Novus Financial Solutions

Novus Financial Solutions At Novus Financial Solutions, we specialise in mortgage and protection advice, guiding you towards a secure financial future with confidence.

Our expert team is dedicated to providing personalised solutions tailored to your unique needs.

01/07/2026

🏡 There is still opportunity in property.

But the investors who tend to make better decisions are rarely the ones chasing headlines 📰

They are the ones asking the right questions first 👇

📈 Are you investing for capital growth or income?
🏢 Should the property sit in your personal name or through a limited company?
👨‍👩‍👧‍👦 How does the decision fit with your wider tax, inheritance and long term financial planning?

📍 Location matters too.

Infrastructure, employment demand and local rental markets can all play a role in whether an investment makes sense.

Property investment is not just about finding a property.

It is about building a strategy around your goals, your circumstances and the market you are buying into ✅

At Novus, we help clients think beyond the mortgage and understand the bigger picture before they move forward.

Your home may be repossessed if you do not keep up repayments on your mortgage.

24/06/2026

🏡 When people think about remortgaging, they often think it's all about securing a better interest rate.

But remortgaging can be used to support much more than that.

From funding home improvements to helping family members onto the property ladder, releasing equity can sometimes help you achieve important life goals and make the most of the value you've built in your home.

In this video, we explain why remortgaging isn't always just about your mortgage, it's about creating opportunities for the future.

Check out the video below 👇

👉 Speak to the Novus Financial Solutions team:
https://novusfinance.co.uk/contact-us/


18/06/2026

🏡 When it comes to mortgages, bigger isn't always better.

One of the most overlooked aspects of mortgage planning is leverage. The goal isn't simply to borrow as much as possible, it's about keeping your options open and maintaining flexibility for the future.

In this video, we explain why the way your finances are structured can have a big impact on the lenders available to you and how careful planning can help strengthen your application.

Good mortgage planning is about more than securing a mortgage today. It's about creating choices for tomorrow.

Check out the video below 👇

👉 Get in touch with the Novus team:
https://novusfinance.co.uk/contact-us/

16/06/2026

💷 Paid through bonuses, commission or shares?

When it comes to mortgages, not all lenders assess complex income in the same way. The right lender can make a significant difference to how much of your income is considered.

Check out the video below as we explain how different income types are treated and why lender choice matters.

Complex income doesn't have to mean a complicated mortgage application. It just requires the right approach.

👉 Get in touch with the Novus team:
https://novusfinance.co.uk/contact-us/

12/06/2026

Not all mortgage applications are straightforward.

If you are self-employed, a company director, or a contractor, lenders may assess your income in very different ways.

That means the lender you approach and the way your case is presented can have a huge impact.

One lender may say no. Another may understand the situation.

At Novus Financial Solutions, we look beyond the headline numbers and help present your income properly.

Because complex does not mean impossible.

www.novusfinance.co.uk

09/06/2026

Most people lose money when they remortgage.
Not because they chose the wrong rate.

Because they made one of these three mistakes:

❌ Waiting too late and ending up on their lender's follow on rate

❌ Only speaking to their existing bank and assuming they're getting the best option

❌ Choosing a mortgage based purely on today's headline rate without considering future plans

A remortgage isn't just about finding a new deal.

It's an opportunity to review your circumstances, your goals, and whether your mortgage is still working for you.

Whether you're planning home improvements, a move in the next few years, changes to your family circumstances, or simply want to avoid paying more than necessary, the right advice can make a significant difference.

At Novus Financial Solutions, we believe remortgaging should be a strategic review, not just a product switch.

🎥 Watch the video below to learn more.

07/04/2026

With so much global economic uncertainty at the moment, it is no surprise many people are feeling unsure about where mortgage rates may go next.

While headlines often focus on short term movements, the reality is that every lender assesses risk and pricing slightly differently. That means the best option for one borrower may not be the best option for another.

At NOVUS Financial Solutions, we look across the whole of market to find solutions that fit your circumstances and long term plans. Advice is never a box ticking exercise, it is about understanding your goals first.

If your mortgage deal is ending in the next 6 months, now is the time to start exploring your options.

Speak to the team today and plan ahead with confidence.

Ever heard of SVR and thought “that will not be me” 😅SVR stands for Standard Variable Rate. It is the lender’s default r...
17/03/2026

Ever heard of SVR and thought “that will not be me” 😅

SVR stands for Standard Variable Rate. It is the lender’s default rate and it can be a nasty surprise if your fixed deal ends and you do not move onto a new product.

Here is how people get caught out
✅ Fixed rate ends
✅ Life is busy
✅ You mean to sort it next week
✅ Suddenly you are on the lender’s SVR

What we recommend instead
📅 Start the review around 3 to 6 months before your deal ends
🔍 Check the market and lender options properly
🧭 Pick a mortgage that fits your plans, not just today’s payment

If you are not sure when your rate ends, we can help you figure it out.

👉 Start here: novusfinance.co.uk

Your home may be repossessed if you do not keep up repayments on your mortgage.

Getting ahead of your mortgage plans is one of the simplest ways to protect yourself from unnecessary stress and last-mi...
10/03/2026

Getting ahead of your mortgage plans is one of the simplest ways to protect yourself from unnecessary stress and last-minute surprises.

At NOVUS, we start working with clients months before their deal ends so we can track market movements, explore options, and take proactive steps to secure the right outcome.

It’s not about guessing where rates will go. It’s about minimising risk and keeping you in the strongest position possible.

If you want a smoother mortgage journey next year, now’s the time to start the conversation.

Follow our page for more tips and updates.

With the global uncertainty we are seeing at the moment, financial markets are reacting and that includes UK swap rates....
03/03/2026

With the global uncertainty we are seeing at the moment, financial markets are reacting and that includes UK swap rates.

Over the last few days, both 2 year and 5 year swap rates have moved higher. These are the wholesale rates lenders use when pricing fixed mortgages. When they rise, it can increase the cost for lenders to secure funding, which may influence fixed mortgage pricing.

Swap rates are not the rate you are offered, but they are a strong indicator of where mortgage pricing could head next.

What does this mean in practice?

If you are:
• Coming up to remortgage
• Thinking about securing a new fixed rate
• Purchasing a property in the next few months

Timing and strategy matter more than ever.

At Novus, we monitor market movements daily and speak directly with lenders and senior contacts to understand how changes may feed through to product pricing. Our role is to interpret what is happening and help you make a decision that supports your longer term plans, not just react to headlines.

Our intent is simple. To proactively guide our clients through market shifts and secure the most suitable outcome for their circumstances.

If you would like to review your position or sense check your options, now is a sensible time to have that conversation.

Message us directly or book a consultation to discuss your mortgage strategy.

Address

Senator House, 85 Queen Victoria Street
London
EC4V4AB

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 6pm

Telephone

+442039621668

Website

Alerts

Be the first to know and let us send you an email when Novus Financial Solutions posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Novus Financial Solutions:

Shortcuts

Share

Category