Paul Smith - Financial Adviser

17/10/2026

15/10/2026

What is a Unit Trust?

A Unit Trust is a portfolio of financial assets that are managed by a professional fund manager.

These assets could include stocks, property, and bonds. It is a medium to long term investment for growth and income.

First Avenue Wealth is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).



SJP Approved: 16/7/2026

14/10/2026

What is an Index?

An index is a tool that helps investors understand how a particular part of the market is performing without having to analyse individual assets.

For example, the S&P 500 Index summarises the performance of the 500 largest companies listed in the US, giving a overall reflection of US stocks.

First Avenue Wealth is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).



SJP Approved: 16/7/2026

14/10/2026

What is Equity?

Equity is the term for a share of ownership in a company, also known as a stock, which is listed and traded openly on a stock exchange.

First Avenue Wealth is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved: 16/7/2026

12/10/2026

With the Budget fast approaching, there’s no shortage of speculation about what could be announced, from potential changes to pensions through to support for first-time buyers.

Explore some of the proposals currently making the news and why staying focused on your long-term financial goals is often the most effective approach.

https://partnership.sjp.co.uk/article/detail/sjpp/autumn-budget-2026-with-a-month-to-go-what-lies-ahead


First Avenue Wealth is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).



SJP Approved 06/10/2026

Autumn Budget 2026 – with a month to go, what lies ahead?

18/09/2026

We are very proud to celebrate an extraordinary achievement.

Thanks to the generosity and commitment of the St. James's Place community, the St. James’s Place Charitable Foundation has now raised £150 million since its launch in 1992.

This has only been possible because of the incredible support of those who have donated, fundraised, volunteered and championed the Charitable Foundation over the years. Every pound raised has been matched by St. James's Place plc, helping to maximise the impact of every contribution.

£150 million is a figure worth celebrating, but the real achievement is the millions of lives positively changed along the way. The Charitable Foundation has supported more than 5,000 charities and reached more than 7 million people.

We are proud to celebrate this landmark achievement for the St. James’s Place Charitable Foundation. Through the dedication of its supporters, volunteers, fundraisers and charity partners, people and communities facing challenges have gained opportunities, support and hope for the future.

Thank you to everyone who has played a part in reaching this landmark moment. Your generosity has helped create lasting change, and we look forward to seeing the Foundation continue its impact in the years ahead.

22/08/2026

What is Compounding?

Compounding involves reinvesting the income earned from your investment so your original amount grows and potentially generates additional earnings over time.


First Avenue Wealth is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved: 16/7/2026

21/08/2026

It's natural to feel concerned when global events create uncertainty.

With renewed tensions between Iran and the US affecting markets and economic sentiment, many people are wondering what happens next.

This article looks at navigating periods of volatility and why keeping focused on long-term goals can be just as important as responding to today's headlines: https://partnership.sjp.co.uk/article/detail/sjpp/keeping-perspective-as-the-iran-conflict-resumes.html

21/08/2026

What is Capital Gains Tax?

Capital Gains Tax (CGT) is a tax on the profit when you sell or dispose of something that has increased in value. Items subject to CGT are known as ‘chargeable assets’.

First Avenue Wealth is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved: 16/7/2026

10/07/2026

The latest issue of The Investor magazine is here, this time focusing on women and wealth.

This edition explores how women’s financial power is growing and what that means for long-term planning, as well as the broader economic landscape and how to approach ongoing market volatility.

It also looks at the current outlook for Europe and global markets, and covers how to help protect your family and income in the event of serious illness.

Read now and share with your network: https://indd.adobe.com/view/70c20a03-0fd5-4ae5-84e6-2617bf4f29b9?utm_source=linkedin&utm_campaign=e-investor&utm_medium=social

First Avenue Wealth is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 25/6/2026