CHN Financial Consultancy

06/08/2026

Meet Our Team 👋

This month we're delighted to introduce the newest member of the CHN team, Alice McLuckie, our Practice Manager.

Get to know Alice a little better below...

How long have you been part of the CHN team? This is my first month, so I am a newbie.

What have you enjoyed since joining CHN? Getting to know everyone. They have been so welcoming and helpful as I learn the new systems and dynamics.

What does your role involve? Looking after the most important part of the business, its people! This includes recruitment, onboarding and culture, and performance leadership. I also oversee the Board governance.

Tell us a fun fact about yourself: I am an amateur artist. I love drawing and painting and have been lucky enough to have a few commissions over the last year. My current one is to do a cubist portrait of my friend’s cat!

Favourite quote or motto: A myriad of film quotes spring to mind 😊. However, I will go with the best piece of advice my mother every gave me – If you can find joy in the small things and you will have a wonderful life.

Please join us in giving Alice a warm welcome!

04/08/2026

The simple answer is: as early as you can.

Ideally, retirement planning should begin as soon as you start working. A workplace pension is a great place to start, as you'll usually benefit from employer contributions and tax relief.

Starting early also gives your money more time to grow, meaning you may not need to contribute as much later in life.

But retirement planning is about much more than paying into a pension.

It's about building good saving habits, making the most of available tax allowances, and regularly reviewing your plans as your circumstances, priorities and legislation change over time.

It's also important to protect the financial future you're building. Having the right protection in place can help keep you and your family on track if illness, loss of income or the unexpected happens.

Wherever you are on your retirement journey, having a clear plan can help you look to the future with confidence.

If you'd like advice tailored to your circumstances, get in touch to speak to one of our expert advisers. We'd be happy to help.

03/08/2026

Earnings season – on course for a(nother) record

US companies are delivering one of the strongest earnings seasons since the post-pandemic bounce in 2021. Multiple sectors are delivering high (20%+) double-digit profit growth compared with 2025.

US companies are delivering one of the strongest earnings seasons since the post-pandemic bounce in 2021. Multiple sectors are delivering high (20%+) double-digit profit growth compared with 2025. This has been led by energy, buoyed by the 40% rise in the price of oil over the past year. Communicati...

30/07/2026

In his first week as Prime Minister, Andy Burnham got straight to work by making policy announcements aimed at offering financial support to individuals and businesses.

Our latest Weekly Market Commentary is now available to view online!

https://www.chnfc.co.uk/news/im-just-as-concerned-about-the-cost-of-business-as-i-am-about-the-cost-of-living/

In his first week as Prime Minister, Andy Burnham got straight to work by making policy announcements aimed at offering financial support to individuals and businesses. This included a 20% cut in business rates for pubs, clubs and live music venues. The government expects that the cut, which comes i...

28/07/2026

For over 20 years, CHN has been helping individuals, families and businesses make informed financial decisions with confidence.

Our bespoke approach means taking the time to understand your goals and tailoring solutions to your unique circumstances.

If you're looking to grow your wealth, protect what matters most, or plan for the future of your business, we can help.

To find out how CHN can support your financial goals, contact our team today via our website:https://www.chnfc.co.uk/contact/

23/07/2026

"People are looking for us to deliver and we will"

Our latest Weekly Market Commentary is now available to view online!

https://www.chnfc.co.uk/news/people-are-looking-for-us-to-deli

21/07/2026

It's never too early to start planning for retirement.

The sooner you begin contributing to a retirement plan, the greater the potential to build your savings and achieve the retirement lifestyle you want.

With expert guidance and a clear strategy, you can take positive steps towards a more confident financial future.

Get in touch with our team to discuss your retirement planning goals.

16/07/2026

"Business disruption and economic uncertainty are becoming normalised"

Our latest Weekly Market Commentary is now available to view online!

Research from the Institute of Directors (IoD) found that confidence slipped among business leaders in June. The IoD Directors’ Economic Confidence Index, which measures economic sentiment, fell from -53 in May to -61 in June. Overall, the survey pointed to a weaker outlook for businesses, with re...

14/07/2026

Personal service. Trusted advice.

Our consultants work closely with clients to provide clear, knowledgeable guidance and ongoing support tailored to their individual needs.

Whether you're planning for the future or reviewing your current arrangements, we're here to help.

09/07/2026

"Consumer confidence and measures of housing sentiment have weakened"

Our latest Weekly Market Commentary is now available to view online!

The latest data from Nationwide shows that house price growth ticked higher in June, with an annual increase of 2.2%, up from 1.7% in May. The month-on-month figures were flat, with no monthly growth in June, although this is an improvement on the decline of 0.6% seen in May. Promisingly, the region...