Kays Accountants

Kays Accountants Established for over twenty years, Kays Accountants provide personalised and friendly accounting ser

Family firm of accountants based in Whitefield, Greater Manchester

Real Time Information (RTI) payroll: what it is, why it matters, and who needs to get it right.RTI means HMRC finds out ...
01/09/2026

Real Time Information (RTI) payroll: what it is, why it matters, and who needs to get it right.

RTI means HMRC finds out about payroll problems the same day they happen, not months later.

Real Time Information requires payroll data to be submitted on or before each payday, covering pay, deductions, and tax and National Insurance for every employee. That immediacy is exactly why errors get flagged fast, there’s no lag between a mistake and HMRC noticing it.

For any employer running payroll, “we’ll fix it next month” isn’t really an option any more. Corrections need to happen quickly, ideally before the next submission is due.

If your payroll process still treats corrections as something to batch up later, that’s worth revisiting.

What is VAT cash accounting, and could it improve your business cash flow?Standard VAT accounting can mean paying VAT on...
28/08/2026

What is VAT cash accounting, and could it improve your business cash flow?

Standard VAT accounting can mean paying VAT on invoices you haven’t been paid for yet.

Cash accounting flips that, you only account for VAT once money’s actually changed hands. For businesses with slower-paying customers, that difference alone can ease a lot of pressure.

Worth checking if you’re eligible for the scheme.

Industry watch: how payments on account is affecting North West SMEs right now.Payments on account catch out more growin...
27/08/2026

Industry watch: how payments on account is affecting North West SMEs right now.

Payments on account catch out more growing businesses than any other part of the self-assessment system.

As profits rise, HMRC expects advance payments toward next year’s tax bill, on top of what’s owed for the year just gone. For a business used to paying tax once, the first payment-on-account year can feel like being billed twice. It isn’t, it’s timing, but that timing needs planning for.

We’re seeing more North West businesses caught out by this exact pattern as growth continues to show up in their numbers.

If your profits have grown recently, it’s worth checking what that means for your payments on account.

How Kays helps with registering with HMRC and Companies House - here’s what that looks like.Registering a new business i...
26/08/2026

How Kays helps with registering with HMRC and Companies House - here’s what that looks like.

Registering a new business involves more admin than most people expect.

We handle the HMRC and Companies House registration process end to end, so nothing’s missed and nothing’s left waiting on you to chase.

Starting a business? Let’s get the paperwork sorted properly.

Getting payroll wrong isn’t just embarrassing, it can land you with HMRC penalties.Payroll mistakes rarely stay private ...
25/08/2026

Getting payroll wrong isn’t just embarrassing, it can land you with HMRC penalties.

Payroll mistakes rarely stay private for long.

Staff notice underpayments and errors fast, and HMRC notices late or incorrect submissions faster. Both come with a cost, one to trust, one to your compliance record.

How confident are you in your current payroll process? Let us know.

Let us take reading your financial statements off your plate.Not everyone wants to become fluent in reading a balance sh...
24/08/2026

Let us take reading your financial statements off your plate.

Not everyone wants to become fluent in reading a balance sheet, and that’s fine.

We translate what your financial statements actually mean for your business, in plain terms, so you can make decisions without needing an accounting degree first.

Ask us to walk you through your latest set of accounts.

What’s the difference between tax avoidance and tax planning? (One is very much legal.)Tax avoidance and tax planning ge...
21/08/2026

What’s the difference between tax avoidance and tax planning? (One is very much legal.)

Tax avoidance and tax planning get lumped together constantly, and they’re not the same thing at all.

Tax planning means using reliefs, allowances, and structures exactly as intended by the rules, to legitimately reduce what you owe. Tax avoidance, in the sense HMRC uses it, means using arrangements that technically follow the letter of the law but clearly aren’t what it was designed for, and HMRC actively challenges these.

The confusion causes real harm: business owners sometimes avoid perfectly legitimate planning because it sounds too close to the aggressive schemes they’ve read about in the news.

Worth remembering next time someone calls tax planning “dodgy.”

How we help North West businesses turn financial potential into actual growth.Plenty of businesses have the potential to...
20/08/2026

How we help North West businesses turn financial potential into actual growth.

Plenty of businesses have the potential to grow. Fewer have the financial groundwork to actually do it.

Potential without the right foundations, cash flow visibility, tax efficiency, accurate management information, tends to stay potential. We work with clients to put that groundwork in place first, so growth decisions are made on solid information rather than a hunch.

It’s less exciting than a big growth plan on its own, but it’s usually the difference between growth that sticks and growth that causes a cash crisis six months later.

Speak to us about what’s actually holding your growth back.

The financial foundations every new business needs before they start taking on clients.There are a handful of things wor...
19/08/2026

The financial foundations every new business needs before they start taking on clients.

There are a handful of things worth sorting before your first client, not after.

A business bank account, a simple way to track income and expenses, and clarity on what you need to put aside for tax. None of it is complicated, but doing it before you’re busy is far easier than retrofitting it once you are.

Bookmark this if you’re just getting started.

𝗛𝗼𝘄 𝗯𝘂𝗱𝗴𝗲𝘁𝗶𝗻𝗴 𝗮𝗻𝗱 𝗳𝗼𝗿𝗲𝗰𝗮𝘀𝘁𝗶𝗻𝗴 𝗶𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗡𝗼𝗿𝘁𝗵 𝗪𝗲𝘀𝘁 𝗦𝗠𝗘𝘀 𝗿𝗶𝗴𝗵𝘁 𝗻𝗼𝘄More North West SMEs are budgeting properly this yea...
18/08/2026

𝗛𝗼𝘄 𝗯𝘂𝗱𝗴𝗲𝘁𝗶𝗻𝗴 𝗮𝗻𝗱 𝗳𝗼𝗿𝗲𝗰𝗮𝘀𝘁𝗶𝗻𝗴 𝗶𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗡𝗼𝗿𝘁𝗵 𝗪𝗲𝘀𝘁 𝗦𝗠𝗘𝘀 𝗿𝗶𝗴𝗵𝘁 𝗻𝗼𝘄

More North West SMEs are budgeting properly this year than we’ve seen in a while, and it shows.

The businesses coming through uncertainty in better shape share one habit: a working budget checked against actuals monthly, not written once in January and filed away. It’s a small shift, but it changes decisions in real time, whether that’s hiring, pricing, or holding back on a big purchase.

If your budget hasn’t been looked at since it was written, it’s probably not doing its job any more.

If this kind of update is useful, stick around for more.

Address

New Maxdov House, 130 Bury New Road, Prestwich
Manchester
M250AA

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 8pm
Friday 8am - 8pm

Telephone

+447799481396

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