Amber River C&M

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Amber River C&M For all your Financial & Mortgage needs

Amber River C&M
(Formerly Campbell & McConnachie Ltd and Julia Williams Financial Planning Ltd) Chartered Financial Planners & Mortgage Advisers based in Moray, Scotland

🎉 Two grand prize draws – your chance to win! 🎉You could win some fantastic prizes while helping us raise vital funds fo...
16/10/2026

🎉 Two grand prize draws – your chance to win! 🎉

You could win some fantastic prizes while helping us raise vital funds for Friends of "The Oaks" - Elgin

We have two exciting prize draws running right now, with some brilliant prizes up for grabs!

🙏 A huge thank you to our generous sponsors and everyone who has bought tickets so far. Your support means so much!

🎟️ Draw 1: The main raffle – £1 per ticket

Some of our fantastic prizes include:

🥃 A bottle of Benromach wh**ky from Gordon & MacPhail
⚖️ Will writing worth £250 + VAT from James & George Collie LLP
🌿 A voucher from Twisted Thistle, Fochabers
🛍️ A £50 voucher from MY Lossiemouth
🎁 Prizes from TheHarbour Lights, The Pier, Lossiemouth and many more!

🌸 Draw 2: The exclusive skincare hamper – £5 per ticket

🧡 Treat yourself to a gorgeous hamper of premium natural skincare from our lovely friends at . A fabulous prize for any skincare lover!

🎟️ How to enter

📍 In person: Pop into the office and buy your tickets directly from reception.

💻 Online: Donate via our JustGiving campaign here: 👉 https://www.justgiving.com/campaign/amberrivercm-friendsoftheoaks-2026

Please make sure you state which prize draw you'd like to enter when donating!

📅 Save the date – 29 October! 🥳

The live draw takes place on 29 October. Join us to find out who the lucky winners are!

🧡 Every ticket helps us raise funds for , so why not have a go? You could win a fantastic prize while supporting a great cause!

A massive thank you to all our wonderful sponsors and supporters. We couldn't do it without you! 🙌

Please like, share and spread the word! ❤️


Amber River Lossiemouth Business Association

Early retirement, or semi-retirement is something we often help our clients with.Is it an option for you? Call 01343 814...
14/10/2026

Early retirement, or semi-retirement is something we often help our clients with.
Is it an option for you? Call 01343 814000 to make an appointment with an adviser in an office near you.

🧡 You can help others like you make their best financial decisions👍According to a report by The Lang Cat, personal recom...
09/10/2026

🧡 You can help others like you make their best financial decisions

👍According to a report by The Lang Cat, personal recommendation is one of the biggest factors in choosing a financial adviser.

🙂 If you're a client, would you recommend our services?
We'd appreciate it if you would!

🙂 Share any of our posts or tag if someone is looking for advice.

🙌 Leave a review;
On Facebook
https://www.facebook.com/amberrivercm/reviews
Under 'Do you recommend Amber River C&M, click Yes, then add your comment.

On Google
https://g.page/r/CVvzlvjNAphpEB0/review

🙏Thanks for your support!

🍂 The answer will be as unique as you are.At Amber River C&M, we know that everyone is different, so we take time to lis...
08/10/2026

🍂 The answer will be as unique as you are.

At Amber River C&M, we know that everyone is different, so we take time to listen and understand first, and then use our experience and knowledge to help you develop an appropriate investment portfolio for your circumstances.

🍂 Whatever stage in life you're at, our experts can help you plan for a life well-lived, whatever that means to you.

Email [email protected] or call 01343 81400 for a no-obligation appointment with one of our friendly advisers.

🏠 Want to buy your first-home but don’t think you can afford the full price?The Scottish Government's Low-cost Initiativ...
07/10/2026

🏠 Want to buy your first-home but don’t think you can afford the full price?
The Scottish Government's Low-cost Initiative for First Time Buyers (LIFT) could help.

📈 These shared equity schemes have helped thousands people to buy their first home. Get up to 40% funding towards the cost of a property.

👍 We can help you with your application and find you a great deal on a mortgage.

📞 For more information and to see if you might qualify for this scheme, email [email protected] or give us a call on 01343 814000 / 01464 820206 / 01738 440690.

Find out more about the scheme at the LIFT website - https://linkhousing.org.uk/lift/

🚴‍♀️ David's back in the saddle!Our Managing Director, David McConachie, joined over 100 riders from across the investme...
02/10/2026

🚴‍♀️ David's back in the saddle!

Our Managing Director, David McConachie, joined over 100 riders from across the investment industry in a challenging 320km cycle from Vienna to Budapest for the TAM Asset Management Charity Bike Ride 2026.

💉 The event raised an incredible £177,000 for Action Medical Research, helping support vital research into the health of babies and children.

🚴‍♀️ Congratulations to David and everyone who supported this epic adventure!

Amber River

🌻 Check your pension to help your retirement bloomThink of your pension like a garden. The more care and attention you g...
01/10/2026

🌻 Check your pension to help your retirement bloom

Think of your pension like a garden.
The more care and attention you give it, the more it can grow.

