05/10/2020
šI offer no obligation Investment Advice.
Itās easy to fall into the trap of leaving money sat in your bank account or savings account earning little to no interest.
For some things, like an emergency fund or money you need for an upcoming project, this would be the right thing to do.
But for medium to long term savings, it is the thing which is really going to hinder your opportunities in the future.
Especially things like saving for a house, as the deposit money you have now wont be growing at the rate the housing market is meaning your options will be limited to lower value houses down the line.
A good financial adviser should be able to guide you down a path of doing the right thing for your objectives and put it in a place that can receive potentially the best returns for the level of risk youāre comfortable taking.
The value of an investment with St. Jamesās Place will be directly linked to the performance of the funds you select, and the value can therefore go down as well as up. You may get back less than you invested.