27/11/2025
💼 The 2025 Budget - What It Means for You
You may have seen the headlines... but now the detail is here, and it’s significant. Key changes include:
• A freeze on income-tax thresholds (2028/29) — likely to push more people into higher rate tax bands.
• From April 2029: salary-sacrifice pension contributions over £2,000 may attract National Insurance.
• From 2028: high-value homes (£2m+) subject to a new annual property charge.
• From 2027: Cash ISA allowance for under-65s cut from £20,000 to £12,000 (Stocks & Shares ISAs remain unaffected).
• Savings income tax, dividends and property income tax rising by 2 percentage points across all bands from April 2027.
This is by no means the full list and most of these changes are several years away. So there’s time to plan!
If you’d like a first-pass view, I encourage you to read this insights article. Link in bio.
We’re also hosting a short webinar tomorrow (Friday 28 Nov at 12:30pm) to run through the changes and answer questions. Register via the link in my bio.
If you’d like to discuss anything privately, feel free to drop me a message.
This post is for general information only and does not constitute personal advice.
