24/08/2026
Ray Dalio warns of the growing debt risk of the world's largest economies. He recommends that investors reduce their exposure to bonds and hold 10-15% of their portfolio in gold.
Gold is not a liability of any government or any particular currency. That is why it can serve as a diversification and stabilizing element in a portfolio.
💡 What can an ordinary investor take away from this?
There is no need to copy Ray Dalio's portfolio. His message is more of a reminder that relying on only one asset class may not be ideal.
It may make sense for a client to create their own long-term reserve in gold - regularly and gradually, according to their capabilities and investment horizon.
Because diversification is not about guessing what will happen tomorrow.
It is about being prepared for multiple scenarios. 🟡
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