Ginkgo Financial

01/09/2026

If you’ve come back from holiday wondering whether you could just stay next time, you’re not alone – and after the summer we’ve had, who could blame you?

Daren’s new blog looks at what actually happens when a holiday idea turns into a tax calculation. Three numbers to run first, and one question most people haven’t asked themselves."

https://ginkgofinancial.com/move-abroad-to-save-tax-run-these-numbers-first

30/08/2026

Something a bit different from us today.

Our lovely friends at Blackheath Halls have graffiti workshops running in September, with sessions for kids aged 8 to 11, teens, and adults. They're led by professional graffiti artist Jesse Wilson from Paintbox Graffiti, and everyone taking part helps paint the set for the 20th anniversary production of Carmen.

A real chance to leave your mark on something the whole community will see.

You don't need any experience and they provide all the kit.

Have a look and book here: https://www.blackheathhalls.com/whats-on/

If you go along, do tag us. We'd love to see what you make.

30/08/2026

Back-to-school a key time of year for parents to do financial homework https://www.independent.co.uk/money/aviva-b3037899.html

Aviva looked at key events and milestones that can trigger people to take a fresh look at their finances.

28/08/2026

HMRC’s two-tier IHT plan risks unfairly penalising pensions https://ifamagazine.com/hmrcs-two-tier-iht-plan-risks-unfairly-penalising-pensions/

Rachel Vahey, head of public policy at AJ Bell, examines how the proposed inheritance tax treatment of unused pensions from April 2027 could create higher

26/08/2026

I retired at 52 after a ‘eureka moment’ – now I travel the world with £1.2m pension https://inews.co.uk/inews-lifestyle/money/pensions-and-retirement/retired-eureka-moment-travel-world-pension-4673248

Jon Ellis retired early alongside his wife and has since travelled around the world in business class

25/08/2026

Elaine's nomination for 'Local Treasure' is Iain our Postman:

"Iain always arrives at the office with a big smile and never fails to brighten up our day. Rain or shine, he greets us with the same cheerful hello and a friendly word - and somehow the post always seems to arrive with a bit of sunshine attached.

It's the small things that make a working day, and Iain's kindness and good humour are exactly that. He's become a familiar and much-loved part of our week here at Ginkgo.

Thank you, Iain - for the smiles, the friendly chats, and for reminding us that a little cheerfulness goes a long way. You're one in a million!"

24/08/2026

Women contributed £310 less to workplace pensions in 2025 as gender gap progress slows https://www.pensionsage.com/pa/Women-contributed-310-less-to-workplace-pensions-in-2025.php

The median female employee contributed £310 less to their workplace pension than the median male employee in 2025, according to analysis from Broadstone

22/08/2026

Five days, two teenagers, plenty of questions – some of them for us. Thank you Owen and Tristan for a brilliant week. This was Mind the Gap.

21/08/2026

Next up is Linda's 'Local Treasure'.

"I'm nominating Diggens & Martin on behalf of the whole team - because honestly, what would we do without them? Open before any of us have had our first coffee, always friendly, always there. Whether it's a chocolate hit, a fizzy drink fix, or that chicken biryani - you already know, they've got what just what you want."

They're just opposite our front door and we love them. Simple as that."

20/08/2026

The common pension assumption costing people at least £150,000 https://www.trustnet.com/news/13482099/the-common-pension-assumption-costing-people-at-least-150000

News archive including articles on Fund Managers, Fund Selection, Asset Allocation, Absolute Return, Offshore Investments, Tax Shelters, Insurance bonds. The common pension assumption costing people at least £150,000 | Trustnet