Kernow Financial Planning

18/05/2026

🏡Taking your first step onto the property ladder?

There are now more options than ever to help first-time buyers get moving, including:

✅ Zero-deposit mortgages for renters
✅ Low-deposit options from as little as £5,000
✅ Schemes where only one applicant needs to be a first-time buyer when applying as a couple

Owning your own home could be closer than you realise.

📩 Get in touch today on 01566 774747 to find out how we can support you with your home purchase and explore the options available to you.

Terms & Conditions apply. Applications are subject to credit checks. Fees may be payable. Your home may be repossessed if you do not keep up repayments.

Send a message to learn more

27/04/2026

We are delighted to announce that Josh has recently passed his CII Level 3 in Mortgage Advice and is now ready to step into the world of being a mortgage adviser! Huge congratulations, Josh 👏

21/04/2026

We’re delighted to share that Paul, Doug and Tom have been recognised as Top Rated Advisers in the UK by VouchedFor.

This achievement reflects their dedication, expertise and ongoing commitment to delivering outstanding service and advice to our clients.

A huge thank you to everyone who has supported us - your feedback means everything.

Take a look at our VouchedFor reviews to see what our clients have to say about their experience with us!

https://www.vouchedfor.co.uk/financial-advisor-ifa/launceston/06221-paul-chidley
https://www.vouchedfor.co.uk/mortgage-advisor/launceston/068109-douglas-honey
https://www.vouchedfor.co.uk/mortgage-advisor/launceston/068093-thomas-glendinning

If you or someone you know is looking for financial or mortgage advice, please get in touch on 01566 774747 or email [email protected].

01/04/2026

Delighted to announce our new head office… plenty of parking, great views a bit drafty 🏰

19/03/2026

Thinking about releasing equity from your home?

Lifetime Mortgages offer flexible lending for anyone 55+, with benefits such as:

• Long‑term interest‑only options (with or without monthly payments)
• No minimum income — based on age + property value
• Fixed interest rate for life
• Ability to overpay
• You keep full home ownership

People use Lifetime Mortgages to:
1. Boost retirement income
2. Improve their home
3. Clear existing debts
4. Support family
5. Enjoy a more comfortable retirement
6. To move and purchase a property

For independent advice, speak to our specialists Doug or Paul at Kernow Financial Planning Ltd.
📞 01566 774747
📧 [email protected] | [email protected]

07/03/2026

📢 EXCITING NEWS! We’re Moving Office 📢

Due to the business continuing to grow, we will be moving into a bigger office within the next few months.

Don’t worry, we’re not moving far — our new office will still be in the town, so it will remain just as easy for customers to reach us.

Because of the move, our current office will be coming onto the market for sale soon. If you or someone you know may be interested, feel free to get in touch.

A big thank you to all our customers for the continued support — we’re excited for this next step as the business grows!

We’ll share more updates about the move and our new office soon! 🙌

25/02/2026

⏰ ISA & Pension Allowance Deadline – 5th April 2026

The end of the tax year is fast approaching! Make sure you’re making the most of your allowances before the deadline.

💷 ISA Annual Allowance
You can save up to £20,000 tax-free this tax year.
Remember — ISAs are “use it or lose it”, so any unused allowance can’t be carried forward.

🏦 Pension Annual Allowance
You can contribute up to £60,000 to your pension this tax year (subject to your earnings).

You can also carry forward any unused pension allowance from the previous three tax years.

Why pay more tax than you need to?

For whole of market, Independent Financial Advice, contact us today:
📞 01566 774747
📧 [email protected]

23/02/2026

If you're a property landlord, you need to look at this!

The Renters Rights Act comes into force on 1st May 2026. It will fundamentally change how landlords let and manage properties. It will also impact on tenancy agreements, rent increases, how tenancies end and new compliance standards.

Use this link, enter a few details about your property and you'll receive a personalised action plan showing what steps to take and when to take them.

https://www.nrla.org.uk/resources/renters-rights/navigator

10/02/2026

If your fixed mortgage rate is due to expire within the next six months, now is the time to act. We can secure your next mortgage rate well in advance.

When fixed deals change, many homeowners are automatically moved onto higher-rate plans.

Securing a deal early means we lock in a competitive offer for you today - this takes the pressure off the countdown. It also gives us plenty of time to keep a close eye on the market movements and if a more suitable deal become available, we can switch your application before your current deal is up.

Our mortgage product transfer service means we will compare the rate your current lender offers to the whole of the market and one of our advisers will deal with the whole process for you — no hassle, no fees!

Feel free to call the office or drop us a message on: -

☎ 01566 774747

📧 [email protected]

📧 [email protected]

🌐 www.kernowfinancialplanning.co.uk

06/01/2026

🌟 Happy New Year from the Kernow Financial Planning team! 🌟

For anyone who doesn’t know us yet. We are a friendly team based in Launceston, made up of one Independent Financial Advisor and two Mortgage & Protection Advisors.

Founded over 20 years ago by Paul, we have grown into the dedicated team we are today helping clients across the whole of the UK with years of experience and the know-how to handle just about any financial scenario you can throw our way.

We offer the following services:

▪️Retirement Planning
▪️Savings And Investments
▪️Mortgage Solutions
▪️Protection
▪️Critical Illness
▪️Long Term Care
▪️Building and Contents Insurance

All of our advice is available in person or virtually - whatever works best for you.

🌐 www.kernowfp.co.uk
📧 [email protected]
📞 01566 774747

Our aim is to help individuals and businesses to achieve their financial goals. Tell us about your financial objectives and when you want to achieve them.