🌷October is pension awareness month.
Here are three simple steps to nurture your retirement:

1. Check your pension pot
- Log in now to see what's in your pot

2. Find your missing pots you might have from old jobs
- Use the government's pension tracing service - https://www.gov.uk/find-pension-contact-details

3. See how it can grow and how much you'll need for your future
- Talk to one of our independent financial planners

Call
📞 Lossiemouth 01343 814000
📞 Insch 01464 820206
📞 Perth 01738 440690
Or email [email protected] and we'll get back to you.

Amber River

🍹 This Saturday! You could win some of these amazing prizes at our TripleL Tropic fundraising skincare party at The Rock...
29/09/2026

🍹 This Saturday! You could win some of these amazing prizes at our TripleL Tropic fundraising skincare party at The Rocker in Lossie!

📅Saturday 3rd October
🕐 from 1- 3 pm
📍The Rocker in Lossiemouth (Rock House Hotel, Clifton Rd)

We're thrilled with the response to the raffle; below are just some of the prizes.

Huge thank you to all the businesses listed below, for supporting our chosen charity, -
⭐ Vapourising Spray from - CoastalFlooring
⭐ 2 x Meal for 2 Vouchers – Pino Pizza
⭐ £50 Voucher – MY Lossiemouth
⭐ Sunday Lunch for 2 from 1629/Salt Cellar
⭐ £10 Voucher for Mieles
⭐ £20 Voucher from MacRaj
⭐ Coffee & Cake for 2 - Harbour Lights
⭐ 2 x £10 Vouchers - The Pier
⭐ Cashmere Scarf - Johnstons of Elgin
⭐ Luxury Scarf, Gloves and Socks
⭐ Bayliss & Harding Gift Sets

⭐ PLUS!!
Our TripleL Tropic Skincare hosts have generously donated a luxury hamper of products worth an amazing £150! This will be in its own dedicated prize draw, so don't miss out!

🎟️ Raffle tickets will be available on the day.
If you can't make it, you can also buy raffle tickets in advance, pop in to our Lossiemouth office any time before 5pm Friday.

🍂We're delighted that our chosen charity, Friends of the Oaks Elgin, will also be joining us, selling Christmas cards. Please come along and learn more about their work.

🌴 Tropic Skincare is a multi-award-winning UK beauty brand offering 100% naturally derived, vegan, and cruelty-free skincare, body care, and makeup.

Looking forward to a great turnout to help raise funds for this vital service.

See you at The Rocker, 1pm, Saturday!

🔎Last week, members of the team took part in the latest Big River Watch, monitoring the health of our local rivers.Twice...
29/09/2026

🔎Last week, members of the team took part in the latest Big River Watch, monitoring the health of our local rivers.

Twice a year, the Rivers Trust invite people to take part in a citizen science survey to help build an important picture of river health across the UK.

📲 It was simple to do - just log on to the Big River Watch app and follow the prompts to input the condition of the local river, the wildlife and any signs of pollution.

The app and survey are open year-round, so you can keep recording useful information about your local river at any time.

🧡 Amber River and The Rivers Trust 🩵

🍂 Amber River is a community of like-minded, values-driven people with a passion for financial planning. Our values motivate and inspire us to ‘give back’ to the places in which we live and work.

The Amber River Foundation and The Rivers Trust have embarked on a shared value partnership centred on a deep sense of connection to place, building a more resilient future for communities and their rivers across the UK.

“We’ve partnered with The Rivers Trust because we share a purpose that’s rooted in enriching and protecting life. By joining forces and connecting with each other and our local environment, we can help our communities and the natural world thrive not only today, but for generations to come.”

Stephanie Barkway, Amber River Marketing Manager

To find out more about the work of The Rivers Trust, go to https://theriverstrust.org/

Amber River

👏 A great result for Team Amber River C&M!✅ 10K? Done.🏃‍➡️ Training? Nailed it.🥇 Personal bests? Every single one! 🏃‍♀️🏃...
28/09/2026

👏 A great result for Team Amber River C&M!

✅ 10K? Done.
🏃‍➡️ Training? Nailed it.
🥇 Personal bests? Every single one! 🏃‍♀️🏃‍♂️

🎉Huge congratulations to our team of runners, who put in the miles, stuck with the training and absolutely smashed it at yesterday's Baxter's River Ness 10k Corporate Challenge.

🏆 The team raised £1355 for Friends of "The Oaks" - Elgin bringing our total to date to £4730 total (including £500 matched funding).

🍂 If you'd like to support our fundraising drive, it's not too late - go to https://www.justgiving.com/campaign/amberrivercm-friendsoftheoaks-2026

Amber River
Loch Ness Marathon

Address

Harbour House, 1, Shore Street
Lossiemouth
IV316PD

Opening Hours

Monday 9am - 12:30pm
1:30pm - 5pm
Tuesday 9am - 12:30pm
1:30pm - 5pm
Wednesday 9am - 12:30pm
1:30pm - 5pm
Thursday 9am - 12:30pm
1:30pm - 5pm
Friday 9am - 12:30pm
1:30pm - 4pm

Telephone

+441343814000

Website

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