Daniel Hughes - Financial Planner

20/05/2026

Do you really get £1 million inheritance tax-free? It’s a figure many people rely on but it doesn’t apply to everyone. Strict rules mean some couples could get far less than they expect. For more information, read this article from MoneyWeek.

Quilter is not responsible for the accuracy of this article's information.

The maximum amount a couple can pass on free of inheritance tax is £1 million in assets – but the reality is often very different. We look at why the £1 million inheritance tax-free allowance might be less than you think.

19/05/2026

Around 1 in 4 adults still hold savings in a current account paying no interest*.

If you’re looking for a better home for your cash savings, get in touch with me today and let’s talk through your options.

www.quilter.com/daniel-hughes

*Building Societies Association 2024

14/05/2026

Around one in four people are missing out by not using their tax-free savings allowance* – don’t be one of them.

I can help you to get your cash working harder.

Contact me today and together we can make a plan for your money.

Visit my adviser profile: www.quilter.com/daniel-hughes

*Building Societies Association 2024

05/05/2026

🎉 Two years strong… and the momentum keeps building 🎉
Two years ago, we launched our BNI chapter in Carmarthen with a shared vision: to build meaningful connections, support one another and grow thriving businesses. Fast forward to today and we’re proud to be celebrating two incredible years of collaboration, referrals and real growth.

This milestone isn’t just about us. It’s about the relationships we’ve built and the wider business community that continues to support and inspire us.

To celebrate this, we’d love you to join us! Expect a fantastic mix of networking, new connections and plenty of opportunity to grow your business all while enjoying a great atmosphere and celebrating in style.

If you’re looking to expand your network, raise your profile or simply connect with like-minded professionals, this is the perfect opportunity.

Let’s celebrate together - great people, great businesses and two years of success… with many more to come!!

Everyone is welcome, however we are particularly looking to connect with:
🔴 Carpenters
🔴 Plumbers
🔴 Estate Agents
🔴 Insurers
🔴 Scaffolders
🔴 Painter and Decorator
🔴 Loss Adjustor
🔴 Solicitors
🔴 Heath & Safety
🔴 Fire alarm engineer
🔴 Photographer
🔴 Website
🔴 Printer
🔴 Human Resources
🔴 Heath and Well Being Therapists
🔴 Fitness Professionals
🔴 and more........

📍 Venue: The Ivy Bush Hotel, Carmarthen
⏰ Time: Tuesday, 12th May, 9am
Includes: A delicious breakfast and plenty of fresh opportunities (£12.50 per person)
📩 To reserve your place, message us directly or register via the link below.
https://bnisouthwales.com/en-GB/visitorregistration?chapterId=39818

18/04/2026

Thinking about buying a home or remortgaging this year? Mortgage rates have been changing, and it can be hard to keep up with what’s happening. This article from MoneyWeek looks at the latest UK mortgage rates and what they could mean for borrowers. Read this article now.

Quilter is not responsible for the accuracy of this article's information.

Hopes of lower mortgage rates in the coming weeks and months are looking less and less likely due to the conflict in the Middle East. Whether you're buying a home, remortgaging or you’re a buy-to-let landlord, we look at the outlook for 2026.

16/04/2026

Now is the perfect time to give your finances a spring clean and get a head start on making the most of your tax-free allowances.

To find out how, visit my profile: www.quilter.com/daniel-hughes

25/03/2026

🏆 I'm really proud to share that last Saturday, I was featured in The Times Top Rated Financial Adviser Guide 2026.

Around two years ago I took the leap and went self employed as a financial adviser, so to have that recognised through client feedback makes all the hard work worth it.

Being born and raised in South West Wales and having the opportunity to build a business here, where people trust you with something as important as their finances, is something I never take lightly.

So diolch, it genuinely means a lot!😊

If you or someone you know is unsure about their pension or retirement plans, looking at investments, sorting a mortgage, or inheritance tax has been on their mind, feel free to reach out.

I offer a free initial consultation whatever stage you are at 👍

📞 07531 919778
📩 [email protected]
💻 Feel free to message me on here too!

03/03/2026

Do you have more than one pension pot?

If yes, you may be able to combine them into one large fund, giving you more choices.

As a Quilter Financial Adviser, I can help you discuss your pension options.

For a free consultation, drop me a message on Facebook, or you can contact me at: www.quilter.com/daniel-hughes

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. April 2025.

26/02/2026

Are you expecting a bonus in March?

A bonus can be a great opportunity to strengthen your long‑term financial plans. Whether you’re thinking about boosting your pension, adding to your investments, or exploring other options, speaking to a financial adviser can help you make the most of it.

If you’d like to learn how to use your bonus to support your future goals, I’m here to help. Contact me today at quilter.com/daniel-hughes


Approver Quilter Financial Services Limited. February 2026.

18/02/2026

Coming to the end of your fixed rate mortgage?

Quilter Financial Advisers review a huge number of mortgage lenders and have access to exclusive offers through the Quilter Financial Planning network.

As your local Quilter Financial Adviser in South West Wales, I can help you explore your mortgage options.

Contact me today at: www.quilter.com/daniel-hughes