Chesterton House Financial Planning

07/10/2026

🗨️I have now been with you for 25 years, ish, and each advisor has consistently delivered good service and sound advice - Ian

Book a free call with one of our qualified Financial Planners: www.chestertonhouse.co.uk/book-a-meeting

05/10/2026

A business sale isn't really a single event. It's the outcome of years of decisions, many made without a sale in mind at all.

Wait too long to plan, and those decisions get made by default. Start early, and you make them by design instead.

Early planning isn't about predicting when you'll sell or for how much. It's about understanding how proceeds might be taxed, how a sale fits with your pensions and other assets, and what you actually want life to look like once it's done.

You don't need a buyer or a valuation to start that conversation. You just need to start it.

Thinking of selling one day, even a distant one? Read more: https://chestertonhouse.co.uk/thinking-of-selling-your-business-why-its-never-too-early-to-speak-with-a-financial-planner/

Get started with a free initial call with one of our qualified Financial Planners: www.chestertonhouse.co.uk/book-a-meeting

Image by Picas Joe.

02/10/2026

Financial security removes a lot of background noise: the worry about the mortgage, about retiring comfortably, about a bad month or year. But research consistently shows that once that noise is gone, more money adds surprisingly little to how satisfied people feel with life.

A great retirement plan accounts for more than finances.

What actually makes a life feel great once the financial groundwork is in place?

This is the question we look at before we do anything else. Then we build your Financial Plan around what's truly important to you.

Read our blog: 'Why a great life is about much more than financial security': https://chestertonhouse.co.uk/why-a-great-life-is-about-much-more-than-financial-security/

Or if you're ready to create a Plan for living a great life, book your free initial phone call with one of our qualified Financial Planners here: www.chestertonhouse.co.uk/book-a-meeting

Image by Dominik Hofbauer.

29/09/2026

Nearly a third of young investors think they'd get their money back if AI investing advice went wrong. They wouldn't.

New FCA research shows 56% of 18 to 40 year olds now trust AI tools with their investing questions, ahead of TV, the press, and social media influencers. But trust has moved faster than understanding. There's no Financial Services Compensation Scheme or Ombudsman cover for a general-purpose chatbot's advice.

For families passing on wealth, this is important to be aware of. A well-structured plan can still come undone if the next generation is making decisions on a false sense of protection.

Read our blog here: https://chestertonhouse.co.uk/the-safety-net-your-children-think-they-have-and-dont/

We can help facilitate conversations with your loved ones to make sure everyone is prepared and ready to receive your wealth as you intend.

Book a free initial call with one of our qualified Financial Planners here: www.chestertonhouse.co.uk/book-a-meeting

Image by Darlene Alderson.

FCA research reveals gaps in how young investors trust AI, and what that means for family wealth planning.

26/09/2026

It may seem a bit early to be thinking about Christmas, but for Revive Healthy Living Centre it's already high on the agenda. Revive applied for a grant from the Chesterton House Foundation to support their Secret Santa appeal, and we were delighted to award them £1,000 towards it.

Secret Santa provides gifts, coats, footwear, sensory toys, and educational materials to children and young people referred by teachers, health professionals, and social care.

Revive has received referrals for over 700 children so far this year, all of them in need. Some are bereaved, some are young carers, but all are worthy recipients, and demand keeps growing as the cost of living crisis puts more pressure on local families across Chaddesden, Oakwood, Spondon, and Derby.

One young boy once asked for football boots, hoping to join a team. He got his boots, and he did join a team, going on to play regularly in the years that followed. It's a small example of what Secret Santa does for the children Revive supports.

Find out more about their work: https://revivehealthylivingcentre.co.uk/

To read more about the Chesterton House Foundation visit: https://chestertonhouse.co.uk/blog/?ct=54

23/09/2026

Inheritance tax planning works best when there's time on your side.

The rules around gifting and reliefs have shifted recently, including changes to Business Relief that came into effect this April. And from April 2027, unused pension funds will be brought into estate calculations for inheritance tax for the first time, a significant change for anyone who's used their pension as part of a wider estate plan.

None of this calls for a rushed reaction. But it's worth making sure your plan still reflects the current picture, especially with more changes on the way.

A conversation now, while there's no pressure and no deadline looming, tends to lead to better decisions than one made in a rush.

If it's been a while since you looked at this, book a free call with one of our planners: www.chestertonhouse.co.uk/book-a-meeting

20/09/2026

The more complex life gets, the more a good plan matters.

Multiple income sources, property, family circumstances that shift over time, decisions that affect more than just you. Complexity doesn't have to mean stress.

A good plan doesn't remove complexity. It brings order to it, so you can make decisions calmly instead of reactively.

If your finances feel more complicated than they used to, that's exactly when a plan earns its keep.

Book a free call with one of our planners: www.chestertonhouse.co.uk/book-a-meeting

19/09/2026

Nearly all of us know someone who has been touched by cancer. For many people facing a cancer diagnosis, learning to live with it can be a daunting prospect.

Cancer Active Recovery Support (C.A.R.S.) exists to support people through that diagnosis, guiding them through recovery and beyond as they rebuild both physically and mentally.

C.A.R.S. runs support hubs and wellbeing sessions across Leicestershire, offering movement sessions, hand massage, social opportunities and learning sessions.

The Chesterton House Foundation recently awarded C.A.R.S. a £1,000 grant to fund 10 Tropic wellbeing sessions across their hub locations, giving attendees relaxing, confidence boosting experiences that support both their physical and emotional wellbeing.

Find out more about their work: https://www.recoverysupport.org.uk/

To read about the Chesterton House Foundation, visit our blog: https://chestertonhouse.co.uk/blog/?ct=54

17/09/2026

Good financial planning isn't just about the numbers. It's about what those numbers are for.

We help clients make decisions that reflect what actually matters to them, whether that's supporting family, giving back to causes they care about, or simply living in a way that feels true to who they are.

Numbers without values are just arithmetic. The plan only means something once it's built around what you actually want your life to look like.

Want to build a plan around what matters to you? Book a free call with one of our planners.

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15/09/2026

We've just published our first episode in our Family Wealth Podcast series. In it, Sam and Jenny discuss the upcoming changes to pensions and inheritance tax, and we share an inspiring conversation Andy and Jenny had with the team at Equality Action who recently received a grant from the Chesterton House Foundation. They spoke passionately about the work they do in communities in Loughborough and Leicester; we hope you enjoy hearing about it.

You can listen through most podcast apps, including Spotify, Apple, Amazon Music and Deezer, or you can watch the video on our YouTube channel: https://www.youtube.com/ or on our blog: www.chestertonhouse.co.uk/blog.

https://chestertonhouse.libsyn.com/01-the-start-pension-and-iht-changes-and-a-visit-to-equality-action