Sovereign Wealth, Midlands

09/01/2025

Job Opportunity 🚨

Role: Practice Manager – Financial Services

📍 Location: Market Harborough – in office

✨ What You’ll Do:

- Manage operations for a growing financial practice

- Lead and inspire a talented team of 5

- Shape strategies for long-term success

💼 Experience You’ll Need:

- Management or leadership of a small team

- A previous role in financial services

- Detail-oriented and organised

💰 What’s in it for You:

- Competitive salary 💵

- Great benefits & perks 🎉

- A chance to grow with a top-tier team 🚀

👉 Ready to join us or know someone that might fit?

Apply Here: https://uk.indeed.com/job/practice-manager-financial-services-f17bb4b6416ff98d

*£200 for anybody who refers the successful candidate*

Sovereign Wealth

07/02/2024

An inheritance can be life-changing for those you leave money to. Starting the conversation now means you can feel part of your family’s future, even when you’re gone.

You can reduce the amount of Inheritance Tax (IHT) payable with careful estate planning and tax-efficient gifting.

We can help explain the complex rules around IHT to you and your family, so you can leave more of your wealth to those you love.

Leaving a good inheritance can be life-changing for those you love. Discover how to leave more of your money to your family.

22/01/2024

While interest rates remain high, and tax allowances remain static, should you opt for a savings account or open a Cash ISA?

Here’s what you need to know, to get your savings working harder.

While interest rates remain high, and tax allowances remain static, should you opt for a savings account or open a Cash ISA? Here’s what you need to know, to get your savings working harder.

19/01/2024

In these tough economic conditions, small businesses need robust, dynamic long-term plans to help them survive and thrive. To get 2024 off to a strong start, this could be the right time to revise your three-year plan.

12/01/2024

There are significant changes to tax allowances ahead, affecting Capital Gains Tax and Dividend Tax.

It’s even more important to make the most of your pensions and ISAs,, as well as gifting allowances ahead of tax year-end.

Speak to us and we can help your money to work as tax-efficiently as possible, so you pay the least amount of tax.

The amount of money you can claim tax relief on is dropping again in 2024/25. Time for a heads-up with your financial adviser, before tax year-end, to make sure you’re making the most of your allowances.

05/01/2024

Getting into good money habits gives you greater confidence, control and financial wellbeing.

Start by making sure you’re not missing out on important tax breaks – before tax year-end.

Get 2024 off to a tax-smart start: organise your paperwork, download the HMRC app and make an appointment with an adviser.

Getting into smart money habits means you’ll have more confidence and control managing your personal finances.

03/01/2024

From redundancy to unexpected tax bills, a sudden change in your financial situation can cause stress and sleepless nights.

If things take a turn for the worse, you may be tempted to take drastic action such as raiding your pension pot or pausing savings contributions.

Regular financial advice can help you make practical decisions as a family.

A sudden unexpected bill can pull the rug out from under your feet – just when you thought you had your budgets balanced. But if you keep planning ahead and take regular financial advice, you can keep your family finances on track.

04/12/2023

Your inheritance can be life-changing for those you leave money to. Starting the conversation now means you can feel part of your family’s future, even when you’re gone.

We can help explain the complex rules around IHT to you and your family, so you can leave more of your wealth to those you love.

Leaving a good inheritance can be life-changing for those you love. Discover how to leave more of your money to your family.

30/11/2023

They say you can’t put a price on family, but just how much does it cost to raise a child? Raising a child from birth to 18 in 2022, including household and childcare costs, stood at £157,562 for a couple and £208,735 for a lone parent. Children are expensive, but seeing them grow and achieve their ambitions is often our greatest pleasure.

With the general costs a child brings, as well as the increased cost of living, many parents feel squeezed to make ends meet, let alone think about funding future costs like a car, university, or a deposit for a house. But building a nest egg for your kids doesn’t need to break the bank and could make a huge difference to their future, and their financial wellbeing.

The secret of successful saving for your children is to start early.

28/11/2023

The ONS reports that over 22 million of us do not expect to save anything this year. And the cost of living crisis can deal families a double blow. Money that they would have put away for their pension, or for their children’s education, is now diverted into day-to-day living expenses.

Feeling that we can’t run our own finances properly can cause feelings of shame, or embarrassment. Small wonder why we want to bury our heads in the sand sometimes. In their 2023 survey, the mental health charity, MIND, reported that 20 million adults never talk about their mental health, and warned that worrying about money and the cost-of-living crisis could make this situation even more acute

The cost-of-living crisis continues – and it’s not just your finances that can suffer. For Talk Money Week, find out how financial advice can help your mental health and keep your day-to-day family finances on track.

The cost-of-living crisis continues – and it’s not just your finances that can suffer. For Talk Money Week, find out how financial advice can help your mental health and keep your day-to-day family finances on track.

02/11/2023

When you’re considering your future and what to do with your money, it’s important to make sure you will have enough funds to cover your expenses and maintain a comfortable lifestyle after you stop working.

But is it ever too late to start saving? The answer is no. It is of course best to start saving into a pension as early as you can, to maximise your retirement fund. But it’s never too late to start planning your retirement, whatever age you are.

Life expectancy has significantly increased over the years. So, it’s important to put a savings plan in place for your future – no matter what age you are.

30/10/2023

You may think that financial advice is only useful when you receive an inheritance, a windfall or have a lot of extra money – that’s not the case.

A financial adviser can also help you define your goals and maintain control of your money during the hard times.

Staying on track with your financial goals is more difficult with the high cost of living, but there are strategies to help.

Financial pressures look set to continue. Smart planning can help you retain control.