Oak Circle Accounting Limited

27/05/2026

Number 6 of 10:

Tax ring-fenced - a separate pot for PAYE and VAT, untouched until it's due.

Boring. Effective. Non-negotiable.

22/05/2026

Your accountant shows you revenue, and maybe gross or net profit. Do they show you your fully loaded cost per funeral?
The Cost Per Funeral Calculator works it out from one quarter of data.
It shows margin by service type and how the mix is shifting over time.

Get the free Cost Per Funeral Calculator A free Excel tool built for independent funeral directors. Your privacy matters Your data will not be shared with t ...

19/05/2026

Year-end is a post-mortem, not management.

If the first time you see the real numbers is when the accounts arrive months later - that's not oversight, it's a gap in intel.

You don't need more detail, you need earlier intel.

14/05/2026

Number 4 of 10: Gross margin by service type.

Not the blended average, but the margin per category. Which one is carrying the others?

Most firms don't know. The ones that do make better pricing decisions.

09/05/2026

Most funeral directors can quote their average funeral price but almost none can tell you what it actually costs to conduct one - the fully loaded price, not just the direct costs.

Those aren't the same number; and the gap between them is where margin disappears.