Celtic Financial Planning Ltd

02/09/2026

It's a question we hear often. And the answer isn't simply about how much is in your pension.

It depends on your lifestyle, spending, savings, investments, tax position and how long your money may need to last.

In our latest blog, we explore what early retirement really takes, from understanding the income gap before your State Pension to making sure your money lasts 30 or 40 years.

You might be closer than you think. Or there may be a few adjustments that could make all the difference.

Read the full article here: https://www.celticfp.co.uk/can-i-retire-early/

28/08/2026

We're so proud of our team member Sam, who recently visited Share Chester - ShareShop (SHARE Homeless Action Centre) to see first-hand the incredible work they do.

Through Sam's Celtic Financial Planning Fantasy Premier League competition, he's raised over £2,000 for SHARE so far, and it was wonderful for him to see exactly where that support goes.

SHARE provides a genuine home-from-home for people who need it most, with facilities including a living area, games room, medical room and counselling room. The team there are doing incredible work.

It's not too late to get involved! You can still join Sam's fantasy football mini league or make a donation through his JustGiving page:

https://www.justgiving.com/page/samuel-arshad-roberts-4

A huge thank you to Lauren, Lyndsey and everyone at SHARE for the brilliant work you do. ❤️

26/08/2026

Technology has its place. But it's not in our client relationships.

We've embraced technology where it makes sense. AI helps us work smarter behind the scenes, giving us more time to focus on what really matters.

But your financial future isn't something we'd ever hand over to a machine. You deserve real conversations with real people who understand your life and your goals.

That's the Celtic Financial Planning way. And if that sounds like the kind of service you're looking for, we'd love to hear from you.

24/08/2026

This is what exceptional service looks like. ⭐

From the very first call with Genette to a tailored consultation with Chris, we deliver a seamless experience that puts our clients first - every single time.

Our clients trust us because we take the time to understand their unique situation and provide advice that's genuinely right for them. No pressure, no jargon - just expert guidance you can count on.

Thank you for this fantastic review 💙

21/08/2026

Congratulations to Ella for passing the CII Individual Savings Account Administration (FA5) exam! 🎉

Why does this matter to you?

Because when our team grows their knowledge, you get better service. Ella's expertise means she can support our clients even more effectively when it comes to their ISAs and savings.

We're big believers in professional development here at Celtic Financial Planning. It's one of the ways we make sure you're always in safe hands.

Well done Ella, we're proud of you!

19/08/2026

Two very special rugby balls have found a new home! 🏉

Last week we handed over balls signed by Shane Williams and Nigel Owens to Mold RFC U16s. They'll be using them to help raise funds for their upcoming tour.

The balls came from our charity ball earlier this year, and we're really pleased they're going to such a great cause.

Best of luck with the fundraising and the tour, team!

17/08/2026

Do you know what your pension will actually give you in retirement? 🤔

Most people have been paying in for years but have never really checked whether it's enough.

Our latest blog explains why knowing your number matters and how to find out where you stand in just a few minutes.

Plus you can try our free Retirement Readiness Checker and get your personal score out of 100.

👉 https://www.celticfp.co.uk/ready-for-retirement/

If someone asked you right now whether you’re on track for the retirement you want, what would you say? For most people, the honest answer is “I’m not really sure.” And that’s completely normal. You’re not alone, and there’s no judgement here. Retirement planning can feel like one of t...

14/08/2026

We are delighted that our very own Robert Lewis has been nominated for the Positive Change Award at , alongside an incredible group of nominees ⭐

Here's what he had to say:

"🙏 I'm really passionate about positive change in financial planning. I think we all have a responsibility to keep raising the bar, speaking up and sharing best practice to make our profession the best it can be. 👏"

At Celtic, we're committed to doing things differently and making a positive impact — it's at the heart of everything we do.

Best of luck to all the nominees! 💙 See you all in September at The Monastery in Manchester.

12/08/2026

Following on from last week - here's another project our carbon credits help support.

This one's a wind farm in Madhya Pradesh, India. 25 turbines generating 50 MW of clean energy since 2017.

But it's not just about the power. The project has created permanent jobs locally, donated equipment to schools, run health camps for families, and planted trees in the surrounding area.

We wanted our offsetting to actually mean something. Projects like this are why we chose the Gold Standard.