MPI Services

MPI Services We are Independent Mortgage Advisers established since 1992, offering advice on all types of mortgages and protection.

We are a family business that offer 'whole of market' advice with the aim of providing services and products that best suit our clients. MPI Services have been established since 1992. We offer a friendly, open approach with the aim of providing our clients with the services and products that best suit their needs. As independent mortgage brokers and financial advisers, we offer 'whole of market' a

dvice with no allegiance or bias to any one, or group of, provider(s). We can help with both your personal and business financial requirements. We advise across a spectrum of financial services products including mortgages, equity release, pensions, saving plans, investments, life assurance and income protection. Our clients have the right to expect a lot - honesty, professionalism, innovation and value for money. We've built our business on delivering much more. We go out of our way to ensure that clients get continuity, choice and, above all else, have the peace of mind that they are in safe and professional hands. The only thing that comes as standard is our high quality old-fashioned service; everything else is tailored to each client's needs.

🏡💙 Hello and welcome to MPI Services!We’re a friendly mortgage and protection business based in Linton, Cambridgeshire, ...
17/07/2026

🏡💙 Hello and welcome to MPI Services!

We’re a friendly mortgage and protection business based in Linton, Cambridgeshire, helping people with their home and protection needs from the comfort of their own home.

As a remote business, we’re able to support clients wherever they are, making the process simple, convenient and personal — without the need to travel to an office.

Whether you’re buying your first home, moving house, remortgaging, investing in property or simply thinking about protecting yourself and your loved ones, we’re here to help.

🏠 First-time buyers
🔄 Remortgages
🏡 Moving home
🏢 Buy-to-let
🛡️ Life and protection cover

📩 If you have a question or are thinking about your next move, please feel free to send us a message or email [email protected].

We’d love to hear from you! 💙

👉 Like and follow our page for helpful tips, advice and updates.

Your home may be repossessed if you do not keep up repayments on your mortgage. Protection products are subject to eligibility and underwriting. Terms and conditions apply.

Is your fixed rate up for renewal in 4 months or less?Your lender will usually write to you when you’re approaching the ...
17/07/2026

Is your fixed rate up for renewal in 4 months or less?

Your lender will usually write to you when you’re approaching the end of your deal – that’s your cue to get in touch with your broker, and that’s where we come in 👇

As your broker, we’ll review all of your options well in advance and get in touch at the right time to help you lock in a suitable rate.

📊 And it doesn’t stop there…
We’ll keep monitoring the market for you, so if better rates come along, we’ll let you know – saving you the time, stress, and constant checking.

💡 Less hassle. Smarter timing. Better outcomes.

If your deal is ending in the next 4 months, now’s the time to start the conversation.



Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

The mortgage market is vast and with over 200 lenders and providers alone, each with various products available, it can ...
15/07/2026

The mortgage market is vast and with over 200 lenders and providers alone, each with various products available, it can be a minefield trying to unpick it all and find a deal most suitable for your needs.

Mortgage advisers have gone through ample training and experience in order to best understand the products available and how they fit your needs.

If you’d like to speak to a qualified adviser today, get in touch today by calling 01799 520090 or email us at [email protected].

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

MPI Services (Saffron Walden) Ltd is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales no. 6139990. Registered Address: 32 The Grip, Linton, Cambridge, CB21 4NR

21/01/2026

So inflation moves up so will this lead to delayed base rate falls?

07/05/2025

You may now notice the change to our logo.

It has been on my mind for sometime that I will not be able to take my clients much further on their financial journey due to my age. MPI Services has now been running for 33 years and its now time for me to step away.

I have really enjoyed advising for many years and it is with great reluctance that I pass on that responsibility to someone else. I will, however, still be here albeit very much in the background for the next few months to ensure the transition is seamless and our mortgage business will continue hence the new logo.

All my clients have now been made aware of these changes and to all of them I thank you for your business over the years.

23/09/2024

The latest figures on consumer confidence fell, ending a steady string of increases. Figures for the budget deficit also overshot.

Economic data which had been coming in stronger than expected are now slowing and turning negative on some measures.

Nevertheless, I think the pessimism is overdone. Overall real incomes are growing, as the wage/price spiral operates in reverse, and workers benefit from cuts to National Insurance contributions.

Although the BoE left rates unchanged last week, the market expects hefty cuts to come. 2 and 5-year swap rates have tumbled as a result and mortgage rates are falling.

Growth forecasts for next year remain deeply depressed, at just 0.4%. I think the number will be higher dependent of the Budget outcome and market reaction.

04/09/2024

Tax Reform?

Labour’s Manifesto made no mention of pensions tax relief – and silence breeds speculation that Labour might be discussing this in the background with Treasury officials. This is perhaps not surprising bearing in mind the Chancellor’s announced £22 billion ‘black hole’ in the public finances, coupled with Labour’s commitment not to increase income tax, National Insurance or VAT. It would be surprising if Labour didn’t, at some point, consider pensions tax. The Manifesto did talk of addressing unfairness in the wider tax regime and some would argue that elements of the pensions tax system could be fairer. So this is something to watch for in future Budgets, the first of which is confirmed as 30 October.

As well as flat rate relief, considerations might include changes to tax treatment of death benefits, restrictions on tax free cash or a change or reintroduction of certain limits. As previous Chancellors have found, a move to flat rate relief would be hugely complex. This is particularly true for DB schemes, but it would be highly contentious to make the change just for members of DC schemes, which would exacerbate the existing private / public sector divide.

A flat rate above the current basic rate would benefit basic rate taxpayers. But it cuts the tax relief for higher and additional rate taxpayers and in addition could land them with a substantial tax bill on their employer pension contributions.

So the big question is whether Labour will have the appetite or indeed bandwidth to tackle this in its first year in power, or defer consideration until a later date?

Watch this space

Address

32 The Grip
Linton
CB214NR

Opening Hours

Tuesday 9:30am - 5pm
Wednesday 9:30am - 5pm
Thursday 9:30am - 5pm
Friday 9:30am - 5pm

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