CHN Financial Consultancy

15/10/2026

👋 Meet Robert Fayolle APFS, Associate Financial Consultant at CHN.

Rob joined CHN in July 2023 and last year celebrated becoming The Yorkshire Financial Awards Rising Star of the Year 🙌 🌟

💬 What does your role involve?
My role is all about helping clients build and manage financial plans that work for them – whether that is planning for retirement, looking after pensions and investments, putting the right protection in place or helping them achieve their longer-term goals.

Every client is different, which keeps things interesting!

💬 What is your favourite part of working at CHN?
Being truly independent means we can focus on what is right for each individual client. My favourite part is seeing the positive impact good financial planning can have. CHN is also a great company to work for!

🌴 Tell us a fun fact about yourself…
Although it might not be obvious from my appearance, I was born in Mauritius and still have family there. I have a Mauritian passport too, so I get some funny looks when I join the ‘locals’ queue at the airport!

👶 Anything else we should know?
I am also dad to an almost 2 year old, so our daily schedule can quite regularly be turned upside down. If you get an email from me at a strange hour, that is probably why!

14/10/2026

Speaking last week, ahead of the IMF-World Bank Annual Meetings in Thailand, Kristalina Georgieva, IMF Managing Director, said, “The global economy is being pulled in two opposite directions: a negative energy supply shock and a positive demand shock from AI. The combined impact of these two forces is highly uneven across the world.”

Speaking last week, ahead of the IMF-World Bank Annual Meetings in Thailand, Kristalina Georgieva, IMF Managing Director, said, “The global economy is being pulled in two opposite directions: a negative energy supply shock and a positive demand shock from AI. The combined impact of these two force...

13/10/2026

Would your family’s financial plan still work if your income suddenly stopped?

We spend a lot of time planning for the things we want to happen: buying a home, building savings, helping our children and eventually retiring.

It is equally important to think about the things we hope will never happen.

If illness, injury or death meant an income disappeared, would your household still be able to:
• Pay the mortgage or rent?
• Cover everyday bills?
• Maintain savings and longer-term plans?
• Manage existing debts?
• Support children or other dependants?

Protection planning is about understanding those risks and deciding what, if anything, needs to be put in place to protect the financial plan you are building.

It may not be the most exciting part of financial planning, but it can be one of the most important.

08/10/2026

Estate planning is about much more than deciding who inherits what.

It is about thinking ahead and considering how you would like your wealth to support you and your family both now and in the future.

That could include reviewing your will, understanding the potential inheritance tax position of your estate, considering how assets are owned and talking to family members about your wishes.

These conversations can be easy to put off, particularly when they involve money, inheritance and what happens after we die.

But starting them earlier can give everyone greater clarity and provide more time to consider the options available.

Estate planning is not necessarily a one-off exercise either. Families, finances and legislation change, so it is worth revisiting your plans as life moves on.

https://www.chnfc.co.uk/personal-services/tax-estate-planning/

07/10/2026

Last month, UK annual house price growth halved to 0.8%, down from 1.6% in August, according to Nationwide. This is an unexpected slowdown as a Reuters poll of economists had expected to see an increase of 1.3%.

Last month, UK annual house price growth halved to 0.8%, down from 1.6% in August, according to Nationwide. This is an unexpected slowdown as a Reuters poll of economists had expected to see an increase of 1.3%. September’s growth rate marks the weakest annual pace since December 2025 and is attri...

06/10/2026

We are delighted to share some fantastic news - CHN Financial has been ranked 7th in the FT Adviser Top 100 Financial Advisers 2026 🙌

This marks our third consecutive year in the top 10.

The annual FT Adviser rankings consider a range of factors, including assets under management, client retention, years of service and chartered or accredited status.

To be recognised once again among the UK’s leading financial advice firms is something we are incredibly proud of and reflects the consistent hard work, expertise and commitment of the whole CHN team.

A huge thank you to everyone who has contributed to this achievement, and of course to our clients for continuing to place their trust in us.

Read more about the FT Adviser Top 100 2026 below👇
https://www.ftadviser.com/content/e2c10380-f21d-423c-bae3-94fe7a118230

01/10/2026

For many business owners, a significant proportion of their wealth is tied up in the business they have spent years building.

But relying on the eventual sale or succession of that business to fund retirement can leave a lot riding on one outcome.

Good financial planning looks at your business and personal finances together.

That might mean considering:
🔹 How much income you will need when you eventually step away
🔹 What your business could realistically provide
🔹 The pensions, savings and investments you are building outside the business
🔹 How and when you might want to exit
🔹 What would happen if your plans or the value of the business changed

The earlier you start thinking about these questions, the more options you are likely to have.

Your business can be an important part of your future financial plan. It does not necessarily have to be the whole plan 💫

30/09/2026

The Prime Minster’s keynote speech at the Labour Party conference in Liverpool on Tuesday was highly anticipated. Andy Burnham pledged to tackle the issues politicians “usually avoid,”...

The Prime Minster’s keynote speech at the Labour Party conference in Liverpool on Tuesday was highly anticipated. Andy Burnham pledged to tackle the issues politicians “usually avoid,” before setting out plans to transform Britain. His proposals included reforming the State Pension triple lock...

29/09/2026

Pub Quiz Night – teams wanted! 🧠 🍻

We are putting our general knowledge to the test this November, all in support of two fantastic charities.

We are hosting a charity pub quiz night, raising funds for the Memusi Foundation and Candlelighters.

📅 Wednesday 25 November
📍 Hare & Hounds Pub, Tingley
⏰ Arrive from 6pm for a 7pm start

🎟️ £5 per person, with teams of up to six

We would love to see teams joining us for an evening of friendly competition so gather your colleagues, friends or family and see who can claim the quiz-night bragging rights!

We are also looking for raffle prizes. If you are a local business or individual who would be happy to donate a prize and help us raise even more for our chosen charities, we would be hugely grateful for your support.

👉 To enter a team or donate a raffle prize, please contact Deanda King - [email protected].

Please share with anyone who might fancy putting a team together.

We look forward to seeing you there!

24/09/2026

👋 Meet Zoe Webb, one of our Financial Consultants here at CHN.

Zoe joined the team in December 2025, so we caught up with her to find out a little more about her role, what she enjoys about working at CHN and why a career as a vet was not meant to be!

👉 What does your role involve?
As a Financial Consultant, I work with clients at all different ages and stages of life, helping them build a financial plan around what they want to achieve.

That could mean helping a young professional start investing for the first time, or talking through retirement options with someone who is winding down a business.

No two days are the same, and I really enjoy the human side of the job and being trusted to help people plan for something so important.

👉 What is your favourite part of working at CHN?
Definitely the people and the culture. CHN feels really close-knit, whether that is the whole team getting involved in something for charity or our quarterly get-togethers.

There is also a real pride in the technical quality of the advice we give, which encourages me to keep learning and developing.

👉 Tell us a fun fact about yourself
I actually started training to be a vet before moving into financial services. I changed direction fairly quickly when I realised I did not like blood! 😄

👉 Favourite quote or motto?
“Believe you can and you’re halfway there.”

👉 And outside work?
You will often find me enjoying a bit of karaoke or planning my next holiday. 🎤✈️