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ConceptAccountancy Concept Accountancy is an accountant in Newcastle led by Mark Melville. We are a transparent accountancy firm. We're not your average bean counter!

💷 More sales. More customers. More debt?Growing your business shouldn't mean constantly increasing your overdraft.Our la...
14/10/2026

💷 More sales. More customers. More debt?

Growing your business shouldn't mean constantly increasing your overdraft.

Our latest blog explores how to fund growth more effectively, improve cash flow and keep your business moving forward.

👉 Read more: How to Fund Business Growth Without Constantly Using Your Overdraft

So why does your overdraft keep getting bigger? And how can you fund business growth without an overdraft?

A growing business should mean more money in the bank. Shouldn’t it?Not always.In fact, growth can put serious pressure ...
29/09/2026

A growing business should mean more money in the bank. Shouldn’t it?

Not always.

In fact, growth can put serious pressure on cash flow — with bigger wage bills, rising costs, slower customer payments and more money tied up in the business.

Our latest blog looks at The Cash Flow Trap That Catches Successful Businesses — and why a healthy profit figure doesn’t necessarily mean you have healthy cash flow.

If your business is growing but cash always seems tighter than it should be, it’s worth a read.

👉 Read the full blog:

The faster some businesses grow they can reach fall into a cash flow trap that can catch perfectly profitable businesses

Do you really know how your business is performing?Turnover might be growing – but that doesn't always tell the whole st...
17/09/2026

Do you really know how your business is performing?

Turnover might be growing – but that doesn't always tell the whole story.

There are 7 numbers we believe every Managing Director should be reviewing each month to get a clearer picture of profitability, cash flow and where the business is heading.

We've put them together in our latest blog.

👉 7 FINANCIAL KPIS FOR BUSINESSES
Read it here:

Discover the 7 financial KPIs for businesses that every MD should review monthly to understand the financial health of their business.

Are your sales strong and turnover around £1 million? Is your team growing and your customers are happy but your profits...
27/08/2026

Are your sales strong and turnover around £1 million? Is your team growing and your customers are happy but your profits aren’t as good as you’d expect?

Then, your business could be leaking profits – and unless you stop to identify the issues, they could become catastrophic.

Our latest blog focuses on some of the most common profit leaks we see in growing businesses. 👇🏻

https://conceptaccountancy.co.uk/the-hidden-profit-leaks-in-a-1m-business/

One of the biggest misconceptions in business is that higher sales automatically create more cash. But the truth is that...
20/08/2026

One of the biggest misconceptions in business is that higher sales automatically create more cash. But the truth is that growth will often consume cash before it generates it.

The fastest-growing companies are often the ones that need the strongest cash-flow management.

We look at the 4 Reasons Why Cash Disappears During Growth, how to improve your cash-flow and how we can help your business in our latest blog. 👇🏻

Many business owners focus on growing turnover. If more money is coming in, they assume all is well – until they run out of cash!

Around 90% of UK small business owners say they would be happy to switch to electric vehicle when upgrading work vehicle...
28/07/2026

Around 90% of UK small business owners say they would be happy to switch to electric vehicle when upgrading work vehicles.

Using your company to buy an EV is one of the most tax-efficient ways to run a car. But there are things to consider first.

We look at the pros and cons of buying an EV for your business and what to consider in our latest blog 👇🏻

If you’re wondering whether to buy an EV through your business, you’re not alone. Around 90% of UK small business owners say they would be happy to switch to

Would you like to reduce your corporation tax bill? There’s nothing wrong with wanting your limited company to pay less ...
27/05/2026

Would you like to reduce your corporation tax bill?
There’s nothing wrong with wanting your limited company to pay less in corporation tax. And there are ways to legally do that!
We look at the legal ways you might be able to reduce your bill in our latest blog. 👇🏻

You may be able to reduce your corporation tax bill legally and without worry. So, let’s look at just some of the things you can do.

Are you a shareholder? If so, do you have a dividend strategy? As dividend tax rates have increased for the 2026/27 fina...
30/04/2026

Are you a shareholder? If so, do you have a dividend strategy? As dividend tax rates have increased for the 2026/27 financial year, it's important to have one.
Our latest blog looks at dividend strategies. And if you don't have one, then we can help.

A dividend strategy combines a small salary with dividend payments in a way that keeps your overall tax bill as low as possible. Here's how it can save you.

Address

23 Riverside Studios Amethyst Road
Newcastle Upon Tyne
NE47YL

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

0191 603 1760

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