23/10/2025
ā¦from the Diary of a Tax Advisorā¦
This is my grandmother. Sheās 84. ā¤ļø
Still sharp, still witty, and still reminding me that life should be lived āwell, but within age limits, before people think Iāve lost my marbles,ā as she says. š
As a devoted Christian, sheās always believed in doing things āproperlyā that ālook good in Godās eyesā: her way of teaching us that integrity means doing the right thing even when no oneās watching.
From around my age, she's been āpreparingā...
In Moldova, we donāt talk openly about death or Inheritance Tax.
Yet, her generation quietly mastered the art of planning, setting things aside, dropping subtle hints about who gets what, and making sure family traditions are honoured.
When I visited recently, it reminded me how uncomfortable these conversations once felt to me too.
Before moving to the UK, even mentioning Inheritance Tax felt like tempting fate.
But experience has taught me, these conversations arenāt about anticipating the end. Theyāre about protecting what truly matters, ensuring that wealth, values, and legacy we build over a lifetime are passed on with care to our loved ones not confusion or conflict.
Because Inheritance Tax planning isnāt just about numbers.
Itās an act of love. ā¤ļø
Reducing stress for your loved ones, preventing unnecessary costs, and giving them time to grieve and celebrate a life well lived.
Too young to plan? Take it from my grandmother: 45 wasnāt too early for her and sheās still going strong at 84.
God bless her with many more healthy, happy years. š
If youāre unsure where to begin, feel free to contact me to start the conversation. Because tax planning shouldnāt be a burden for you or those you will leave behind one day.