, we are a third-generation family firm with offices in Aberystwyth, Lampeter, Aberaeron and Dolgellau, supporting clients across Wales and throughout the UK.

Our technology and services have evolved, but the importance of personal relationships has remained the same.

When you work with PJE, you have a team that takes the time to understand your business, your family and the goals that matter to you.

Meet our team: https://www.pje.co.uk/meet-the-team

29/09/2026

📊 Small financial habits can make a big difference to your business.

Our latest blog shares seven practical ways SMEs can improve cash flow, control costs and plan for growth with greater confidence.

👉 Read the full blog: https://www.pje.co.uk/newsfeed/7-financial-habits-that-help-smes-grow

24/09/2026

👥 Thinking about hiring your first employee?

The salary is only part of the cost. Employer National Insurance, pensions, payroll, insurance and equipment all need to be included in your budget.

👉 Read the full blog: https://www.pje.co.uk/newsfeed/cost-of-hiring-your-first-employee-in-2026/27

22/09/2026

📅 Do you need to register for Self Assessment by 5 October 2026?

Our latest guide explains who may need to register, the key deadlines and the records you should start preparing now.

👉 Read the full blog: https://www.pje.co.uk/newsfeed/self-assessment-registration-deadline-2026

16/09/2026

Everything Your Business Finances Need, in One Place 🤝

Running a business already comes with enough moving parts. Your finances don't need to add another layer of complexity.

PJE provides support across the different stages of running and growing a business, including:

📚 Bookkeeping & accounting
💷 Payroll and VAT
📊 Business planning
🧾 Personal and corporate tax planning
💻 Accounting software
🏢 Company secretarial support
🌱 Business start-up support
💼 Corporate finance

Rather than treating each area in isolation, our team can get to know you and your business and provide joined-up advice as your needs change.

👉 Looking for an accountant who can support more than your year-end? Book a free consultation:
https://www.pje.co.uk/book-an-appointment

15/09/2026

💷 Profit Looks Healthy. So Why Does Cash Still Feel Tight?
It’s a question plenty of business owners encounter.

Profit and cash flow aren't the same thing.

You can have a profitable business on paper while still feeling pressure in the bank because of payment timings, tax bills, stock purchases, investment or customers who haven’t paid yet.

A cash flow forecast helps you look ahead rather than simply checking today's bank balance. It can highlight potential shortfalls, help you prepare for upcoming costs and give you greater confidence when considering your next investment or business decision.

At PJE, we help businesses understand what their numbers are telling them – and importantly, what might be coming next.

👉 Want a clearer picture of your business finances? Speak to PJE:
https://www.pje.co.uk/book-an-appointment

10/09/2026

🚜 The Future of the Farm Deserves a Plan
For many farming families, the farm is far more than a business.

It represents years of hard work, family history and something you hope will continue for generations to come.

That makes succession and tax planning particularly important.

PJE Agri takes a wider view of farm finances, considering areas including Inheritance Tax, Capital Gains Tax and the long-term protection of family farming businesses alongside everyday accounting and tax requirements.

With significant changes to Agricultural Property Relief and Business Property Relief having taken effect from 6 April 2026, understanding how your farm and its assets are structured is particularly important.

🌱 Planning for the next generation? Talk to the PJE Agri team about your circumstances:
https://www.pje.co.uk/pjeagri

09/09/2026

A lovely surprise to receive this thank you card from Vanessa and the team at Hope House Tŷ Gobaith 💙

We were delighted to sponsor their recent Glow Walk event and support the incredible work they do for children and families across the region.

Even better, the event raised an amazing £5,800 overall! 👏✨

A huge well done to everyone who took part, donated, volunteered and helped make the event such a success. We’re so pleased to have played a small part in supporting such a brilliant cause.

Address

23 College Street
Lampeter
SA487DY

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 4pm

Website

http://pje.co.uk/

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